Susan And Eliot Black Foundation

Susan And Eliot Black Foundation maintains strong assets despite fluctuating revenue and recent spending exceeding income.

EIN: 134085055 · Greenwich, CT · NTEE: T90 · Updated: 2026-03-28

$516KRevenue
$3.9MAssets
85/100Mission Score (Excellent)
T90
Susan And Eliot Black Foundation Financial Summary
MetricValue
Total Revenue$516K
Total Expenses$265K
Program Spending90%
Net Assets$3.9M
Transparency Score85/100

Is Susan And Eliot Black Foundation Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Susan And Eliot Black Foundation directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Susan And Eliot Black Foundation

Susan And Eliot Black Foundation (EIN: 134085055) is a nonprofit organization based in Greenwich, CT, classified under NTEE code T90. The organization reported total revenue of $516K and total assets of $3.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Susan And Eliot Black Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

27Years Operating
SmallSize Classification
9Years of Filings
MixedRevenue Trajectory

Susan And Eliot Black Foundation is a small nonprofit that has been operating for 27 years, with 9 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.5%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$156K
Total Expenses$265K
Surplus / Deficit$-109,696
Total Assets$3.9M
Total Liabilities$1
Net Assets$3.9M
Operating Margin-70.4%
Debt-to-Asset Ratio0.0%
Months of Reserves174.9 months

Financial Health Grade: B

In 2023, Susan And Eliot Black Foundation reported a deficit of $110K with expenses exceeding revenue, holds 174.9 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 9 years of filings (2011–2023), Susan And Eliot Black Foundation's revenue has grown at a compound annual growth rate (CAGR) of 2.5%.

YearRevenue ChangeExpense ChangeAsset Change
2023+183.3%+53.9%-2.8%
2022-85.3%+10.6%-3.0%
2021-83.7%+79.6%+5.6%
2020+3627.0%-36.3%+168.8%
2019-60.6%+42.4%-1.7%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1999

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Susan And Eliot Black Foundation, a private foundation, demonstrates consistent financial stability with assets growing from $1,359,331 in 2011 to $3,869,749 in 2023. Revenue has fluctuated significantly, peaking at $2,298,577 in 2020, but showing a recent decline to $155,740 in 2023. The foundation consistently reports zero officer compensation, which is a positive indicator for donor confidence regarding executive pay. However, the 2023 filing shows expenses ($265,436) exceeding revenue ($155,740), indicating a draw on assets or prior year surpluses. This trend of expenses exceeding revenue is also visible in 2022 and 2019, suggesting a pattern of spending more than it takes in during certain periods. Given its nature as a private foundation (NTEE T90), its primary function is typically grant-making rather than direct program delivery, which influences its spending efficiency metrics. The consistent reporting of minimal liabilities ($0 or $1) across all filings indicates sound financial management and low debt risk. The absence of officer compensation enhances its transparency and suggests that resources are directed towards its charitable purpose rather than administrative overhead in the form of salaries. While the foundation's asset growth is strong, the recent trend of negative net income (expenses exceeding revenue) warrants attention. For instance, in 2023, the foundation spent $109,696 more than it received. This is not necessarily a red flag for a foundation that strategically spends down its endowment, but consistent deficits without a clear strategy could impact long-term sustainability. Overall, the foundation appears transparent in its reporting, particularly regarding compensation, and maintains a healthy asset base.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Susan And Eliot Black Foundation with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 90%
  • fundraising: 0%

According to IRS 990 filings, Susan And Eliot Black Foundation allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$156KTotal Revenue
$265KTotal Expenses
$3.9MTotal Assets
$1Total Liabilities
$3.9MNet Assets
  • The organization reported a deficit of $110K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 0.0%.

Executive Compensation Analysis

The foundation consistently reports 0% officer compensation across all available filings, indicating that no executive salaries are paid, which is highly favorable for directing funds to charitable activities.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Susan And Eliot Black Foundation's IRS 990 filings:

  • Expenses exceeded revenue in 2023 ($265,436 vs. $155,740), 2022 ($172,420 vs. $54,977), and 2019 ($136,387 vs. $61,673), indicating a pattern of deficit spending in some periods.

Strengths

The following positive indicators were identified for Susan And Eliot Black Foundation:

  • Consistent growth in assets from $1,359,331 in 2011 to $3,869,749 in 2023.
  • Zero officer compensation reported across all filings, indicating high efficiency in executive pay.
  • Minimal liabilities ($0 or $1) consistently reported, demonstrating strong financial management and low debt.
  • Strong asset base provides long-term financial security for its charitable mission.

Frequently Asked Questions about Susan And Eliot Black Foundation

Is Susan And Eliot Black Foundation a legitimate charity?

Susan And Eliot Black Foundation (EIN: 134085055) is a registered tax-exempt nonprofit based in Connecticut. Our AI analysis gives it a Mission Score of 85/100. It has 9 years of IRS 990 filings on record. Total revenue: $516K. 1 red flag identified. 4 strengths noted. Financial health grade: B.

How does Susan And Eliot Black Foundation spend its money?

Susan And Eliot Black Foundation directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Susan And Eliot Black Foundation tax-deductible?

Susan And Eliot Black Foundation is registered as a tax-exempt nonprofit (EIN: 134085055). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Susan And Eliot Black Foundation compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Susan And Eliot Black Foundation is above average for NTEE category T90 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Susan And Eliot Black Foundation located?

Susan And Eliot Black Foundation is headquartered in Greenwich, Connecticut and files with the IRS under EIN 134085055. It is classified under NTEE code T90.

How many years of IRS 990 filings does Susan And Eliot Black Foundation have?

Susan And Eliot Black Foundation has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $516K in total revenue.

Is the Susan And Eliot Black Foundation financially stable?

Yes, the foundation appears financially stable with substantial assets of $3,869,749 in 2023, growing significantly from $1,359,331 in 2011. However, recent years (2023, 2022) show expenses exceeding revenue, which could impact long-term stability if not managed strategically.

How efficient is the foundation's spending?

As a private foundation, its efficiency is largely measured by its grant-making. With 0% officer compensation and minimal liabilities, administrative overhead appears very low, suggesting a high proportion of expenses are directed towards its charitable purpose (programs/grants).

Does the foundation pay its officers?

No, the foundation consistently reports 0% officer compensation in all available IRS 990 filings, indicating no salaries are paid to its officers.

Filing History

IRS 990 filing history for Susan And Eliot Black Foundation showing financial trends over 9 years of public records:

Over 9 years of IRS 990 filings (2011–2023), Susan And Eliot Black Foundation's revenue has grown by 35.1%, moving from $115K to $156K. Total assets increased by 184.7% over the same period, from $1.4M to $3.9M. Total functional expenses rose by 215.7%, from $84K to $265K. In its most recent filing year (2023), Susan And Eliot Black Foundation reported a deficit of $110K, with expenses exceeding revenue. The organization holds $1 in liabilities against $3.9M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $3.9M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $156K $265K $3.9M $1
2022 $55K $172K $4.0M $1 View 990
2021 $374K $156K $4.1M $1 View 990
2020 $2.3M $87K $3.9M $1 View 990
2019 $62K $136K $1.4M $1
2015 $156K $96K $1.5M $0 View 990
2013 $129K $44K $1.4M $0 View 990
2012 $44K $88K $1.3M $0 View 990
2011 $115K $84K $1.4M $1 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $156K, expenses of $265K, and assets of $3.9M (revenue +183.3% year-over-year).
  • 2022: Revenue of $55K, expenses of $172K, and assets of $4.0M (revenue -85.3% year-over-year).
  • 2021: Revenue of $374K, expenses of $156K, and assets of $4.1M (revenue -83.7% year-over-year).
  • 2020: Revenue of $2.3M, expenses of $87K, and assets of $3.9M (revenue +3627.0% year-over-year).
  • 2019: Revenue of $62K, expenses of $136K, and assets of $1.4M (revenue -60.6% year-over-year).
  • 2015: Revenue of $156K, expenses of $96K, and assets of $1.5M (revenue +21.2% year-over-year).
  • 2013: Revenue of $129K, expenses of $44K, and assets of $1.4M (revenue +195.3% year-over-year).
  • 2012: Revenue of $44K, expenses of $88K, and assets of $1.3M (revenue -62.1% year-over-year).
  • 2011: Revenue of $115K, expenses of $84K, and assets of $1.4M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Susan And Eliot Black Foundation:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Susan And Eliot Black Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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