Susan L Curtis Charitable Foundation

Susan L Curtis Charitable Foundation maintains strong financial health with growing assets and no reported officer compensation.

EIN: 10324705 · Portland, ME · NTEE: N20I · Updated: 2026-03-28

$2.3MRevenue
$2.0MGross Revenue
$5.7MAssets
92/100Mission Score (Excellent)
N20I
Susan L Curtis Charitable Foundation Financial Summary
MetricValue
Total Revenue$2.3M
Total Expenses$1.1M
Program Spending90%
Net Assets$4.4M
Transparency Score92/100

Search Intent Cockpit

Susan L Curtis Charitable Foundation Form 990, Revenue, CEO Pay, and IRS Filing Signals

Susan L Curtis Charitable Foundation is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Susan L Curtis Charitable Foundation in one place.

Form 990 Filing Summary

14 filing years are available, with latest revenue of $939K and expenses of $1.1M.

Revenue and Expenses

Susan L Curtis Charitable Foundation reported $939K in revenue and $1.1M in expenses, a deficit of $131K.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

92/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.

Is Susan L Curtis Charitable Foundation Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
90%Program Expense
$0Grants Paid
14Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Susan L Curtis Charitable Foundation Expense Deployment
Program services$963K (90%)

Across stored filings, Susan L Curtis Charitable Foundation shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

Decision Cockpit

One-Stop Donor, Research, and Peer Context Hub

Susan L Curtis Charitable Foundation Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacyAppears LegitimateGood filing record; no red flags identified
Mission spend90% to programsExcellent
Financial durabilityGrade B14 stored filing years
Peer contextCompare with Maine Composite Materials Applied Technology Development CenterMaine and Category N context

Trust Check

Review legitimacy, deductibility, red flags, and filing consistency.

Open charity check →

Peer Benchmark

Compare against real state and category peers.

Compare with Maine Composite Materials Applied Technology Development Center →
All Maine nonprofits
All Category N

Local and Sector Spokes

Move into this nonprofit's local market, category, and sector maps.

Portland, ME nonprofits
Category N in Maine
Human Services in Maine

Follow the Money

Jump into spending, compensation, rankings, and filing-year evidence.

State spending analysis
State compensation analysis
Category N spending
Best Category N charities in Maine
Relevant rankings

Donation Decision Flow

From Trust Check to Better Alternatives

1

Verify

Appears Legitimate. Check deductibility, filings, and red flags.

2

Understand money

90% of spending goes to programs.

3

Compare

Benchmark against Maine Composite Materials Applied Technology Development Center.

4

Decide

Build a shortlist, compare alternatives, and review the latest filing before giving.

Alternative Shopping

Similar Nonprofits Donors Should Compare

Browse the full Category N peer market in Maine →

Next Best Actions

Keep the Investigation Moving

Verify legitimacy

Open the focused charity-check flow before donating.

Compare a peer

Benchmark against Maine Composite Materials Applied Technology Development Center.

Find best peers

See best Category N charities in Maine.

Inspect local compensation

See whether pay levels look unusual in this state.

Susan L Curtis Charitable Foundation directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Susan L Curtis Charitable Foundation

Susan L Curtis Charitable Foundation (EIN: 10324705) is a nonprofit organization based in Portland, ME, classified under NTEE code N20I. The organization reported total revenue of $2.3M and total assets of $5.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Susan L Curtis Charitable Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

55Years Operating
Mid-SizeSize Classification
14Years of Filings
MixedRevenue Trajectory

Susan L Curtis Charitable Foundation is a mid-size nonprofit that has been operating for 55 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.4%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$939K
Total Expenses$1.1M
Surplus / Deficit$-131,324
Total Assets$4.4M
Total Liabilities$38K
Net Assets$4.4M
Operating Margin-14.0%
Debt-to-Asset Ratio0.9%
Months of Reserves49.5 months

Financial Health Grade: B

In 2023, Susan L Curtis Charitable Foundation reported a deficit of $131K with expenses exceeding revenue, holds 49.5 months of operating reserves (strong position), has a debt-to-asset ratio of 0.9% (very low leverage).

Financial Trends

Over 14 years of filings (2011–2023), Susan L Curtis Charitable Foundation's revenue has grown at a compound annual growth rate (CAGR) of 4.4%.

YearRevenue ChangeExpense ChangeAsset Change
2023-6.6%+24.9%+5.3%
2022+448.9%+783.6%-7.2%
2021-83.9%-87.3%+2.1%
2021+59.0%+12.1%+30.1%
2020-12.8%-15.4%+6.3%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1971

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Susan L Curtis Charitable Foundation demonstrates consistent financial activity, with revenues generally exceeding or closely matching expenses over the past decade. For instance, in 2022, revenue was $1,005,861 against expenses of $856,797, indicating a healthy operating surplus. The organization's assets have shown steady growth, increasing from $2,812,865 in 2015 to $4,419,849 in 2023, suggesting sound financial management and accumulation of resources. Liabilities remain very low relative to assets, indicating a strong balance sheet. While specific program, administrative, and fundraising expense breakdowns are not provided in the summary data, the consistent operational surpluses and asset growth suggest efficient use of funds. A key indicator of transparency and good governance is the reported 0% officer compensation across all available filings, which is highly commendable and suggests that leadership is either volunteer-based or compensated through other means not classified as officer compensation, which would require further investigation of the full 990 forms. This practice significantly reduces overhead and maximizes funds available for charitable activities. Overall, the foundation appears to be financially stable and well-managed, with a clear commitment to minimizing administrative costs as evidenced by the lack of officer compensation. The consistent growth in assets and generally positive operating margins reflect a sustainable financial model. To fully assess spending efficiency, a detailed breakdown of program, administrative, and fundraising expenses from the full 990 forms would be beneficial, but the available data points to a fiscally responsible organization.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Susan L Curtis Charitable Foundation with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 8%
  • programs: 90%
  • fundraising: 2%

According to IRS 990 filings, Susan L Curtis Charitable Foundation allocates its expenses as follows: admin: 8%, programs: 90%, fundraising: 2%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$939KTotal Revenue
$1.1MTotal Expenses
$4.4MTotal Assets
$38KTotal Liabilities
$4.4MNet Assets
  • The organization reported a deficit of $131K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 0.9%.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that executive leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly efficient and maximizes funds for charitable purposes.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Susan L Curtis Charitable Foundation:

  • Consistent asset growth (from $2.8M in 2015 to $4.4M in 2023)
  • 0% reported officer compensation, indicating high efficiency and dedication of leadership
  • Low liabilities relative to assets, demonstrating strong financial health
  • Generally positive operating margins, with revenues often exceeding expenses
  • Long filing history (14 filings) indicating sustained operations and compliance

Frequently Asked Questions about Susan L Curtis Charitable Foundation

Is Susan L Curtis Charitable Foundation a legitimate charity?

Susan L Curtis Charitable Foundation (EIN: 10324705) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 92/100. It has 14 years of IRS 990 filings on record. Total revenue: $2.3M. No red flags identified. 5 strengths noted. Financial health grade: B.

How does Susan L Curtis Charitable Foundation spend its money?

Susan L Curtis Charitable Foundation directs 90% of its spending to programs and services. Fundraising costs 2%. This exceeds the 65% industry benchmark.

Are donations to Susan L Curtis Charitable Foundation tax-deductible?

Susan L Curtis Charitable Foundation is registered as a tax-exempt nonprofit (EIN: 10324705). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Susan L Curtis Charitable Foundation's spending goes to programs?

Susan L Curtis Charitable Foundation directs 90% to programs, 2% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Susan L Curtis Charitable Foundation compare to similar nonprofits?

With a transparency score of 92/100 (Excellent), Susan L Curtis Charitable Foundation is above average for NTEE category N20I nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Susan L Curtis Charitable Foundation located?

Susan L Curtis Charitable Foundation is headquartered in Portland, Maine and files with the IRS under EIN 10324705. It is classified under NTEE code N20I.

How many years of IRS 990 filings does Susan L Curtis Charitable Foundation have?

Susan L Curtis Charitable Foundation has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.3M in total revenue.

Is the Susan L Curtis Charitable Foundation financially stable?

Yes, the foundation appears financially stable, consistently growing its assets from $2.8 million in 2015 to $4.4 million in 2023, and generally maintaining positive operating margins.

Does the foundation pay its officers?

Based on the provided data, the foundation reports 0% officer compensation across all available filings, suggesting officers are not compensated or are compensated through other means not classified as officer compensation.

How has the foundation's revenue trended over time?

Revenue has fluctuated but generally remained strong, with recent years showing over $900,000 in 2023 and over $1 million in 2022, indicating consistent donor support or investment income.

Are the foundation's liabilities a concern?

No, the foundation's liabilities are consistently very low relative to its assets (e.g., $37,816 in liabilities against $4,419,849 in assets in 2023), indicating a strong financial position.

Filing History

IRS 990 filing history for Susan L Curtis Charitable Foundation showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2011–2023), Susan L Curtis Charitable Foundation's revenue has grown by 67.6%, moving from $560K to $939K. Total assets increased by 57.4% over the same period, from $2.8M to $4.4M. Total functional expenses rose by 47%, from $728K to $1.1M. In its most recent filing year (2023), Susan L Curtis Charitable Foundation reported a deficit of $131K, with expenses exceeding revenue. The organization holds $38K in liabilities against $4.4M in assets (debt-to-asset ratio: 0.9%), resulting in net assets of $4.4M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $939K $1.1M $4.4M $38K
2022 $1.0M $857K $4.2M $16K View 990
2021 $183K $97K $4.5M $22K View 990
2021 $1.1M $761K $4.4M $15K View 990
2020 $715K $679K $3.4M $21K View 990
2019 $820K $803K $3.2M $13K View 990
2018 $984K $768K $3.2M $9K View 990
2017 $784K $768K $3.0M $11K View 990
2016 $755K $700K $2.8M $25K View 990
2015 $627K $780K $2.8M $27K View 990
2014 $974K $657K $2.9M $44K View 990
2013 $529K $672K $2.8M $419K View 990
2012 $484K $696K $2.7M $363K View 990
2011 $560K $728K $2.8M $410K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $939K, expenses of $1.1M, and assets of $4.4M (revenue -6.6% year-over-year).
  • 2022: Revenue of $1.0M, expenses of $857K, and assets of $4.2M (revenue +448.9% year-over-year).
  • 2021: Revenue of $183K, expenses of $97K, and assets of $4.5M (revenue -83.9% year-over-year).
  • 2021: Revenue of $1.1M, expenses of $761K, and assets of $4.4M (revenue +59.0% year-over-year).
  • 2020: Revenue of $715K, expenses of $679K, and assets of $3.4M (revenue -12.8% year-over-year).
  • 2019: Revenue of $820K, expenses of $803K, and assets of $3.2M (revenue -16.7% year-over-year).
  • 2018: Revenue of $984K, expenses of $768K, and assets of $3.2M (revenue +25.5% year-over-year).
  • 2017: Revenue of $784K, expenses of $768K, and assets of $3.0M (revenue +3.9% year-over-year).
  • 2016: Revenue of $755K, expenses of $700K, and assets of $2.8M (revenue +20.3% year-over-year).
  • 2015: Revenue of $627K, expenses of $780K, and assets of $2.8M (revenue -35.6% year-over-year).
  • 2014: Revenue of $974K, expenses of $657K, and assets of $2.9M (revenue +84.1% year-over-year).
  • 2013: Revenue of $529K, expenses of $672K, and assets of $2.8M (revenue +9.2% year-over-year).
  • 2012: Revenue of $484K, expenses of $696K, and assets of $2.7M (revenue -13.6% year-over-year).
  • 2011: Revenue of $560K, expenses of $728K, and assets of $2.8M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Susan L Curtis Charitable Foundation:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Susan L Curtis Charitable Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

Other Nonprofits in Maine

Explore more nonprofits based in Maine with AI-powered transparency reports.

View all Maine nonprofits →

Similar Organizations (NTEE N20I)

Other nonprofits classified under NTEE code N20I.

View all N20I nonprofits →

Explore Related Nonprofits

Browse by State