Susan L Curtis Charitable Foundation
Susan L Curtis Charitable Foundation maintains strong financial health with growing assets and no reported officer compensation.
EIN: 10324705 · Portland, ME · NTEE: N20I · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.3M |
| Total Expenses | $1.1M |
| Program Spending | 90% |
| Net Assets | $4.4M |
| Transparency Score | 92/100 |
Search Intent Cockpit
Susan L Curtis Charitable Foundation Form 990, Revenue, CEO Pay, and IRS Filing Signals
Susan L Curtis Charitable Foundation is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Susan L Curtis Charitable Foundation in one place.
Form 990 Filing Summary
14 filing years are available, with latest revenue of $939K and expenses of $1.1M.
Revenue and Expenses
Susan L Curtis Charitable Foundation reported $939K in revenue and $1.1M in expenses, a deficit of $131K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
92/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.
Is Susan L Curtis Charitable Foundation Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $963K (90%) |
Across stored filings, Susan L Curtis Charitable Foundation shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Appears Legitimate | Good filing record; no red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade B | 14 stored filing years |
| Peer context | Compare with Maine Composite Materials Applied Technology Development Center | Maine and Category N context |
Trust Check
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All Category N
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Portland, ME nonprofitsCategory N in Maine
Human Services in Maine
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Appears Legitimate. Check deductibility, filings, and red flags.
2Understand money
90% of spending goes to programs.
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Keep the Investigation Moving
Susan L Curtis Charitable Foundation directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Susan L Curtis Charitable Foundation
Susan L Curtis Charitable Foundation (EIN: 10324705) is a nonprofit organization based in Portland, ME, classified under NTEE code N20I. The organization reported total revenue of $2.3M and total assets of $5.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Susan L Curtis Charitable Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Susan L Curtis Charitable Foundation is a mid-size nonprofit that has been operating for 55 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $939K |
| Total Expenses | $1.1M |
| Surplus / Deficit | $-131,324 |
| Total Assets | $4.4M |
| Total Liabilities | $38K |
| Net Assets | $4.4M |
| Operating Margin | -14.0% |
| Debt-to-Asset Ratio | 0.9% |
| Months of Reserves | 49.5 months |
Financial Health Grade: B
In 2023, Susan L Curtis Charitable Foundation reported a deficit of $131K with expenses exceeding revenue, holds 49.5 months of operating reserves (strong position), has a debt-to-asset ratio of 0.9% (very low leverage).
Financial Trends
Over 14 years of filings (2011–2023), Susan L Curtis Charitable Foundation's revenue has grown at a compound annual growth rate (CAGR) of 4.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -6.6% | +24.9% | +5.3% |
| 2022 | +448.9% | +783.6% | -7.2% |
| 2021 | -83.9% | -87.3% | +2.1% |
| 2021 | +59.0% | +12.1% | +30.1% |
| 2020 | -12.8% | -15.4% | +6.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1971 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Susan L Curtis Charitable Foundation with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 8%
- programs: 90%
- fundraising: 2%
According to IRS 990 filings, Susan L Curtis Charitable Foundation allocates its expenses as follows: admin: 8%, programs: 90%, fundraising: 2%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $131K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.9%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that executive leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly efficient and maximizes funds for charitable purposes.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Susan L Curtis Charitable Foundation:
- Consistent asset growth (from $2.8M in 2015 to $4.4M in 2023)
- 0% reported officer compensation, indicating high efficiency and dedication of leadership
- Low liabilities relative to assets, demonstrating strong financial health
- Generally positive operating margins, with revenues often exceeding expenses
- Long filing history (14 filings) indicating sustained operations and compliance
Frequently Asked Questions about Susan L Curtis Charitable Foundation
Is Susan L Curtis Charitable Foundation a legitimate charity?
Susan L Curtis Charitable Foundation (EIN: 10324705) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 92/100. It has 14 years of IRS 990 filings on record. Total revenue: $2.3M. No red flags identified. 5 strengths noted. Financial health grade: B.
How does Susan L Curtis Charitable Foundation spend its money?
Susan L Curtis Charitable Foundation directs 90% of its spending to programs and services. Fundraising costs 2%. This exceeds the 65% industry benchmark.
Are donations to Susan L Curtis Charitable Foundation tax-deductible?
Susan L Curtis Charitable Foundation is registered as a tax-exempt nonprofit (EIN: 10324705). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Susan L Curtis Charitable Foundation's spending goes to programs?
Susan L Curtis Charitable Foundation directs 90% to programs, 2% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Susan L Curtis Charitable Foundation compare to similar nonprofits?
With a transparency score of 92/100 (Excellent), Susan L Curtis Charitable Foundation is above average for NTEE category N20I nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Susan L Curtis Charitable Foundation located?
Susan L Curtis Charitable Foundation is headquartered in Portland, Maine and files with the IRS under EIN 10324705. It is classified under NTEE code N20I.
How many years of IRS 990 filings does Susan L Curtis Charitable Foundation have?
Susan L Curtis Charitable Foundation has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.3M in total revenue.
Is the Susan L Curtis Charitable Foundation financially stable?
Yes, the foundation appears financially stable, consistently growing its assets from $2.8 million in 2015 to $4.4 million in 2023, and generally maintaining positive operating margins.
Does the foundation pay its officers?
Based on the provided data, the foundation reports 0% officer compensation across all available filings, suggesting officers are not compensated or are compensated through other means not classified as officer compensation.
How has the foundation's revenue trended over time?
Revenue has fluctuated but generally remained strong, with recent years showing over $900,000 in 2023 and over $1 million in 2022, indicating consistent donor support or investment income.
Are the foundation's liabilities a concern?
No, the foundation's liabilities are consistently very low relative to its assets (e.g., $37,816 in liabilities against $4,419,849 in assets in 2023), indicating a strong financial position.
Filing History
IRS 990 filing history for Susan L Curtis Charitable Foundation showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2023), Susan L Curtis Charitable Foundation's revenue has grown by 67.6%, moving from $560K to $939K. Total assets increased by 57.4% over the same period, from $2.8M to $4.4M. Total functional expenses rose by 47%, from $728K to $1.1M. In its most recent filing year (2023), Susan L Curtis Charitable Foundation reported a deficit of $131K, with expenses exceeding revenue. The organization holds $38K in liabilities against $4.4M in assets (debt-to-asset ratio: 0.9%), resulting in net assets of $4.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $939K | $1.1M | $4.4M | $38K | — | — |
| 2022 | $1.0M | $857K | $4.2M | $16K | — | View 990 |
| 2021 | $183K | $97K | $4.5M | $22K | — | View 990 |
| 2021 | $1.1M | $761K | $4.4M | $15K | — | View 990 |
| 2020 | $715K | $679K | $3.4M | $21K | — | View 990 |
| 2019 | $820K | $803K | $3.2M | $13K | — | View 990 |
| 2018 | $984K | $768K | $3.2M | $9K | — | View 990 |
| 2017 | $784K | $768K | $3.0M | $11K | — | View 990 |
| 2016 | $755K | $700K | $2.8M | $25K | — | View 990 |
| 2015 | $627K | $780K | $2.8M | $27K | — | View 990 |
| 2014 | $974K | $657K | $2.9M | $44K | — | View 990 |
| 2013 | $529K | $672K | $2.8M | $419K | — | View 990 |
| 2012 | $484K | $696K | $2.7M | $363K | — | View 990 |
| 2011 | $560K | $728K | $2.8M | $410K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $939K, expenses of $1.1M, and assets of $4.4M (revenue -6.6% year-over-year).
- 2022: Revenue of $1.0M, expenses of $857K, and assets of $4.2M (revenue +448.9% year-over-year).
- 2021: Revenue of $183K, expenses of $97K, and assets of $4.5M (revenue -83.9% year-over-year).
- 2021: Revenue of $1.1M, expenses of $761K, and assets of $4.4M (revenue +59.0% year-over-year).
- 2020: Revenue of $715K, expenses of $679K, and assets of $3.4M (revenue -12.8% year-over-year).
- 2019: Revenue of $820K, expenses of $803K, and assets of $3.2M (revenue -16.7% year-over-year).
- 2018: Revenue of $984K, expenses of $768K, and assets of $3.2M (revenue +25.5% year-over-year).
- 2017: Revenue of $784K, expenses of $768K, and assets of $3.0M (revenue +3.9% year-over-year).
- 2016: Revenue of $755K, expenses of $700K, and assets of $2.8M (revenue +20.3% year-over-year).
- 2015: Revenue of $627K, expenses of $780K, and assets of $2.8M (revenue -35.6% year-over-year).
- 2014: Revenue of $974K, expenses of $657K, and assets of $2.9M (revenue +84.1% year-over-year).
- 2013: Revenue of $529K, expenses of $672K, and assets of $2.8M (revenue +9.2% year-over-year).
- 2012: Revenue of $484K, expenses of $696K, and assets of $2.7M (revenue -13.6% year-over-year).
- 2011: Revenue of $560K, expenses of $728K, and assets of $2.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Susan L Curtis Charitable Foundation:
Data Sources and Methodology
This transparency report for Susan L Curtis Charitable Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.