Susan L Curtis Charitable Foundation
Susan L Curtis Charitable Foundation maintains strong financial health with growing assets and no reported officer compensation.
EIN: 10324705 · Portland, ME · NTEE: N20I · Updated: 2026-03-28
Is Susan L Curtis Charitable Foundation Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Susan L Curtis Charitable Foundation directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Susan L Curtis Charitable Foundation
Susan L Curtis Charitable Foundation (EIN: 10324705) is a nonprofit organization based in Portland, ME, classified under NTEE code N20I. The organization reported total revenue of $2.3M and total assets of $5.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Susan L Curtis Charitable Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Susan L Curtis Charitable Foundation with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 8%
- programs: 90%
- fundraising: 2%
According to IRS 990 filings, Susan L Curtis Charitable Foundation allocates its expenses as follows: admin: 8%, programs: 90%, fundraising: 2%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that executive leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly efficient and maximizes funds for charitable purposes.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Susan L Curtis Charitable Foundation:
- Consistent asset growth (from $2.8M in 2015 to $4.4M in 2023)
- 0% reported officer compensation, indicating high efficiency and dedication of leadership
- Low liabilities relative to assets, demonstrating strong financial health
- Generally positive operating margins, with revenues often exceeding expenses
- Long filing history (14 filings) indicating sustained operations and compliance
Frequently Asked Questions about Susan L Curtis Charitable Foundation
Is Susan L Curtis Charitable Foundation a legitimate charity?
Based on AI analysis of IRS 990 filings, Susan L Curtis Charitable Foundation (EIN: 10324705) appears legitimate. Mission Score: 92/100. 0 red flags identified, 5 strengths noted.
How does Susan L Curtis Charitable Foundation spend its money?
Susan L Curtis Charitable Foundation directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Susan L Curtis Charitable Foundation tax-deductible?
Susan L Curtis Charitable Foundation is registered as a tax-exempt nonprofit (EIN: 10324705). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is the Susan L Curtis Charitable Foundation financially stable?
Yes, the foundation appears financially stable, consistently growing its assets from $2.8 million in 2015 to $4.4 million in 2023, and generally maintaining positive operating margins.
Does the foundation pay its officers?
Based on the provided data, the foundation reports 0% officer compensation across all available filings, suggesting officers are not compensated or are compensated through other means not classified as officer compensation.
How has the foundation's revenue trended over time?
Revenue has fluctuated but generally remained strong, with recent years showing over $900,000 in 2023 and over $1 million in 2022, indicating consistent donor support or investment income.
Are the foundation's liabilities a concern?
No, the foundation's liabilities are consistently very low relative to its assets (e.g., $37,816 in liabilities against $4,419,849 in assets in 2023), indicating a strong financial position.
Filing History
IRS 990 filing history for Susan L Curtis Charitable Foundation showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2023), Susan L Curtis Charitable Foundation's revenue has grown by 67.6%, moving from $560K to $939K. Total assets increased by 57.4% over the same period, from $2.8M to $4.4M. Total functional expenses rose by 47%, from $728K to $1.1M. In its most recent filing year (2023), Susan L Curtis Charitable Foundation reported a deficit of $131K, with expenses exceeding revenue. The organization holds $38K in liabilities against $4.4M in assets (debt-to-asset ratio: 0.9%), resulting in net assets of $4.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $939K | $1.1M | $4.4M | $38K | — | — |
| 2022 | $1.0M | $857K | $4.2M | $16K | — | View 990 |
| 2021 | $183K | $97K | $4.5M | $22K | — | View 990 |
| 2021 | $1.1M | $761K | $4.4M | $15K | — | View 990 |
| 2020 | $715K | $679K | $3.4M | $21K | — | View 990 |
| 2019 | $820K | $803K | $3.2M | $13K | — | View 990 |
| 2018 | $984K | $768K | $3.2M | $9K | — | View 990 |
| 2017 | $784K | $768K | $3.0M | $11K | — | View 990 |
| 2016 | $755K | $700K | $2.8M | $25K | — | View 990 |
| 2015 | $627K | $780K | $2.8M | $27K | — | View 990 |
| 2014 | $974K | $657K | $2.9M | $44K | — | View 990 |
| 2013 | $529K | $672K | $2.8M | $419K | — | View 990 |
| 2012 | $484K | $696K | $2.7M | $363K | — | View 990 |
| 2011 | $560K | $728K | $2.8M | $410K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $939K, expenses of $1.1M, and assets of $4.4M (revenue -6.6% year-over-year).
- 2022: Revenue of $1.0M, expenses of $857K, and assets of $4.2M (revenue +448.9% year-over-year).
- 2021: Revenue of $183K, expenses of $97K, and assets of $4.5M (revenue -83.9% year-over-year).
- 2021: Revenue of $1.1M, expenses of $761K, and assets of $4.4M (revenue +59.0% year-over-year).
- 2020: Revenue of $715K, expenses of $679K, and assets of $3.4M (revenue -12.8% year-over-year).
- 2019: Revenue of $820K, expenses of $803K, and assets of $3.2M (revenue -16.7% year-over-year).
- 2018: Revenue of $984K, expenses of $768K, and assets of $3.2M (revenue +25.5% year-over-year).
- 2017: Revenue of $784K, expenses of $768K, and assets of $3.0M (revenue +3.9% year-over-year).
- 2016: Revenue of $755K, expenses of $700K, and assets of $2.8M (revenue +20.3% year-over-year).
- 2015: Revenue of $627K, expenses of $780K, and assets of $2.8M (revenue -35.6% year-over-year).
- 2014: Revenue of $974K, expenses of $657K, and assets of $2.9M (revenue +84.1% year-over-year).
- 2013: Revenue of $529K, expenses of $672K, and assets of $2.8M (revenue +9.2% year-over-year).
- 2012: Revenue of $484K, expenses of $696K, and assets of $2.7M (revenue -13.6% year-over-year).
- 2011: Revenue of $560K, expenses of $728K, and assets of $2.8M.
Data Sources and Methodology
This transparency report for Susan L Curtis Charitable Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.