The Bank Of Commerce Welfare Benefits Trust
EIN: 816676545 · Idaho Falls, ID
Is The Bank Of Commerce Welfare Benefits Trust Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About The Bank Of Commerce Welfare Benefits Trust
The Bank Of Commerce Welfare Benefits Trust (EIN: 816676545) is a nonprofit organization based in Idaho Falls, ID. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of The Bank Of Commerce Welfare Benefits Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
The Bank Of Commerce Welfare Benefits Trust is a mid-size nonprofit, with 2 years of IRS 990 filings on record (2016–2017). Revenue has grown at a compound annual rate of -16.3%.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.9M |
| Total Expenses | $2.1M |
| Surplus / Deficit | $-200,000 |
| Total Assets | $0 |
| Net Assets | $0 |
| Operating Margin | -10.6% |
| Months of Reserves | 0.0 months |
Financial Health Grade: C
In 2017, The Bank Of Commerce Welfare Benefits Trust reported a deficit of $200K with expenses exceeding revenue, holds 0.0 months of operating reserves (limited).
Financial Trends
Over 2 years of filings (2016–2017), The Bank Of Commerce Welfare Benefits Trust's revenue has declined at a compound annual growth rate (CAGR) of -16.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2017 | -16.3% | +1.6% | -100.0% |
AI Analysis Pending
AI enrichment for The Bank Of Commerce Welfare Benefits Trust has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates The Bank Of Commerce Welfare Benefits Trust with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $200K, with expenses exceeding revenue.
Frequently Asked Questions about The Bank Of Commerce Welfare Benefits Trust
Is The Bank Of Commerce Welfare Benefits Trust a legitimate charity?
The Bank Of Commerce Welfare Benefits Trust (EIN: 816676545) is a registered tax-exempt nonprofit based in Idaho. It has 2 years of IRS 990 filings on record. No red flags identified. Financial health grade: C.
How does The Bank Of Commerce Welfare Benefits Trust spend its money?
The Bank Of Commerce Welfare Benefits Trust reported its financials in IRS 990 filings. 2 years of filing data available. Expenses exceeded revenue in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to The Bank Of Commerce Welfare Benefits Trust tax-deductible?
The Bank Of Commerce Welfare Benefits Trust is registered as a tax-exempt nonprofit (EIN: 816676545). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is The Bank Of Commerce Welfare Benefits Trust located?
The Bank Of Commerce Welfare Benefits Trust is headquartered in Idaho Falls, Idaho and files with the IRS under EIN 816676545.
How many years of IRS 990 filings does The Bank Of Commerce Welfare Benefits Trust have?
The Bank Of Commerce Welfare Benefits Trust has 2 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
Filing History
IRS 990 filing history for The Bank Of Commerce Welfare Benefits Trust showing financial trends over 2 years of public records:
Over 2 years of IRS 990 filings (2016–2017), The Bank Of Commerce Welfare Benefits Trust's revenue has declined by 16.3%, moving from $2.3M to $1.9M. Total assets decreased by 100% over the same period, from $200K to $0. Total functional expenses rose by 1.6%, from $2.1M to $2.1M. In its most recent filing year (2017), The Bank Of Commerce Welfare Benefits Trust reported a deficit of $200K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2017 | $1.9M | $2.1M | $0 | $0 | — | View 990 |
| 2016 | $2.3M | $2.1M | $200K | $0 | — | View 990 |
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for The Bank Of Commerce Welfare Benefits Trust:
Data Sources and Methodology
This transparency report for The Bank Of Commerce Welfare Benefits Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.