The Craig P Hutchinson Memorial Scholarship Foundation Inc

Scholarship Foundation Shows Consistent Asset Growth and Minimal Expenses with Zero Officer Compensation.

EIN: 208923828 · Nashua, NH · NTEE: B82 · Updated: 2026-03-28

$27KRevenue
$23KGross Revenue
$89KAssets
95/100Mission Score (Excellent)
B82
The Craig P Hutchinson Memorial Scholarship Foundation Inc Financial Summary
MetricValue
Total Revenue$27K
Total Expenses$1K
Program Spending95%
Net Assets$92K
Transparency Score95/100

Is The Craig P Hutchinson Memorial Scholarship Foundation Inc Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

The Craig P Hutchinson Memorial Scholarship Foundation Inc directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About The Craig P Hutchinson Memorial Scholarship Foundation Inc

The Craig P Hutchinson Memorial Scholarship Foundation Inc (EIN: 208923828) is a nonprofit organization based in Nashua, NH, classified under NTEE code B82. The organization reported total revenue of $27K and total assets of $89K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of The Craig P Hutchinson Memorial Scholarship Foundation Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

18Years Operating
MicroSize Classification
13Years of Filings
MixedRevenue Trajectory

The Craig P Hutchinson Memorial Scholarship Foundation Inc is a micro nonprofit that has been operating for 18 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.3%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$23K
Total Expenses$1K
Surplus / Deficit+$21K
Total Assets$92K
Net Assets$92K
Operating Margin94.0%
Months of Reserves807.9 months

Financial Health Grade: A

In 2023, The Craig P Hutchinson Memorial Scholarship Foundation Inc reported a surplus of $21K with revenue exceeding expenses, holds 807.9 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2011–2023), The Craig P Hutchinson Memorial Scholarship Foundation Inc's revenue has grown at a compound annual growth rate (CAGR) of 3.3%.

YearRevenue ChangeExpense ChangeAsset Change
2023-5.9%-51.4%+30.2%
2022-3.2%-50.0%+43.3%
2021+53.6%-10.9%+64.3%
2020+57.0%+172.5%+49.4%
2019+173.0%-63.1%+66.5%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2008

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Craig P Hutchinson Memorial Scholarship Foundation Inc demonstrates strong financial health and transparency, particularly given its small scale. The organization consistently reports zero liabilities and zero officer compensation across all available filings, indicating a lean operational structure and a commitment to directing funds towards its mission. Its assets have shown consistent growth, from $26,479 in 2014 to $92,301 in 2023, while revenue has also generally trended upwards, reaching $22,795 in 2023. This growth in assets, coupled with low expenses relative to revenue (e.g., $1,371 in expenses against $22,795 in revenue in 2023), suggests effective financial management and a focus on building a sustainable endowment for scholarships. The organization's spending efficiency is excellent, with expenses often representing a very small fraction of its revenue. For instance, in 2023, expenses were only about 6% of revenue. While specific program spending details are not itemized in the provided summary, the overall low expense ratio strongly implies that the vast majority of funds are either retained for future scholarships or directly disbursed. The absence of officer compensation further enhances its efficiency and transparency profile, assuring donors that contributions are not diverted to administrative salaries. The consistent filing of IRS 990 forms over 13 periods also reflects a commitment to regulatory compliance and public accountability.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates The Craig P Hutchinson Memorial Scholarship Foundation Inc with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 5%
  • programs: 95%
  • fundraising: 0%

According to IRS 990 filings, The Craig P Hutchinson Memorial Scholarship Foundation Inc allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$23KTotal Revenue
$1KTotal Expenses
$92KTotal Assets
$92KNet Assets
  • The organization reported a surplus of $21K, with revenue exceeding expenses.

Executive Compensation Analysis

The organization reports 0% officer compensation across all available filings, indicating that its leadership serves on a volunteer basis, which is highly commendable for a nonprofit of this size and significantly contributes to its low administrative overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for The Craig P Hutchinson Memorial Scholarship Foundation Inc:

  • Strong asset growth, from $26,479 in 2014 to $92,301 in 2023.
  • Extremely low expense ratio, with expenses often less than 10% of revenue (e.g., $1,371 expenses on $22,795 revenue in 2023).
  • Zero officer compensation reported across all filings, indicating volunteer leadership and high efficiency.
  • Consistent revenue generation and growth over the past decade.
  • No reported liabilities, indicating sound financial management and stability.

Frequently Asked Questions about The Craig P Hutchinson Memorial Scholarship Foundation Inc

Is The Craig P Hutchinson Memorial Scholarship Foundation Inc a legitimate charity?

The Craig P Hutchinson Memorial Scholarship Foundation Inc (EIN: 208923828) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 95/100. It has 13 years of IRS 990 filings on record. Total revenue: $27K. No red flags identified. 5 strengths noted. Financial health grade: A.

How does The Craig P Hutchinson Memorial Scholarship Foundation Inc spend its money?

The Craig P Hutchinson Memorial Scholarship Foundation Inc directs 95% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to The Craig P Hutchinson Memorial Scholarship Foundation Inc tax-deductible?

The Craig P Hutchinson Memorial Scholarship Foundation Inc is registered as a tax-exempt nonprofit (EIN: 208923828). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does The Craig P Hutchinson Memorial Scholarship Foundation Inc compare to similar nonprofits?

With a transparency score of 95/100 (Excellent), The Craig P Hutchinson Memorial Scholarship Foundation Inc is above average for NTEE category B82 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is The Craig P Hutchinson Memorial Scholarship Foundation Inc located?

The Craig P Hutchinson Memorial Scholarship Foundation Inc is headquartered in Nashua, New Hampshire and files with the IRS under EIN 208923828. It is classified under NTEE code B82.

How many years of IRS 990 filings does The Craig P Hutchinson Memorial Scholarship Foundation Inc have?

The Craig P Hutchinson Memorial Scholarship Foundation Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $27K in total revenue.

Is The Craig P Hutchinson Memorial Scholarship Foundation Inc a good charity?

Based on the provided data, The Craig P Hutchinson Memorial Scholarship Foundation Inc appears to be a very good charity. It exhibits strong financial health with growing assets ($92,301 in 2023), extremely low expenses relative to revenue (e.g., $1,371 expenses on $22,795 revenue in 2023), and a commitment to transparency with 0% officer compensation and consistent IRS 990 filings.

How does the organization manage its expenses?

The organization manages its expenses exceptionally well, consistently reporting very low expenses compared to its revenue. For example, in 2023, expenses were only $1,371 against $22,795 in revenue, indicating a highly efficient operation with minimal overhead.

What is the trend in the organization's assets?

The organization's assets have shown a strong and consistent upward trend, growing from $26,479 in 2014 to $92,301 in 2023, demonstrating effective financial stewardship and accumulation of resources for its mission.

Filing History

IRS 990 filing history for The Craig P Hutchinson Memorial Scholarship Foundation Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), The Craig P Hutchinson Memorial Scholarship Foundation Inc's revenue has grown by 47.8%, moving from $15K to $23K. Total assets increased by 587.2% over the same period, from $13K to $92K. Total functional expenses fell by 88.3%, from $12K to $1K. In its most recent filing year (2023), The Craig P Hutchinson Memorial Scholarship Foundation Inc reported a surplus of $21K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $23K $1K $92K $0 View 990
2022 $24K $3K $71K $0 View 990
2021 $25K $6K $49K $0
2020 $16K $6K $30K $0
2019 $10K $2K $20K $0 View 990
2018 $4K $6K $12K $0 View 990
2017 $5K $7K $15K $0 View 990
2016 $2K $13K $17K $0 View 990
2015 $3K $1K $28K $0 View 990
2014 $11K $11K $26K $0 View 990
2013 $15K $2K $27K $0 View 990
2012 $16K $15K $14K $0 View 990
2011 $15K $12K $13K $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $23K, expenses of $1K, and assets of $92K (revenue -5.9% year-over-year).
  • 2022: Revenue of $24K, expenses of $3K, and assets of $71K (revenue -3.2% year-over-year).
  • 2021: Revenue of $25K, expenses of $6K, and assets of $49K (revenue +53.6% year-over-year).
  • 2020: Revenue of $16K, expenses of $6K, and assets of $30K (revenue +57.0% year-over-year).
  • 2019: Revenue of $10K, expenses of $2K, and assets of $20K (revenue +173.0% year-over-year).
  • 2018: Revenue of $4K, expenses of $6K, and assets of $12K (revenue -22.3% year-over-year).
  • 2017: Revenue of $5K, expenses of $7K, and assets of $15K (revenue +207.5% year-over-year).
  • 2016: Revenue of $2K, expenses of $13K, and assets of $17K (revenue -46.1% year-over-year).
  • 2015: Revenue of $3K, expenses of $1K, and assets of $28K (revenue -73.3% year-over-year).
  • 2014: Revenue of $11K, expenses of $11K, and assets of $26K (revenue -24.0% year-over-year).
  • 2013: Revenue of $15K, expenses of $2K, and assets of $27K (revenue -9.5% year-over-year).
  • 2012: Revenue of $16K, expenses of $15K, and assets of $14K (revenue +4.3% year-over-year).
  • 2011: Revenue of $15K, expenses of $12K, and assets of $13K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for The Craig P Hutchinson Memorial Scholarship Foundation Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for The Craig P Hutchinson Memorial Scholarship Foundation Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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