The Mather Evanston

The Mather Evanston consistently operates at a deficit, with liabilities exceeding assets, despite stable revenue growth.

EIN: 205860808 · Evanston, IL · NTEE: P75 · Updated: 2026-03-28

$33.7MRevenue
$206.6MAssets
65/100Mission Score (Good)
P75
The Mather Evanston Financial Summary
MetricValue
Total Revenue$33.7M
Total Expenses$38.2M
Program Spending80%
Net Assets$-60,965,048
Transparency Score65/100

Is The Mather Evanston Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

The Mather Evanston directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About The Mather Evanston

The Mather Evanston (EIN: 205860808) is a nonprofit organization based in Evanston, IL, classified under NTEE code P75. The organization reported total revenue of $33.7M and total assets of $206.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of The Mather Evanston's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
LargeSize Classification
13Years of Filings
MixedRevenue Trajectory

The Mather Evanston is a large nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 6.6%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$31.9M
Total Expenses$38.2M
Surplus / Deficit$-6,221,830
Total Assets$205.7M
Total Liabilities$266.7M
Net Assets$-60,965,048
Operating Margin-19.5%
Debt-to-Asset Ratio129.6%
Months of Reserves64.7 months

Financial Health Grade: C

In 2023, The Mather Evanston reported a deficit of $6.2M with expenses exceeding revenue, holds 64.7 months of operating reserves (strong position), has a debt-to-asset ratio of 129.6% (high leverage).

Financial Trends

Over 13 years of filings (2011–2023), The Mather Evanston's revenue has grown at a compound annual growth rate (CAGR) of 6.6%.

YearRevenue ChangeExpense ChangeAsset Change
2023+5.3%-2.8%+2.5%
2022+4.9%+14.8%+1.8%
2021-2.1%+20.3%+0.9%
2020+2.9%-13.2%+-0.0%
2019+1.0%+6.0%-0.3%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Mather Evanston, operating as a senior living community (NTEE P75), demonstrates consistent revenue generation, with its latest reported revenue at $33,655,801. However, a notable trend across its recent filings is that expenses frequently exceed revenue. For instance, in 2023, expenses were $38,161,864 against revenues of $31,940,034, indicating an operating deficit. This pattern of spending more than it earns has been observed in most of the past ten years, with only 2020 showing a surplus. This consistent deficit spending, while not immediately critical given its substantial asset base of over $200 million, warrants closer examination to understand its long-term financial sustainability and how these deficits are being covered. The organization's financial health is further characterized by a high level of liabilities relative to assets. In 2023, liabilities stood at $266,662,072 against assets of $205,697,024, indicating a negative net asset position. This suggests a significant reliance on debt or other long-term obligations. The consistent reporting of 0% for officer compensation across all available filings is a positive indicator of transparency regarding executive pay, suggesting that officers may not be directly compensated or that their compensation is reported under other categories, which would require further clarification for complete transparency. The organization's substantial assets, despite the liabilities, provide a buffer, but the ongoing operating deficits and high liabilities are key areas for financial scrutiny. Given the NTEE code P75 (Continuing Care Retirement Communities), the financial model often involves significant capital investments and long-term liabilities. The consistent revenue growth, from $26.6 million in 2015 to over $33 million currently, indicates a stable operational base. However, the persistent operating deficits and the growing gap between liabilities and assets suggest that the organization might be drawing down on reserves or incurring more debt to cover operational costs or capital expenditures. A detailed breakdown of program, administrative, and fundraising expenses would be crucial for a more precise assessment of spending efficiency, as this information is not directly available in the provided summary.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates The Mather Evanston with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, The Mather Evanston allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$31.9MTotal Revenue
$38.2MTotal Expenses
$205.7MTotal Assets
$266.7MTotal Liabilities
$-60,965,048Net Assets

Executive Compensation Analysis

The Mather Evanston consistently reports 0% for officer compensation across all available filings, which suggests that officers may not be directly compensated or their compensation is reported under other expense categories, requiring further detail for a complete understanding of executive pay relative to the organization's size and revenue.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of The Mather Evanston's IRS 990 filings:

Strengths

The following positive indicators were identified for The Mather Evanston:

Frequently Asked Questions about The Mather Evanston

Is The Mather Evanston a legitimate charity?

The Mather Evanston (EIN: 205860808) is a registered tax-exempt nonprofit based in Illinois. Our AI analysis gives it a Mission Score of 65/100. It has 13 years of IRS 990 filings on record. Total revenue: $33.7M. 3 red flags identified. 3 strengths noted. Financial health grade: C.

How does The Mather Evanston spend its money?

The Mather Evanston directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to The Mather Evanston tax-deductible?

The Mather Evanston is registered as a tax-exempt nonprofit (EIN: 205860808). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of The Mather Evanston's spending goes to programs?

The Mather Evanston directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does The Mather Evanston compare to similar nonprofits?

With a transparency score of 65/100 (Good), The Mather Evanston is above average for NTEE category P75 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is The Mather Evanston located?

The Mather Evanston is headquartered in Evanston, Illinois and files with the IRS under EIN 205860808. It is classified under NTEE code P75.

How many years of IRS 990 filings does The Mather Evanston have?

The Mather Evanston has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $33.7M in total revenue.

How does The Mather Evanston cover its consistent operating deficits, given that expenses frequently exceed revenue?

The provided data shows that expenses have exceeded revenue in most years, for example, $38,161,864 in expenses vs. $31,940,034 in revenue in 2023. This suggests the organization is likely drawing from its substantial asset base or incurring additional debt to cover operational shortfalls.

What is the nature of the significant liabilities, which consistently exceed assets, and how are they being managed?

With liabilities reaching $266,662,072 against assets of $205,697,024 in 2023, the organization has a negative net asset position. This could indicate substantial long-term debt, bonds, or other obligations common in continuing care retirement communities, but the specific nature and management strategy are not detailed in the provided summary.

Where is executive compensation reported if 'Officer Comp' is consistently 0%?

The consistent reporting of 0% for 'Officer Comp' across all filings suggests that executive compensation might be included within other expense categories (e.g., salaries and wages) or that the officers are uncompensated. Further detail from the full 990 form would be needed to clarify this.

What is the detailed breakdown of program, administrative, and fundraising expenses?

The provided summary does not offer a detailed breakdown of how expenses are allocated among programs, administration, and fundraising. This information is crucial for assessing the organization's spending efficiency and program focus.

Filing History

IRS 990 filing history for The Mather Evanston showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), The Mather Evanston's revenue has grown by 114.8%, moving from $14.9M to $31.9M. Total assets increased by 71.1% over the same period, from $120.2M to $205.7M. Total functional expenses rose by 143.8%, from $15.7M to $38.2M. In its most recent filing year (2023), The Mather Evanston reported a deficit of $6.2M, with expenses exceeding revenue. The organization holds $266.7M in liabilities against $205.7M in assets (debt-to-asset ratio: 129.6%), resulting in net assets of $-60,965,048.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $31.9M $38.2M $205.7M $266.7M
2022 $30.3M $39.3M $200.6M $253.9M View 990
2021 $28.9M $34.2M $197.0M $239.9M View 990
2020 $29.5M $28.4M $195.2M $231.3M View 990
2019 $28.7M $32.8M $195.3M $231.0M View 990
2018 $28.4M $30.9M $196.0M $226.1M View 990
2017 $27.9M $32.9M $194.5M $220.8M View 990
2016 $27.3M $29.7M $194.6M $214.5M View 990
2015 $26.7M $27.5M $190.4M $206.5M View 990
2014 $27.1M $43.5M $204.5M $218.4M View 990
2013 $23.7M $21.2M $207.8M $205.2M View 990
2012 $19.9M $17.6M $174.1M $174.0M View 990
2011 $14.9M $15.7M $120.2M $122.4M View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for The Mather Evanston:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for The Mather Evanston is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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