The Peoples Bank Employee Medical Benefits Plan Trust
EIN: 640823803 · Ripley, MS
| Metric | Value |
|---|---|
| Total Revenue | $577K |
| Total Expenses | $577K |
Is The Peoples Bank Employee Medical Benefits Plan Trust Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About The Peoples Bank Employee Medical Benefits Plan Trust
The Peoples Bank Employee Medical Benefits Plan Trust (EIN: 640823803) is a nonprofit organization based in Ripley, MS. The organization reported total revenue of $577K and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of The Peoples Bank Employee Medical Benefits Plan Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
The Peoples Bank Employee Medical Benefits Plan Trust is a small nonprofit that has been operating for 33 years, with 12 years of IRS 990 filings on record (2011–2022). Revenue has grown at a compound annual rate of 1.0%.
Key Financial Metrics (2022)
From the most recent IRS 990 filing on record:
| Total Revenue | $577K |
| Total Expenses | $577K |
| Surplus / Deficit | +$0 |
| Total Assets | $0 |
| Net Assets | $0 |
| Operating Margin | 0.0% |
| Months of Reserves | 0.0 months |
Financial Health Grade: B
In 2022, The Peoples Bank Employee Medical Benefits Plan Trust reported a surplus of $0 with revenue exceeding expenses, holds 0.0 months of operating reserves (limited).
Financial Trends
Over 12 years of filings (2011–2022), The Peoples Bank Employee Medical Benefits Plan Trust's revenue has grown at a compound annual growth rate (CAGR) of 1.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2022 | -6.5% | -6.5% | — |
| 2021 | +35.1% | +35.1% | — |
| 2020 | -43.2% | -43.2% | — |
| 2019 | +13.3% | +13.3% | — |
| 2018 | +80.4% | +80.4% | — |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1993 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for The Peoples Bank Employee Medical Benefits Plan Trust has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates The Peoples Bank Employee Medical Benefits Plan Trust with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2022)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $0, with revenue exceeding expenses.
Frequently Asked Questions about The Peoples Bank Employee Medical Benefits Plan Trust
Is The Peoples Bank Employee Medical Benefits Plan Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, The Peoples Bank Employee Medical Benefits Plan Trust (EIN: 640823803) insufficient data. 0 red flags identified, 0 strengths noted.
How does The Peoples Bank Employee Medical Benefits Plan Trust spend its money?
Detailed spending breakdown data is not yet available for The Peoples Bank Employee Medical Benefits Plan Trust. Check back for updated IRS 990 analysis.
Are donations to The Peoples Bank Employee Medical Benefits Plan Trust tax-deductible?
The Peoples Bank Employee Medical Benefits Plan Trust is registered as a tax-exempt nonprofit (EIN: 640823803). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is The Peoples Bank Employee Medical Benefits Plan Trust located?
The Peoples Bank Employee Medical Benefits Plan Trust is headquartered in Ripley, Mississippi and files with the IRS under EIN 640823803.
How many years of IRS 990 filings does The Peoples Bank Employee Medical Benefits Plan Trust have?
The Peoples Bank Employee Medical Benefits Plan Trust has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $577K in total revenue.
Filing History
IRS 990 filing history for The Peoples Bank Employee Medical Benefits Plan Trust showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2022), The Peoples Bank Employee Medical Benefits Plan Trust's revenue has grown by 11.1%, moving from $519K to $577K. Total functional expenses rose by 11.1%, from $519K to $577K. In its most recent filing year (2022), The Peoples Bank Employee Medical Benefits Plan Trust reported a surplus of $0, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2022 | $577K | $577K | $0 | $0 | — | View 990 |
| 2021 | $617K | $617K | $0 | $0 | — | View 990 |
| 2020 | $457K | $457K | $0 | $0 | — | — |
| 2019 | $804K | $804K | $0 | $0 | — | View 990 |
| 2018 | $709K | $709K | $0 | $0 | — | View 990 |
| 2017 | $393K | $393K | $0 | $0 | — | View 990 |
| 2016 | $559K | $559K | $0 | $0 | — | View 990 |
| 2015 | $454K | $454K | $0 | $0 | — | View 990 |
| 2014 | $455K | $455K | $0 | $0 | — | View 990 |
| 2013 | $528K | $528K | $0 | $0 | — | View 990 |
| 2012 | $605K | $605K | $1 | $0 | — | View 990 |
| 2011 | $519K | $519K | $0 | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2022: Revenue of $577K, expenses of $577K, and assets of $0 (revenue -6.5% year-over-year).
- 2021: Revenue of $617K, expenses of $617K, and assets of $0 (revenue +35.1% year-over-year).
- 2020: Revenue of $457K, expenses of $457K, and assets of $0 (revenue -43.2% year-over-year).
- 2019: Revenue of $804K, expenses of $804K, and assets of $0 (revenue +13.3% year-over-year).
- 2018: Revenue of $709K, expenses of $709K, and assets of $0 (revenue +80.4% year-over-year).
- 2017: Revenue of $393K, expenses of $393K, and assets of $0 (revenue -29.7% year-over-year).
- 2016: Revenue of $559K, expenses of $559K, and assets of $0 (revenue +23.0% year-over-year).
- 2015: Revenue of $454K, expenses of $454K, and assets of $0 (revenue +-0.0% year-over-year).
- 2014: Revenue of $455K, expenses of $455K, and assets of $0 (revenue -13.9% year-over-year).
- 2013: Revenue of $528K, expenses of $528K, and assets of $0 (revenue -12.7% year-over-year).
- 2012: Revenue of $605K, expenses of $605K, and assets of $1 (revenue +16.6% year-over-year).
- 2011: Revenue of $519K, expenses of $519K, and assets of $0.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for The Peoples Bank Employee Medical Benefits Plan Trust:
Data Sources and Methodology
This transparency report for The Peoples Bank Employee Medical Benefits Plan Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.