The Tender Inc
The Tender Inc: Declining Revenue, High Administrative Costs
EIN: 222224241 · Mount Laurel, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $1.0M |
| Total Expenses | $322K |
| Program Spending | 50% |
| CEO/Top Officer Pay | $0 |
| Net Assets | $1.3M |
| Transparency Score | 45/100 |
Is The Tender Inc Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
The Tender Inc directs 50% of its spending to programs. This falls below the 65% benchmark. Donors may want to investigate further.
About The Tender Inc
The Tender Inc (EIN: 222224241) is a nonprofit organization based in Mount Laurel, NJ. The organization reported total revenue of $1.0M and total assets of $1.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of The Tender Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
The Tender Inc is a mid-size nonprofit that has been operating for 46 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -2.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $344K |
| Total Expenses | $322K |
| Surplus / Deficit | +$22K |
| Total Assets | $1.3M |
| Total Liabilities | $22K |
| Net Assets | $1.3M |
| Operating Margin | 6.4% |
| Debt-to-Asset Ratio | 1.7% |
| Months of Reserves | 48.9 months |
Financial Health Grade: A
In 2023, The Tender Inc reported a surplus of $22K with revenue exceeding expenses, holds 48.9 months of operating reserves (strong position), has a debt-to-asset ratio of 1.7% (very low leverage).
Financial Trends
Over 14 years of filings (2011–2023), The Tender Inc's revenue has declined at a compound annual growth rate (CAGR) of -2.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -6.5% | +11.8% | +7.7% |
| 2022 | +62.9% | +16.1% | -6.8% |
| 2021 | +178.7% | +8.4% | -2.4% |
| 2020 | -74.2% | -22.7% | -1.8% |
| 2019 | -32.6% | -16.7% | +8.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1980 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates The Tender Inc with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 30%
- programs: 50%
- fundraising: 20%
According to IRS 990 filings, The Tender Inc allocates its expenses as follows: admin: 30%, programs: 50%, fundraising: 20%. Approximately 50% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $22K, with revenue exceeding expenses.
- Debt-to-asset ratio: 1.7%.
Executive Compensation Analysis
Executive compensation is reported as $0 across all available filings, which is unusual for an organization with over $1 million in assets and could suggest a volunteer-led structure or that compensation is not reported in a standard manner.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of The Tender Inc's IRS 990 filings:
- Revenue has steadily decreased from $466,018 in 2018 to $344,262 in 2023, indicating potential sustainability challenges.
- Expenses consistently exceed revenue in multiple years (e.g., 2021: revenue $226,138, expenses $248,136; 2020: revenue $81,131, expenses $228,883), leading to a depletion of assets.
- The consistent reporting of $0 for executive compensation across all years may obscure the true cost of leadership or indicate a lack of paid leadership, which could impact operational stability.
Strengths
The following positive indicators were identified for The Tender Inc:
- The organization maintains over $1 million in assets, with $1,336,007 reported in the most recent filing, providing a financial cushion despite revenue declines.
- The organization has consistently operated for many years, as evidenced by filings dating back to 2016.
Frequently Asked Questions about The Tender Inc
Is The Tender Inc a legitimate charity?
The Tender Inc (EIN: 222224241) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 45/100. It has 14 years of IRS 990 filings on record. Total revenue: $1.0M. 3 red flags identified. 2 strengths noted. Financial health grade: A.
How does The Tender Inc spend its money?
The Tender Inc directs 50% of its spending to programs and services. Fundraising costs 20%. This falls below the 65% benchmark.
Are donations to The Tender Inc tax-deductible?
The Tender Inc is registered as a tax-exempt nonprofit (EIN: 222224241). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the The Tender Inc CEO make?
The Tender Inc's highest-compensated officer earns $0 annually. The organization reported $1.0M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of The Tender Inc's spending goes to programs?
The Tender Inc directs 50% to programs, 20% to fundraising. This falls below the 65% industry benchmark, which may warrant further review by donors.
Where is The Tender Inc located?
The Tender Inc is headquartered in Mount Laurel, New Jersey and files with the IRS under EIN 222224241.
How many years of IRS 990 filings does The Tender Inc have?
The Tender Inc has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.0M in total revenue.
What does The Tender Inc do?
The Tender Inc is a nonprofit organization in the Unknown sector, located in Mount Laurel, New Jersey. It is classified under NTEE code Unknown.
How much revenue does The Tender Inc have?
The Tender Inc reported total revenue of $1,048,166. Based on 14 IRS 990 filings on record.
What are The Tender Inc's total assets?
The Tender Inc holds total assets of $1,336,007 as reported in IRS 990 filings.
Where is The Tender Inc located?
The Tender Inc is based in Mount Laurel, New Jersey.
What is The Tender Inc's EIN?
The Tender Inc's Employer Identification Number (EIN) is 222224241. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is The Tender Inc?
The Tender Inc is classified under NTEE code Unknown (Unknown).
Is The Tender Inc a registered 501(c)(3)?
The Tender Inc appears in IRS records (EIN: 222224241). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does The Tender Inc file IRS Form 990?
Yes, The Tender Inc has 14 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was The Tender Inc's revenue in 2023?
In the 202312 filing period, The Tender Inc reported total revenue of $344,262, total expenses of $322,121, and net assets of $1,313,509.
Is The Tender Inc's revenue growing or declining?
The Tender Inc's revenue is declining. Revenue went from $368,388 (202212) to $344,262 (202312), a -6.5% change. Based on 14 filings on record.
What is The Tender Inc's most recent 990 filing?
The most recent IRS Form 990 filing for The Tender Inc covers tax period 202312. It shows revenue of $344,262, expenses of $322,121, total assets of $1,313,509, and liabilities of $21,974.
How much does The Tender Inc spend on programs vs administration?
Based on IRS 990 analysis, The Tender Inc allocates approximately 50% of expenses to program services, 30% to administrative costs, and 20% to fundraising. Program spending is moderate relative to overhead.
Is The Tender Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, The Tender Inc shows mixed signals. Mission Score: 45/100 (Fair). 3 red flags identified. 2 strengths noted.
What are the red flags for The Tender Inc?
The following concerns were identified: Revenue has steadily decreased from $466,018 in 2018 to $344,262 in 2023, indicating potential sustainability challenges.. Expenses consistently exceed revenue in multiple years (e.g., 2021: revenue $226,138, expenses $248,136; 2020: revenue $81,131, expenses $228,883), leading to a depletion of assets.. The consistent reporting of $0 for executive compensation across all years may obscure the true cost of leadership or indicate a lack of paid leadership, which could impact operational stability.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are The Tender Inc's strengths?
Positive indicators for The Tender Inc include: The organization maintains over $1 million in assets, with $1,336,007 reported in the most recent filing, providing a financial cushion despite revenue declines.. The organization has consistently operated for many years, as evidenced by filings dating back to 2016.. These findings are derived from AI analysis of the organization's financial filings.
How does The Tender Inc compensate executives?
Executive compensation is reported as $0 across all available filings, which is unusual for an organization with over $1 million in assets and could suggest a volunteer-led structure or that compensation is not reported in a standard manner. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent reporting of $0 for executive compensation, how does The Tender Inc manage its leadership and operational oversight, and what are the potential implications for long-term stability?
The consistent $0 executive compensation suggests a volunteer-driven leadership model or that compensation is handled through an affiliated entity. While this can reduce overhead, it raises questions about professional management continuity and the capacity to address declining revenues and increasing expenses effectively over the long term.
What strategies is The Tender Inc employing to reverse the trend of declining revenue and address the consistent deficit spending observed in multiple fiscal years?
The provided data does not detail specific strategies. However, the consistent decline in revenue from $466,018 in 2018 to $344,262 in 2023, coupled with expenses often exceeding revenue (e.g., 2020 expenses $228,883 vs. revenue $81,131), indicates a need for significant fundraising or program restructuring to achieve financial sustainability.
Filing History
IRS 990 filing history for The Tender Inc showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2023), The Tender Inc's revenue has declined by 21.7%, moving from $440K to $344K. Total assets increased by 76.7% over the same period, from $743K to $1.3M. Total functional expenses fell by 11.1%, from $362K to $322K. In its most recent filing year (2023), The Tender Inc reported a surplus of $22K, with revenue exceeding expenses. The organization holds $22K in liabilities against $1.3M in assets (debt-to-asset ratio: 1.7%), resulting in net assets of $1.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $344K | $322K | $1.3M | $22K | — | — |
| 2022 | $368K | $288K | $1.2M | $13K | — | View 990 |
| 2021 | $226K | $248K | $1.3M | $26K | — | View 990 |
| 2020 | $81K | $229K | $1.3M | $47K | — | — |
| 2019 | $314K | $296K | $1.4M | $11K | — | View 990 |
| 2018 | $466K | $355K | $1.3M | $19K | — | View 990 |
| 2017 | $334K | $348K | $1.3M | $17K | — | View 990 |
| 2016 | $362K | $366K | $1.3M | $20K | — | View 990 |
| 2015 | $646K | $361K | $1.3M | $34K | — | View 990 |
| 2014 | $443K | $333K | $996K | $27K | — | View 990 |
| 2013 | $379K | $334K | $917K | $22K | — | View 990 |
| 2012 | $162K | $131K | $803K | $21K | — | View 990 |
| 2012 | $330K | $340K | $770K | $34K | — | View 990 |
| 2011 | $440K | $362K | $743K | $26K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $344K, expenses of $322K, and assets of $1.3M (revenue -6.5% year-over-year).
- 2022: Revenue of $368K, expenses of $288K, and assets of $1.2M (revenue +62.9% year-over-year).
- 2021: Revenue of $226K, expenses of $248K, and assets of $1.3M (revenue +178.7% year-over-year).
- 2020: Revenue of $81K, expenses of $229K, and assets of $1.3M (revenue -74.2% year-over-year).
- 2019: Revenue of $314K, expenses of $296K, and assets of $1.4M (revenue -32.6% year-over-year).
- 2018: Revenue of $466K, expenses of $355K, and assets of $1.3M (revenue +39.4% year-over-year).
- 2017: Revenue of $334K, expenses of $348K, and assets of $1.3M (revenue -7.7% year-over-year).
- 2016: Revenue of $362K, expenses of $366K, and assets of $1.3M (revenue -43.9% year-over-year).
- 2015: Revenue of $646K, expenses of $361K, and assets of $1.3M (revenue +45.8% year-over-year).
- 2014: Revenue of $443K, expenses of $333K, and assets of $996K (revenue +16.9% year-over-year).
- 2013: Revenue of $379K, expenses of $334K, and assets of $917K (revenue +133.5% year-over-year).
- 2012: Revenue of $162K, expenses of $131K, and assets of $803K (revenue -50.7% year-over-year).
- 2012: Revenue of $330K, expenses of $340K, and assets of $770K (revenue -25.0% year-over-year).
- 2011: Revenue of $440K, expenses of $362K, and assets of $743K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for The Tender Inc:
Data Sources and Methodology
This transparency report for The Tender Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.