The@Bruce And Beth White Family Foundation

Bruce And Beth White Family Foundation shows fluctuating revenue and declining assets over a decade, with no reported officer compensation.

EIN: 208107053 · Merrillville, IN · NTEE: T22 · Updated: 2026-03-28

$2.9MRevenue
$4.9MAssets
75/100Mission Score (Good)
T22
The@Bruce And Beth White Family Foundation Financial Summary
MetricValue
Total Revenue$2.9M
Total Expenses$2.8M
Program Spending85%
Net Assets$4.7M
Transparency Score75/100

Is The@Bruce And Beth White Family Foundation Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

The@Bruce And Beth White Family Foundation directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About The@Bruce And Beth White Family Foundation

The@Bruce And Beth White Family Foundation (EIN: 208107053) is a nonprofit organization based in Merrillville, IN, classified under NTEE code T22. The organization reported total revenue of $2.9M and total assets of $4.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of The@Bruce And Beth White Family Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
Mid-SizeSize Classification
10Years of Filings
MixedRevenue Trajectory

The@Bruce And Beth White Family Foundation is a mid-size nonprofit that has been operating for 19 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 39.3%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$3.4M
Total Expenses$2.8M
Surplus / Deficit+$662K
Total Assets$4.7M
Total Liabilities$1
Net Assets$4.7M
Operating Margin19.2%
Debt-to-Asset Ratio0.0%
Months of Reserves20.4 months

Financial Health Grade: A

In 2023, The@Bruce And Beth White Family Foundation reported a surplus of $662K with revenue exceeding expenses, holds 20.4 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2023), The@Bruce And Beth White Family Foundation's revenue has grown at a compound annual growth rate (CAGR) of 39.3%.

YearRevenue ChangeExpense ChangeAsset Change
2022-101.2%+5.4%-24.5%
2021+472.3%+305.4%+0.9%
2020+160.9%-71.5%-1.5%
2019+228.3%+18.6%-30.5%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Bruce And Beth White Family Foundation demonstrates a fluctuating financial performance over the past decade. While the latest filing (202312) shows strong revenue of $3,443,391 and expenses of $2,781,179, indicating a healthy surplus, previous years have seen significant revenue volatility, including a negative revenue of $-14,871 in 202212. The organization consistently reports minimal liabilities ($1 or $0), suggesting a strong balance sheet and prudent financial management in that regard. However, the consistent decline in assets from $9,784,813 in 201112 to $4,716,969 in 202312, despite recent revenue increases, warrants further investigation into the nature of their spending and investment strategies. The absence of reported officer compensation across all filings suggests either a volunteer-led board or compensation is reported under other expense categories, which could impact transparency regarding leadership costs. Given the nature of a family foundation (NTEE Code T22 - Private Grantmaking Foundations), the primary 'program' activity is typically grantmaking. Without a detailed breakdown of expenses beyond total expenses, it's challenging to precisely assess spending efficiency in terms of program delivery versus administrative overhead. However, the consistent reporting of zero officer compensation is a positive indicator for minimizing administrative costs at the executive level. The foundation's transparency is generally good through its consistent 990 filings, but a more granular breakdown of expenses would enhance understanding of its operational efficiency and impact. Overall, the foundation appears financially stable with a strong asset base, though it has seen a long-term decline in assets. Its recent revenue growth is encouraging, and the lack of executive compensation is a notable strength. Further analysis would benefit from a detailed breakdown of how its expenses are allocated between grants (programs) and operational costs.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates The@Bruce And Beth White Family Foundation with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, The@Bruce And Beth White Family Foundation allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$3.4MTotal Revenue
$2.8MTotal Expenses
$4.7MTotal Assets
$1Total Liabilities
$4.7MNet Assets

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that executive leadership is either unpaid or compensated through other means not categorized as officer compensation, which is a positive for minimizing administrative overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of The@Bruce And Beth White Family Foundation's IRS 990 filings:

Strengths

The following positive indicators were identified for The@Bruce And Beth White Family Foundation:

Frequently Asked Questions about The@Bruce And Beth White Family Foundation

Is The@Bruce And Beth White Family Foundation a legitimate charity?

The@Bruce And Beth White Family Foundation (EIN: 208107053) is a registered tax-exempt nonprofit based in Indiana. Our AI analysis gives it a Mission Score of 75/100. It has 10 years of IRS 990 filings on record. Total revenue: $2.9M. 3 red flags identified. 4 strengths noted. Financial health grade: A.

How does The@Bruce And Beth White Family Foundation spend its money?

The@Bruce And Beth White Family Foundation directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to The@Bruce And Beth White Family Foundation tax-deductible?

The@Bruce And Beth White Family Foundation is registered as a tax-exempt nonprofit (EIN: 208107053). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of The@Bruce And Beth White Family Foundation's spending goes to programs?

The@Bruce And Beth White Family Foundation directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does The@Bruce And Beth White Family Foundation compare to similar nonprofits?

With a transparency score of 75/100 (Good), The@Bruce And Beth White Family Foundation is above average for NTEE category T22 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is The@Bruce And Beth White Family Foundation located?

The@Bruce And Beth White Family Foundation is headquartered in Merrillville, Indiana and files with the IRS under EIN 208107053. It is classified under NTEE code T22.

How many years of IRS 990 filings does The@Bruce And Beth White Family Foundation have?

The@Bruce And Beth White Family Foundation has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.9M in total revenue.

Is The Bruce And Beth White Family Foundation a good charity?

As a private grantmaking foundation, its 'goodness' is primarily measured by its grantmaking impact and financial stewardship. The foundation demonstrates consistent filing of IRS 990s, minimal liabilities, and no reported officer compensation, which are positive indicators. However, the long-term decline in assets from $9.78M to $4.71M over a decade, despite recent revenue increases, suggests a need to understand its investment and spending strategies more deeply. Without detailed program expense breakdowns, it's difficult to fully assess its programmatic efficiency.

Why have the assets of the foundation decreased significantly over the past decade?

The foundation's assets have decreased from $9,784,813 in 201112 to $4,716,969 in 202312. This could be due to several factors, including significant grantmaking exceeding investment returns, poor investment performance, or strategic decisions to spend down the endowment. A detailed look at their investment income and grant disbursements over this period would provide more clarity.

What caused the negative revenue in 202212?

The negative revenue of $-14,871 in 202212 is unusual and could be attributed to investment losses, significant returns of contributions, or accounting adjustments. This anomaly warrants further investigation into the specific financial activities of that period.

Filing History

IRS 990 filing history for The@Bruce And Beth White Family Foundation showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), The@Bruce And Beth White Family Foundation's revenue has grown by 5236.6%, moving from $65K to $3.4M. Total assets decreased by 51.8% over the same period, from $9.8M to $4.7M. Total functional expenses rose by 454.3%, from $502K to $2.8M. In its most recent filing year (2023), The@Bruce And Beth White Family Foundation reported a surplus of $662K, with revenue exceeding expenses. The organization holds $1 in liabilities against $4.7M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $4.7M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $3.4M $2.8M $4.7M $1 View 990
2022 $-14,871 $1.3M $4.1M $1 View 990
2021 $1.3M $1.2M $5.4M $1 View 990
2020 $223K $304K $5.3M $1 View 990
2019 $86K $1.1M $5.4M $1 View 990
2015 $26K $901K $7.8M $1 View 990
2014 $204K $308K $8.6M $1 View 990
2013 $52K $591K $8.7M $1 View 990
2012 $64K $561K $9.3M $0 View 990
2011 $65K $502K $9.8M $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for The@Bruce And Beth White Family Foundation:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for The@Bruce And Beth White Family Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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