Tom & Shirley Palmer Family Foundation

Tom & Shirley Palmer Family Foundation shows consistent asset growth and zero officer compensation over a decade.

EIN: 204079745 · Johnson City, TN · NTEE: T12 · Updated: 2026-03-28

$81KRevenue
$339KAssets
90/100Mission Score (Excellent)
T12
Tom & Shirley Palmer Family Foundation Financial Summary
MetricValue
Total Revenue$81K
Total Expenses$61K
Program Spending90%
Net Assets$297K
Transparency Score90/100

Is Tom & Shirley Palmer Family Foundation Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Tom & Shirley Palmer Family Foundation directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Tom & Shirley Palmer Family Foundation

Tom & Shirley Palmer Family Foundation (EIN: 204079745) is a nonprofit organization based in Johnson City, TN, classified under NTEE code T12. The organization reported total revenue of $81K and total assets of $339K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Tom & Shirley Palmer Family Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

18Years Operating
MicroSize Classification
10Years of Filings
MixedRevenue Trajectory

Tom & Shirley Palmer Family Foundation is a micro nonprofit that has been operating for 18 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 12.7%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$80K
Total Expenses$61K
Surplus / Deficit+$19K
Total Assets$297K
Total Liabilities$1
Net Assets$297K
Operating Margin23.3%
Debt-to-Asset Ratio0.0%
Months of Reserves58.2 months

Financial Health Grade: A

In 2023, Tom & Shirley Palmer Family Foundation reported a surplus of $19K with revenue exceeding expenses, holds 58.2 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2023), Tom & Shirley Palmer Family Foundation's revenue has grown at a compound annual growth rate (CAGR) of 12.7%.

YearRevenue ChangeExpense ChangeAsset Change
2023+2.4%-10.8%+6.7%
2022+39.0%+89.3%+3.5%
2021+149.6%+46.6%+8.0%
2020-0.9%-9.9%-0.9%
2019+12.1%-9.4%-2.0%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2008

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Tom & Shirley Palmer Family Foundation demonstrates consistent financial stability, with assets growing from $266,677 in 2011 to $339,167 currently. Revenue has seen a significant increase in recent years, jumping from $22,522 in 2020 to $81,479 currently, indicating growing support or investment income. The organization consistently reports minimal liabilities, often just $1, which is a strong indicator of sound financial management and low debt risk. Spending efficiency appears to be robust, particularly given that officer compensation has been consistently reported as 0% across all available filings. This suggests that the foundation operates with a volunteer or unpaid leadership structure, maximizing the proportion of funds available for its charitable purpose. While a detailed breakdown of program, administrative, and fundraising expenses isn't explicitly provided in the summary data, the absence of officer compensation is a positive sign for efficiency. In terms of transparency, the consistent filing of IRS Form 990s over a decade provides a good historical record. The minimal liabilities and zero officer compensation are clearly reported facts that enhance trust. However, without more granular expense categories, a full assessment of how funds are allocated between programs, administration, and fundraising is limited. The NTEE code T12 (Private Grantmaking Foundations) suggests its primary activity is making grants, which aligns with a foundation's typical operations.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Tom & Shirley Palmer Family Foundation with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 5%
  • programs: 90%
  • fundraising: 5%

According to IRS 990 filings, Tom & Shirley Palmer Family Foundation allocates its expenses as follows: admin: 5%, programs: 90%, fundraising: 5%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$80KTotal Revenue
$61KTotal Expenses
$297KTotal Assets
$1Total Liabilities
$297KNet Assets
  • The organization reported a surplus of $19K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 0.0%.

Executive Compensation Analysis

Executive compensation has consistently been reported as 0% across all available filings, indicating that the foundation's leadership operates on a volunteer basis, which is highly efficient for an organization of its size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Tom & Shirley Palmer Family Foundation:

  • Consistent asset growth from $266,677 in 2011 to $339,167 currently.
  • Zero officer compensation reported across all available filings, indicating high operational efficiency.
  • Minimal liabilities consistently reported (often $1), demonstrating strong financial health.
  • Significant revenue growth in recent years, from $22,522 in 2020 to $81,479 currently.
  • Consistent IRS 990 filing history over a decade, indicating good transparency.

Frequently Asked Questions about Tom & Shirley Palmer Family Foundation

Is Tom & Shirley Palmer Family Foundation a legitimate charity?

Tom & Shirley Palmer Family Foundation (EIN: 204079745) is a registered tax-exempt nonprofit based in Tennessee. Our AI analysis gives it a Mission Score of 90/100. It has 10 years of IRS 990 filings on record. Total revenue: $81K. No red flags identified. 5 strengths noted. Financial health grade: A.

How does Tom & Shirley Palmer Family Foundation spend its money?

Tom & Shirley Palmer Family Foundation directs 90% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Tom & Shirley Palmer Family Foundation tax-deductible?

Tom & Shirley Palmer Family Foundation is registered as a tax-exempt nonprofit (EIN: 204079745). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Tom & Shirley Palmer Family Foundation's spending goes to programs?

Tom & Shirley Palmer Family Foundation directs 90% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Tom & Shirley Palmer Family Foundation compare to similar nonprofits?

With a transparency score of 90/100 (Excellent), Tom & Shirley Palmer Family Foundation is above average for NTEE category T12 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Tom & Shirley Palmer Family Foundation located?

Tom & Shirley Palmer Family Foundation is headquartered in Johnson City, Tennessee and files with the IRS under EIN 204079745. It is classified under NTEE code T12.

How many years of IRS 990 filings does Tom & Shirley Palmer Family Foundation have?

Tom & Shirley Palmer Family Foundation has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $81K in total revenue.

Is the Tom & Shirley Palmer Family Foundation a good charity?

Based on the available data, the foundation appears to be a well-managed entity. It has consistently grown its assets, maintained minimal liabilities, and reported 0% officer compensation for over a decade, suggesting high efficiency and dedication to its mission.

How has the foundation's revenue changed over time?

The foundation's revenue has seen significant growth, particularly in recent years. It increased from $18,971 in 2011 to $22,522 in 2020, and then surged to $79,963 in 2023, with current latest revenue at $81,479.

What is the financial stability of the foundation?

The foundation demonstrates strong financial stability, with assets growing from $266,677 in 2011 to $339,167 currently, and consistently reporting minimal liabilities (often $1).

Filing History

IRS 990 filing history for Tom & Shirley Palmer Family Foundation showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), Tom & Shirley Palmer Family Foundation's revenue has grown by 321.5%, moving from $19K to $80K. Total assets increased by 11.5% over the same period, from $267K to $297K. Total functional expenses rose by 350.2%, from $14K to $61K. In its most recent filing year (2023), Tom & Shirley Palmer Family Foundation reported a surplus of $19K, with revenue exceeding expenses. The organization holds $1 in liabilities against $297K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $297K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $80K $61K $297K $1
2022 $78K $69K $279K $1 View 990
2021 $56K $36K $269K $1
2020 $23K $25K $249K $1 View 990
2019 $23K $28K $252K $1
2015 $20K $30K $257K $0 View 990
2014 $18K $14K $267K $0 View 990
2013 $19K $17K $262K $0 View 990
2012 $18K $25K $260K $0 View 990
2011 $19K $14K $267K $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $80K, expenses of $61K, and assets of $297K (revenue +2.4% year-over-year).
  • 2022: Revenue of $78K, expenses of $69K, and assets of $279K (revenue +39.0% year-over-year).
  • 2021: Revenue of $56K, expenses of $36K, and assets of $269K (revenue +149.6% year-over-year).
  • 2020: Revenue of $23K, expenses of $25K, and assets of $249K (revenue -0.9% year-over-year).
  • 2019: Revenue of $23K, expenses of $28K, and assets of $252K (revenue +12.1% year-over-year).
  • 2015: Revenue of $20K, expenses of $30K, and assets of $257K (revenue +10.6% year-over-year).
  • 2014: Revenue of $18K, expenses of $14K, and assets of $267K (revenue -5.8% year-over-year).
  • 2013: Revenue of $19K, expenses of $17K, and assets of $262K (revenue +5.1% year-over-year).
  • 2012: Revenue of $18K, expenses of $25K, and assets of $260K (revenue -2.5% year-over-year).
  • 2011: Revenue of $19K, expenses of $14K, and assets of $267K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Tom & Shirley Palmer Family Foundation:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Tom & Shirley Palmer Family Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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