Towers Perrin Group Life Insurance Trus
EIN: 262588433 · Stamford, CT · NTEE: Y43
| Metric | Value |
|---|---|
| Total Revenue | $2.1M |
| Total Expenses | $1.1M |
| Net Assets | $914K |
Is Towers Perrin Group Life Insurance Trus Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Towers Perrin Group Life Insurance Trus
Towers Perrin Group Life Insurance Trus (EIN: 262588433) is a nonprofit organization based in Stamford, CT, classified under NTEE code Y43. The organization reported total revenue of $2.1M and total assets of $1.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Towers Perrin Group Life Insurance Trus's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Towers Perrin Group Life Insurance Trus is a mid-size nonprofit that has been operating for 18 years, with 8 years of IRS 990 filings on record (2011–2018). Revenue has grown at a compound annual rate of -35.5%.
Key Financial Metrics (2018)
From the most recent IRS 990 filing on record:
| Total Revenue | $27K |
| Total Expenses | $1.1M |
| Surplus / Deficit | $-1,035,512 |
| Total Assets | $1.0M |
| Total Liabilities | $116K |
| Net Assets | $914K |
| Operating Margin | -3805.4% |
| Debt-to-Asset Ratio | 11.2% |
| Months of Reserves | 11.6 months |
Financial Health Grade: B
In 2018, Towers Perrin Group Life Insurance Trus reported a deficit of $1.0M with expenses exceeding revenue, holds 11.6 months of operating reserves (strong position), has a debt-to-asset ratio of 11.2% (very low leverage).
Financial Trends
Over 8 years of filings (2011–2018), Towers Perrin Group Life Insurance Trus's revenue has declined at a compound annual growth rate (CAGR) of -35.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2018 | -0.4% | +6.6% | -50.1% |
| 2017 | -27.8% | +6.8% | -32.1% |
| 2016 | -21.7% | +2.6% | -25.6% |
| 2015 | +191.5% | +13.1% | -14.4% |
| 2014 | +2210.7% | +11.5% | -14.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2008 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Towers Perrin Group Life Insurance Trus has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Towers Perrin Group Life Insurance Trus with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2018)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $1.0M, with expenses exceeding revenue.
- Debt-to-asset ratio: 11.2%.
Frequently Asked Questions about Towers Perrin Group Life Insurance Trus
Is Towers Perrin Group Life Insurance Trus a legitimate charity?
Based on AI analysis of IRS 990 filings, Towers Perrin Group Life Insurance Trus (EIN: 262588433) insufficient data. 0 red flags identified, 0 strengths noted.
How does Towers Perrin Group Life Insurance Trus spend its money?
Detailed spending breakdown data is not yet available for Towers Perrin Group Life Insurance Trus. Check back for updated IRS 990 analysis.
Are donations to Towers Perrin Group Life Insurance Trus tax-deductible?
Towers Perrin Group Life Insurance Trus is registered as a tax-exempt nonprofit (EIN: 262588433). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Towers Perrin Group Life Insurance Trus located?
Towers Perrin Group Life Insurance Trus is headquartered in Stamford, Connecticut and files with the IRS under EIN 262588433. It is classified under NTEE code Y43.
How many years of IRS 990 filings does Towers Perrin Group Life Insurance Trus have?
Towers Perrin Group Life Insurance Trus has 8 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.1M in total revenue.
Filing History
IRS 990 filing history for Towers Perrin Group Life Insurance Trus showing financial trends over 8 years of public records:
Over 8 years of IRS 990 filings (2011–2018), Towers Perrin Group Life Insurance Trus's revenue has declined by 95.3%, moving from $584K to $27K. Total assets decreased by 84.2% over the same period, from $6.5M to $1.0M. Total functional expenses rose by 67.7%, from $634K to $1.1M. In its most recent filing year (2018), Towers Perrin Group Life Insurance Trus reported a deficit of $1.0M, with expenses exceeding revenue. The organization holds $116K in liabilities against $1.0M in assets (debt-to-asset ratio: 11.2%), resulting in net assets of $914K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2018 | $27K | $1.1M | $1.0M | $116K | — | View 990 |
| 2017 | $27K | $997K | $2.1M | $109K | — | — |
| 2016 | $38K | $933K | $3.0M | $107K | — | View 990 |
| 2015 | $48K | $910K | $4.1M | $250K | — | View 990 |
| 2014 | $17K | $804K | $4.8M | $30K | — | View 990 |
| 2013 | $717 | $722K | $5.6M | $29K | — | View 990 |
| 2012 | $653 | $227K | $6.4M | $160K | — | View 990 |
| 2011 | $584K | $634K | $6.5M | $43K | — | View 990 |
Year-by-Year Financial Summary
- 2018: Revenue of $27K, expenses of $1.1M, and assets of $1.0M (revenue -0.4% year-over-year).
- 2017: Revenue of $27K, expenses of $997K, and assets of $2.1M (revenue -27.8% year-over-year).
- 2016: Revenue of $38K, expenses of $933K, and assets of $3.0M (revenue -21.7% year-over-year).
- 2015: Revenue of $48K, expenses of $910K, and assets of $4.1M (revenue +191.5% year-over-year).
- 2014: Revenue of $17K, expenses of $804K, and assets of $4.8M (revenue +2210.7% year-over-year).
- 2013: Revenue of $717, expenses of $722K, and assets of $5.6M (revenue +9.8% year-over-year).
- 2012: Revenue of $653, expenses of $227K, and assets of $6.4M (revenue -99.9% year-over-year).
- 2011: Revenue of $584K, expenses of $634K, and assets of $6.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Towers Perrin Group Life Insurance Trus:
Data Sources and Methodology
This transparency report for Towers Perrin Group Life Insurance Trus is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.