Tri State Coalition For Responsible Investing
Tri State Coalition For Responsible Investing faces recurring deficits and declining assets.
EIN: 133600917 · Montclair, NJ · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $239K |
| Total Expenses | $288K |
| Program Spending | 70% |
| Net Assets | $44K |
| Transparency Score | 65/100 |
Is Tri State Coalition For Responsible Investing Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Tri State Coalition For Responsible Investing directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Tri State Coalition For Responsible Investing
Tri State Coalition For Responsible Investing (EIN: 133600917) is a nonprofit organization based in Montclair, NJ. The organization reported total revenue of $239K and total assets of $107K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Tri State Coalition For Responsible Investing's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Tri State Coalition For Responsible Investing is a small nonprofit that has been operating for 80 years, with 10 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of 7.2%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $239K |
| Total Expenses | $288K |
| Surplus / Deficit | $-48,949 |
| Total Assets | $107K |
| Total Liabilities | $64K |
| Net Assets | $44K |
| Operating Margin | -20.5% |
| Debt-to-Asset Ratio | 59.2% |
| Months of Reserves | 4.5 months |
Financial Health Grade: C
In 2020, Tri State Coalition For Responsible Investing reported a deficit of $49K with expenses exceeding revenue, holds 4.5 months of operating reserves (adequate), has a debt-to-asset ratio of 59.2% (high leverage).
Financial Trends
Over 10 years of filings (2011–2020), Tri State Coalition For Responsible Investing's revenue has grown at a compound annual growth rate (CAGR) of 7.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | -4.6% | +17.5% | -27.5% |
| 2019 | -6.9% | +3.9% | -12.5% |
| 2018 | +4.8% | -15.3% | +19.0% |
| 2017 | -6.7% | -3.4% | -31.3% |
| 2016 | +2.7% | +8.7% | -4.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1946 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Tri State Coalition For Responsible Investing with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Tri State Coalition For Responsible Investing allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $49K, with expenses exceeding revenue.
- Debt-to-asset ratio: 59.2%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that its leadership is either entirely volunteer-based or compensated through other means not categorized as officer compensation, which is a positive for minimizing executive overhead relative to its size and revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Tri State Coalition For Responsible Investing's IRS 990 filings:
- Recurring operating deficits (6 out of 10 years)
- Significant decline in net assets over the past five years (from $217,165 in 201506 to $107,317 in 202006)
- Liabilities increased in the most recent period (from $33,492 in 201906 to $63,577 in 202006)
Strengths
The following positive indicators were identified for Tri State Coalition For Responsible Investing:
- Consistent filing of IRS 990s, indicating regulatory compliance and transparency.
- No reported officer compensation, suggesting a volunteer-driven or highly cost-efficient leadership structure.
- Long operational history with consistent revenue generation over a decade.
Frequently Asked Questions about Tri State Coalition For Responsible Investing
Is Tri State Coalition For Responsible Investing a legitimate charity?
Tri State Coalition For Responsible Investing (EIN: 133600917) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 65/100. It has 10 years of IRS 990 filings on record. Total revenue: $239K. 3 red flags identified. 3 strengths noted. Financial health grade: C.
How does Tri State Coalition For Responsible Investing spend its money?
Tri State Coalition For Responsible Investing directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Tri State Coalition For Responsible Investing tax-deductible?
Tri State Coalition For Responsible Investing is registered as a tax-exempt nonprofit (EIN: 133600917). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Tri State Coalition For Responsible Investing's spending goes to programs?
Tri State Coalition For Responsible Investing directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Tri State Coalition For Responsible Investing located?
Tri State Coalition For Responsible Investing is headquartered in Montclair, New Jersey and files with the IRS under EIN 133600917.
How many years of IRS 990 filings does Tri State Coalition For Responsible Investing have?
Tri State Coalition For Responsible Investing has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $239K in total revenue.
What is the detailed breakdown of program, administrative, and fundraising expenses?
The provided data does not offer a detailed breakdown of functional expenses, making it difficult to precisely determine the allocation of funds to programs versus overhead. This information would be crucial for a complete assessment of spending efficiency.
How does the organization plan to address its recurring operating deficits?
The organization has experienced deficits in 6 out of the last 10 years, including the most recent period (202006) where expenses ($288,092) exceeded revenue ($239,143). A strategy to achieve financial sustainability by balancing revenue and expenses would be important.
Why have the organization's assets declined significantly over the past five years?
Assets have decreased from $217,165 in 201506 to $107,317 in 202006. Understanding the reasons for this decline, whether due to asset utilization, depreciation, or covering operating losses, is important for assessing financial health.
Filing History
IRS 990 filing history for Tri State Coalition For Responsible Investing showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2020), Tri State Coalition For Responsible Investing's revenue has grown by 87.4%, moving from $128K to $239K. Total assets increased by 168.1% over the same period, from $40K to $107K. Total functional expenses rose by 54.7%, from $186K to $288K. In its most recent filing year (2020), Tri State Coalition For Responsible Investing reported a deficit of $49K, with expenses exceeding revenue. The organization holds $64K in liabilities against $107K in assets (debt-to-asset ratio: 59.2%), resulting in net assets of $44K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $239K | $288K | $107K | $64K | — | View 990 |
| 2019 | $251K | $245K | $148K | $33K | — | View 990 |
| 2018 | $269K | $236K | $169K | $33K | — | View 990 |
| 2017 | $257K | $278K | $142K | $34K | — | View 990 |
| 2016 | $275K | $288K | $207K | $41K | — | View 990 |
| 2015 | $268K | $265K | $217K | $32K | — | View 990 |
| 2014 | $305K | $242K | $213K | $30K | — | View 990 |
| 2013 | $281K | $212K | $149K | $30K | — | View 990 |
| 2012 | $241K | $200K | $81K | $30K | — | — |
| 2011 | $128K | $186K | $40K | $30K | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $239K, expenses of $288K, and assets of $107K (revenue -4.6% year-over-year).
- 2019: Revenue of $251K, expenses of $245K, and assets of $148K (revenue -6.9% year-over-year).
- 2018: Revenue of $269K, expenses of $236K, and assets of $169K (revenue +4.8% year-over-year).
- 2017: Revenue of $257K, expenses of $278K, and assets of $142K (revenue -6.7% year-over-year).
- 2016: Revenue of $275K, expenses of $288K, and assets of $207K (revenue +2.7% year-over-year).
- 2015: Revenue of $268K, expenses of $265K, and assets of $217K (revenue -12.2% year-over-year).
- 2014: Revenue of $305K, expenses of $242K, and assets of $213K (revenue +8.8% year-over-year).
- 2013: Revenue of $281K, expenses of $212K, and assets of $149K (revenue +16.6% year-over-year).
- 2012: Revenue of $241K, expenses of $200K, and assets of $81K (revenue +88.7% year-over-year).
- 2011: Revenue of $128K, expenses of $186K, and assets of $40K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Tri State Coalition For Responsible Investing:
Data Sources and Methodology
This transparency report for Tri State Coalition For Responsible Investing is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.