Twin Rivers Community Trust
Twin Rivers Community Trust: Stable Finances, Limited Transparency
EIN: 221930108 · East Windsor, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $6.5M |
| Total Expenses | $5.7M |
| Program Spending | 85% |
| Net Assets | $5.4M |
| Transparency Score | 75/100 |
Is Twin Rivers Community Trust Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Twin Rivers Community Trust directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Twin Rivers Community Trust
Twin Rivers Community Trust (EIN: 221930108) is a nonprofit organization based in East Windsor, NJ. The organization reported total revenue of $6.5M and total assets of $7.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Twin Rivers Community Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Twin Rivers Community Trust is a mid-size nonprofit that has been operating for 53 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $6.3M |
| Total Expenses | $5.7M |
| Surplus / Deficit | +$666K |
| Total Assets | $7.0M |
| Total Liabilities | $1.5M |
| Net Assets | $5.4M |
| Operating Margin | 10.5% |
| Debt-to-Asset Ratio | 22.0% |
| Months of Reserves | 14.7 months |
Financial Health Grade: A
In 2023, Twin Rivers Community Trust reported a surplus of $666K with revenue exceeding expenses, holds 14.7 months of operating reserves (strong position), has a debt-to-asset ratio of 22.0% (moderate leverage).
Financial Trends
Over 12 years of filings (2011–2023), Twin Rivers Community Trust's revenue has grown at a compound annual growth rate (CAGR) of 1.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +8.2% | -8.9% | +13.3% |
| 2022 | +1.8% | +14.9% | -2.0% |
| 2021 | +2.2% | -0.1% | +5.5% |
| 2020 | -1.7% | +0.4% | +2.7% |
| 2019 | +2.7% | +7.4% | +6.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 1973 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Twin Rivers Community Trust with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Twin Rivers Community Trust allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $666K, with revenue exceeding expenses.
- Debt-to-asset ratio: 22.0%.
Executive Compensation Analysis
Executive compensation details are not explicitly disclosed in the provided data, making a specific assessment difficult without further filings.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Twin Rivers Community Trust's IRS 990 filings:
- Lack of detailed program information and impact reporting on their website.
- Absence of explicit executive compensation figures in the provided data.
Strengths
The following positive indicators were identified for Twin Rivers Community Trust:
- Consistent revenue generation over several years, indicating stable financial support.
- Healthy asset base of $7,175,451, suggesting good financial management.
- Low liability-to-asset ratio, indicating strong financial health.
Frequently Asked Questions about Twin Rivers Community Trust
Is Twin Rivers Community Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Twin Rivers Community Trust (EIN: 221930108) some concerns. Mission Score: 75/100. 2 red flags identified, 3 strengths noted.
How does Twin Rivers Community Trust spend its money?
Twin Rivers Community Trust directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Twin Rivers Community Trust tax-deductible?
Twin Rivers Community Trust is registered as a tax-exempt nonprofit (EIN: 221930108). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Twin Rivers Community Trust's spending goes to programs?
Twin Rivers Community Trust directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Twin Rivers Community Trust located?
Twin Rivers Community Trust is headquartered in East Windsor, New Jersey and files with the IRS under EIN 221930108.
How many years of IRS 990 filings does Twin Rivers Community Trust have?
Twin Rivers Community Trust has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $6.5M in total revenue.
What does Twin Rivers Community Trust do?
Twin Rivers Community Trust is a nonprofit organization in the Unknown sector, located in East Windsor, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Twin Rivers Community Trust have?
Twin Rivers Community Trust reported total revenue of $6,455,158. Based on 12 IRS 990 filings on record.
What are Twin Rivers Community Trust's total assets?
Twin Rivers Community Trust holds total assets of $7,175,451 as reported in IRS 990 filings.
Where is Twin Rivers Community Trust located?
Twin Rivers Community Trust is based in East Windsor, New Jersey.
What is Twin Rivers Community Trust's EIN?
Twin Rivers Community Trust's Employer Identification Number (EIN) is 221930108. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Twin Rivers Community Trust?
Twin Rivers Community Trust is classified under NTEE code Unknown (Unknown).
Is Twin Rivers Community Trust a registered 501(c)(3)?
Twin Rivers Community Trust appears in IRS records (EIN: 221930108). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Twin Rivers Community Trust file IRS Form 990?
Yes, Twin Rivers Community Trust has 12 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Twin Rivers Community Trust's revenue in 2023?
In the 202312 filing period, Twin Rivers Community Trust reported total revenue of $6,335,096, total expenses of $5,669,139, and net assets of $6,956,789.
Is Twin Rivers Community Trust's revenue growing or declining?
Twin Rivers Community Trust's revenue is growing. Revenue went from $5,855,714 (202212) to $6,335,096 (202312), a +8.2% change. Based on 12 filings on record.
What is Twin Rivers Community Trust's most recent 990 filing?
The most recent IRS Form 990 filing for Twin Rivers Community Trust covers tax period 202312. It shows revenue of $6,335,096, expenses of $5,669,139, total assets of $6,956,789, and liabilities of $1,529,836.
How much does Twin Rivers Community Trust spend on programs vs administration?
Based on IRS 990 analysis, Twin Rivers Community Trust allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Twin Rivers Community Trust a trustworthy charity?
Based on AI analysis of IRS 990 data, Twin Rivers Community Trust appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 3 strengths noted.
What are the red flags for Twin Rivers Community Trust?
The following concerns were identified: Lack of detailed program information and impact reporting on their website.. Absence of explicit executive compensation figures in the provided data.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Twin Rivers Community Trust's strengths?
Positive indicators for Twin Rivers Community Trust include: Consistent revenue generation over several years, indicating stable financial support.. Healthy asset base of $7,175,451, suggesting good financial management.. Low liability-to-asset ratio, indicating strong financial health.. These findings are derived from AI analysis of the organization's financial filings.
How does Twin Rivers Community Trust compensate executives?
Executive compensation details are not explicitly disclosed in the provided data, making a specific assessment difficult without further filings. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent revenue and asset growth, what specific programs or initiatives have been the primary drivers of this financial stability?
Without detailed program descriptions, it's challenging to pinpoint specific drivers, but consistent community support and effective asset management likely contribute significantly.
Filing History
IRS 990 filing history for Twin Rivers Community Trust showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2023), Twin Rivers Community Trust's revenue has grown by 25.3%, moving from $5.1M to $6.3M. Total assets increased by 143% over the same period, from $2.9M to $7.0M. Total functional expenses rose by 16.3%, from $4.9M to $5.7M. In its most recent filing year (2023), Twin Rivers Community Trust reported a surplus of $666K, with revenue exceeding expenses. The organization holds $1.5M in liabilities against $7.0M in assets (debt-to-asset ratio: 22.0%), resulting in net assets of $5.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $6.3M | $5.7M | $7.0M | $1.5M | — | — |
| 2022 | $5.9M | $6.2M | $6.1M | $1.4M | — | View 990 |
| 2021 | $5.8M | $5.4M | $6.3M | $1.1M | — | View 990 |
| 2020 | $5.6M | $5.4M | $5.9M | $1.2M | — | View 990 |
| 2019 | $5.7M | $5.4M | $5.8M | $1.2M | — | View 990 |
| 2018 | $5.6M | $5.0M | $5.4M | $1.2M | — | View 990 |
| 2017 | $5.6M | $4.9M | $5.0M | $1.3M | — | View 990 |
| 2016 | $5.5M | $5.2M | $4.5M | $1.5M | — | View 990 |
| 2015 | $5.4M | $4.8M | $4.3M | $1.5M | — | View 990 |
| 2013 | $5.2M | $4.8M | $3.2M | $1.7M | — | View 990 |
| 2012 | $5.1M | $4.9M | $3.0M | $1.9M | — | View 990 |
| 2011 | $5.1M | $4.9M | $2.9M | $1.9M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $6.3M, expenses of $5.7M, and assets of $7.0M (revenue +8.2% year-over-year).
- 2022: Revenue of $5.9M, expenses of $6.2M, and assets of $6.1M (revenue +1.8% year-over-year).
- 2021: Revenue of $5.8M, expenses of $5.4M, and assets of $6.3M (revenue +2.2% year-over-year).
- 2020: Revenue of $5.6M, expenses of $5.4M, and assets of $5.9M (revenue -1.7% year-over-year).
- 2019: Revenue of $5.7M, expenses of $5.4M, and assets of $5.8M (revenue +2.7% year-over-year).
- 2018: Revenue of $5.6M, expenses of $5.0M, and assets of $5.4M (revenue -0.4% year-over-year).
- 2017: Revenue of $5.6M, expenses of $4.9M, and assets of $5.0M (revenue +1.6% year-over-year).
- 2016: Revenue of $5.5M, expenses of $5.2M, and assets of $4.5M (revenue +2.1% year-over-year).
- 2015: Revenue of $5.4M, expenses of $4.8M, and assets of $4.3M (revenue +4.2% year-over-year).
- 2013: Revenue of $5.2M, expenses of $4.8M, and assets of $3.2M (revenue +0.9% year-over-year).
- 2012: Revenue of $5.1M, expenses of $4.9M, and assets of $3.0M (revenue +1.5% year-over-year).
- 2011: Revenue of $5.1M, expenses of $4.9M, and assets of $2.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Twin Rivers Community Trust:
Data Sources and Methodology
This transparency report for Twin Rivers Community Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.