Ufcw Union Local No 88 Employers Health & Welfare Fund
UFCW Union Local No 88 Employers Health & Welfare Fund consistently directs 100% of expenses to programs with no officer compensation.
EIN: 200946697 · St Louis, MO · NTEE: Y430 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $17.1M |
| Total Expenses | $15.3M |
| Program Spending | 100% |
| CEO/Top Officer Pay | $17,113,333 |
| Net Assets | $15.1M |
| Transparency Score | 95/100 |
Is Ufcw Union Local No 88 Employers Health & Welfare Fund Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ufcw Union Local No 88 Employers Health & Welfare Fund directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ufcw Union Local No 88 Employers Health & Welfare Fund
Ufcw Union Local No 88 Employers Health & Welfare Fund (EIN: 200946697) is a nonprofit organization based in St Louis, MO, classified under NTEE code Y430. The organization reported total revenue of $17.1M and total assets of $21.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ufcw Union Local No 88 Employers Health & Welfare Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ufcw Union Local No 88 Employers Health & Welfare Fund is a large nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $16.0M |
| Total Expenses | $15.3M |
| Surplus / Deficit | +$708K |
| Total Assets | $15.1M |
| Total Liabilities | $49K |
| Net Assets | $15.1M |
| Operating Margin | 4.4% |
| Debt-to-Asset Ratio | 0.3% |
| Months of Reserves | 11.9 months |
Financial Health Grade: A
In 2023, Ufcw Union Local No 88 Employers Health & Welfare Fund reported a surplus of $708K with revenue exceeding expenses, holds 11.9 months of operating reserves (strong position), has a debt-to-asset ratio of 0.3% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Ufcw Union Local No 88 Employers Health & Welfare Fund's revenue has grown at a compound annual growth rate (CAGR) of 0.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -2.4% | -9.1% | -1.9% |
| 2022 | -9.1% | +4.7% | -3.8% |
| 2021 | -6.4% | -17.8% | +29.9% |
| 2020 | -2.1% | +7.5% | -8.8% |
| 2019 | +4.0% | +12.4% | +15.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ufcw Union Local No 88 Employers Health & Welfare Fund with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 100%
- fundraising: 0%
According to IRS 990 filings, Ufcw Union Local No 88 Employers Health & Welfare Fund allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $708K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.3%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers receive compensation from the fund. This is highly unusual for an organization of this size (latest revenue $17,113,333) and suggests that administrative and executive functions are either volunteer-based or compensated through other affiliated entities, which enhances the fund's direct program spending efficiency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Ufcw Union Local No 88 Employers Health & Welfare Fund:
- 100% program spending ratio, indicating all expenses are directly related to its mission.
- Consistent reporting of 0% officer compensation, maximizing funds for beneficiaries.
- Strong asset base ($21,451,319) relative to liabilities, indicating financial stability.
- Consistent revenue generation (around $16M-$19M annually) over the past decade.
- Low liabilities across all filing periods, suggesting sound financial management.
Frequently Asked Questions about Ufcw Union Local No 88 Employers Health & Welfare Fund
Is Ufcw Union Local No 88 Employers Health & Welfare Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Ufcw Union Local No 88 Employers Health & Welfare Fund (EIN: 200946697) appears legitimate. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
How does Ufcw Union Local No 88 Employers Health & Welfare Fund spend its money?
Ufcw Union Local No 88 Employers Health & Welfare Fund directs 100% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Ufcw Union Local No 88 Employers Health & Welfare Fund tax-deductible?
Ufcw Union Local No 88 Employers Health & Welfare Fund is registered as a tax-exempt nonprofit (EIN: 200946697). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Ufcw Union Local No 88 Employers Health & Welfare Fund CEO make?
Ufcw Union Local No 88 Employers Health & Welfare Fund's highest-compensated officer earns $17,113,333 annually. The organization reported $17.1M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does Ufcw Union Local No 88 Employers Health & Welfare Fund compare to similar nonprofits?
With a transparency score of 95/100 (Excellent), Ufcw Union Local No 88 Employers Health & Welfare Fund is above average for NTEE category Y430 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Ufcw Union Local No 88 Employers Health & Welfare Fund located?
Ufcw Union Local No 88 Employers Health & Welfare Fund is headquartered in St Louis, Missouri and files with the IRS under EIN 200946697. It is classified under NTEE code Y430.
How many years of IRS 990 filings does Ufcw Union Local No 88 Employers Health & Welfare Fund have?
Ufcw Union Local No 88 Employers Health & Welfare Fund has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $17.1M in total revenue.
Is UFCW Union Local No 88 Employers Health & Welfare Fund a good charity?
Based on the provided data, the fund appears to be a very good charity in terms of financial efficiency and program focus. It consistently reports 100% of its expenses as program services and 0% officer compensation, meaning all funds are directed towards its mission of providing health and welfare benefits.
How does the fund manage to have 0% officer compensation?
The 0% officer compensation reported across all filings suggests that the fund's executive and administrative functions are either performed by volunteers, or the compensation for these roles is covered by an affiliated entity, rather than directly by the fund itself. This structure allows the fund to allocate all its reported expenses to program services.
What is the financial stability of the fund?
The fund demonstrates strong financial stability. Its assets have grown to $21,451,319, significantly exceeding its liabilities, which have consistently been low (e.g., $49,435 in 2023). This indicates a healthy balance sheet and capacity to meet its obligations.
Filing History
IRS 990 filing history for Ufcw Union Local No 88 Employers Health & Welfare Fund showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Ufcw Union Local No 88 Employers Health & Welfare Fund's revenue has grown by 2.8%, moving from $15.6M to $16.0M. Total assets decreased by 1.4% over the same period, from $15.3M to $15.1M. Total functional expenses rose by 14.3%, from $13.4M to $15.3M. In its most recent filing year (2023), Ufcw Union Local No 88 Employers Health & Welfare Fund reported a surplus of $708K, with revenue exceeding expenses. The organization holds $49K in liabilities against $15.1M in assets (debt-to-asset ratio: 0.3%), resulting in net assets of $15.1M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $16.0M | $15.3M | $15.1M | $49K | — | View 990 |
| 2022 | $16.4M | $16.8M | $15.4M | $90K | — | View 990 |
| 2021 | $18.0M | $16.1M | $16.0M | $45K | — | View 990 |
| 2020 | $19.2M | $19.6M | $12.3M | $22K | — | — |
| 2019 | $19.7M | $18.2M | $13.5M | $390K | — | View 990 |
| 2018 | $18.9M | $16.2M | $11.8M | $99K | — | View 990 |
| 2017 | $18.1M | $18.6M | $9.4M | $98K | — | View 990 |
| 2016 | $16.3M | $18.7M | $9.9M | $113K | — | View 990 |
| 2015 | $16.1M | $17.4M | $12.6M | $22K | — | View 990 |
| 2014 | $17.5M | $18.2M | $14.1M | $294K | — | View 990 |
| 2013 | $15.0M | $16.2M | $14.5M | $69K | — | View 990 |
| 2012 | $14.3M | $14.2M | $16.0M | $643K | — | View 990 |
| 2011 | $15.6M | $13.4M | $15.3M | $263K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $16.0M, expenses of $15.3M, and assets of $15.1M (revenue -2.4% year-over-year).
- 2022: Revenue of $16.4M, expenses of $16.8M, and assets of $15.4M (revenue -9.1% year-over-year).
- 2021: Revenue of $18.0M, expenses of $16.1M, and assets of $16.0M (revenue -6.4% year-over-year).
- 2020: Revenue of $19.2M, expenses of $19.6M, and assets of $12.3M (revenue -2.1% year-over-year).
- 2019: Revenue of $19.7M, expenses of $18.2M, and assets of $13.5M (revenue +4.0% year-over-year).
- 2018: Revenue of $18.9M, expenses of $16.2M, and assets of $11.8M (revenue +4.5% year-over-year).
- 2017: Revenue of $18.1M, expenses of $18.6M, and assets of $9.4M (revenue +10.8% year-over-year).
- 2016: Revenue of $16.3M, expenses of $18.7M, and assets of $9.9M (revenue +1.7% year-over-year).
- 2015: Revenue of $16.1M, expenses of $17.4M, and assets of $12.6M (revenue -8.2% year-over-year).
- 2014: Revenue of $17.5M, expenses of $18.2M, and assets of $14.1M (revenue +16.7% year-over-year).
- 2013: Revenue of $15.0M, expenses of $16.2M, and assets of $14.5M (revenue +4.8% year-over-year).
- 2012: Revenue of $14.3M, expenses of $14.2M, and assets of $16.0M (revenue -8.0% year-over-year).
- 2011: Revenue of $15.6M, expenses of $13.4M, and assets of $15.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ufcw Union Local No 88 Employers Health & Welfare Fund:
Data Sources and Methodology
This transparency report for Ufcw Union Local No 88 Employers Health & Welfare Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.