United Church Of Christ Retirement Community Inc
United Church Of Christ Retirement Community Inc maintains stable financial health with consistent revenue and asset growth.
EIN: 20280183 · Concord, NH · NTEE: P750 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $51.7M |
| Total Expenses | $30.2M |
| Program Spending | 90% |
| CEO/Top Officer Pay | $30 |
| Net Assets | $40.9M |
| Transparency Score | 85/100 |
Is United Church Of Christ Retirement Community Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
United Church Of Christ Retirement Community Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About United Church Of Christ Retirement Community Inc
United Church Of Christ Retirement Community Inc (EIN: 20280183) is a nonprofit organization based in Concord, NH, classified under NTEE code P750. The organization reported total revenue of $51.7M and total assets of $96.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of United Church Of Christ Retirement Community Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
United Church Of Christ Retirement Community Inc is a major nonprofit that has been operating for 62 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $31.1M |
| Total Expenses | $30.2M |
| Surplus / Deficit | +$861K |
| Total Assets | $92.9M |
| Total Liabilities | $52.1M |
| Net Assets | $40.9M |
| Operating Margin | 2.8% |
| Debt-to-Asset Ratio | 56.0% |
| Months of Reserves | 36.9 months |
Financial Health Grade: A
In 2023, United Church Of Christ Retirement Community Inc reported a surplus of $861K with revenue exceeding expenses, holds 36.9 months of operating reserves (strong position), has a debt-to-asset ratio of 56.0% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), United Church Of Christ Retirement Community Inc's revenue has grown at a compound annual growth rate (CAGR) of 2.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +8.3% | +5.3% | +2.9% |
| 2022 | -6.5% | +1.3% | -8.1% |
| 2021 | +14.5% | -0.4% | +9.3% |
| 2020 | +3.7% | +5.8% | +6.5% |
| 2019 | -1.7% | +3.1% | +6.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 7000 |
| IRS Ruling Date | 1964 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates United Church Of Christ Retirement Community Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 90%
- fundraising: 3%
According to IRS 990 filings, United Church Of Christ Retirement Community Inc allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $861K, with revenue exceeding expenses.
- Debt-to-asset ratio: 56.0%.
Executive Compensation Analysis
The reported 0% officer compensation across all filings is highly unusual for an organization of this size with nearly $30 million in annual expenses and almost $100 million in assets, suggesting that executive compensation may be categorized differently or not reported under this specific line item, requiring further scrutiny for a complete understanding of leadership remuneration.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of United Church Of Christ Retirement Community Inc's IRS 990 filings:
- Unusually low or 0% reported officer compensation, which may obscure actual executive pay structures.
Strengths
The following positive indicators were identified for United Church Of Christ Retirement Community Inc:
- Consistent revenue generation, generally exceeding or closely matching expenses.
- Steady growth in total assets over the past decade, from $78.7M in 2014 to $92.9M in 2023.
- Healthy asset-to-liability ratio, indicating financial stability.
- NTEE code P750 suggests a clear focus on providing nursing and convalescent care, aligning with its mission.
Frequently Asked Questions about United Church Of Christ Retirement Community Inc
Is United Church Of Christ Retirement Community Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, United Church Of Christ Retirement Community Inc (EIN: 20280183) some concerns. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
How does United Church Of Christ Retirement Community Inc spend its money?
United Church Of Christ Retirement Community Inc directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to United Church Of Christ Retirement Community Inc tax-deductible?
United Church Of Christ Retirement Community Inc is registered as a tax-exempt nonprofit (EIN: 20280183). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the United Church Of Christ Retirement Community Inc CEO make?
United Church Of Christ Retirement Community Inc's highest-compensated officer earns $30 annually. The organization reported $51.7M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of United Church Of Christ Retirement Community Inc's spending goes to programs?
United Church Of Christ Retirement Community Inc directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does United Church Of Christ Retirement Community Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), United Church Of Christ Retirement Community Inc is above average for NTEE category P750 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is United Church Of Christ Retirement Community Inc located?
United Church Of Christ Retirement Community Inc is headquartered in Concord, New Hampshire and files with the IRS under EIN 20280183. It is classified under NTEE code P750.
How many years of IRS 990 filings does United Church Of Christ Retirement Community Inc have?
United Church Of Christ Retirement Community Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $51.7M in total revenue.
Is United Church Of Christ Retirement Community Inc a good charity?
Based on its consistent financial performance, growth in assets, and apparent dedication to its mission as indicated by its NTEE code (P750 - Nursing Homes, Convalescent Homes), the organization appears to be financially sound. However, the 0% officer compensation reported across all filings warrants further investigation to fully understand its executive compensation practices.
How does the organization manage its liabilities?
Liabilities have fluctuated but remained manageable relative to assets. For example, in 2023, liabilities were $52,050,801 against assets of $92,946,537, indicating a healthy asset-to-liability ratio.
What is the trend in the organization's net assets?
Net assets (Assets - Liabilities) have generally increased over the past decade. In 2014, net assets were approximately $20.3 million ($78.7M - $58.4M), growing to approximately $40.9 million in 2023 ($92.9M - $52.0M), demonstrating financial strengthening.
Filing History
IRS 990 filing history for United Church Of Christ Retirement Community Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), United Church Of Christ Retirement Community Inc's revenue has grown by 35.5%, moving from $22.9M to $31.1M. Total assets increased by 66.6% over the same period, from $55.8M to $92.9M. Total functional expenses rose by 39.6%, from $21.6M to $30.2M. In its most recent filing year (2023), United Church Of Christ Retirement Community Inc reported a surplus of $861K, with revenue exceeding expenses. The organization holds $52.1M in liabilities against $92.9M in assets (debt-to-asset ratio: 56.0%), resulting in net assets of $40.9M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $31.1M | $30.2M | $92.9M | $52.1M | — | — |
| 2022 | $28.7M | $28.7M | $90.3M | $52.6M | — | View 990 |
| 2021 | $30.6M | $28.3M | $98.2M | $54.3M | — | View 990 |
| 2020 | $26.8M | $28.4M | $89.9M | $55.4M | — | View 990 |
| 2019 | $25.8M | $26.9M | $84.4M | $52.7M | — | View 990 |
| 2018 | $26.2M | $26.0M | $79.2M | $53.0M | — | View 990 |
| 2017 | $25.4M | $25.3M | $81.1M | $53.2M | — | View 990 |
| 2016 | $25.3M | $24.9M | $76.0M | $53.0M | — | View 990 |
| 2015 | $24.7M | $24.6M | $77.8M | $58.7M | — | View 990 |
| 2014 | $24.2M | $23.5M | $78.8M | $58.4M | — | View 990 |
| 2013 | $22.5M | $22.6M | $65.2M | $43.7M | — | View 990 |
| 2012 | $24.2M | $22.1M | $58.5M | $41.5M | — | View 990 |
| 2011 | $22.9M | $21.6M | $55.8M | $42.3M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $31.1M, expenses of $30.2M, and assets of $92.9M (revenue +8.3% year-over-year).
- 2022: Revenue of $28.7M, expenses of $28.7M, and assets of $90.3M (revenue -6.5% year-over-year).
- 2021: Revenue of $30.6M, expenses of $28.3M, and assets of $98.2M (revenue +14.5% year-over-year).
- 2020: Revenue of $26.8M, expenses of $28.4M, and assets of $89.9M (revenue +3.7% year-over-year).
- 2019: Revenue of $25.8M, expenses of $26.9M, and assets of $84.4M (revenue -1.7% year-over-year).
- 2018: Revenue of $26.2M, expenses of $26.0M, and assets of $79.2M (revenue +3.4% year-over-year).
- 2017: Revenue of $25.4M, expenses of $25.3M, and assets of $81.1M (revenue +0.4% year-over-year).
- 2016: Revenue of $25.3M, expenses of $24.9M, and assets of $76.0M (revenue +2.3% year-over-year).
- 2015: Revenue of $24.7M, expenses of $24.6M, and assets of $77.8M (revenue +1.9% year-over-year).
- 2014: Revenue of $24.2M, expenses of $23.5M, and assets of $78.8M (revenue +7.9% year-over-year).
- 2013: Revenue of $22.5M, expenses of $22.6M, and assets of $65.2M (revenue -7.2% year-over-year).
- 2012: Revenue of $24.2M, expenses of $22.1M, and assets of $58.5M (revenue +5.6% year-over-year).
- 2011: Revenue of $22.9M, expenses of $21.6M, and assets of $55.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for United Church Of Christ Retirement Community Inc:
Data Sources and Methodology
This transparency report for United Church Of Christ Retirement Community Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.