United Pejepscot Housing Inc Pejepscot Terrace
United Pejepscot Housing Inc consistently operates with a surplus and has significantly reduced its liabilities over the past decade.
EIN: 10367791 · Brunswick, ME · NTEE: L200 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.2M |
| Total Expenses | $1.0M |
| Program Spending | 90% |
| CEO/Top Officer Pay | $1 |
| Net Assets | $1.4M |
| Transparency Score | 95/100 |
Is United Pejepscot Housing Inc Pejepscot Terrace Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
United Pejepscot Housing Inc Pejepscot Terrace directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About United Pejepscot Housing Inc Pejepscot Terrace
United Pejepscot Housing Inc Pejepscot Terrace (EIN: 10367791) is a nonprofit organization based in Brunswick, ME, classified under NTEE code L200. The organization reported total revenue of $1.2M and total assets of $2.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of United Pejepscot Housing Inc Pejepscot Terrace's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
United Pejepscot Housing Inc Pejepscot Terrace is a mid-size nonprofit that has been operating for 47 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.2M |
| Total Expenses | $1.0M |
| Surplus / Deficit | +$123K |
| Total Assets | $2.7M |
| Total Liabilities | $1.4M |
| Net Assets | $1.4M |
| Operating Margin | 10.6% |
| Debt-to-Asset Ratio | 49.6% |
| Months of Reserves | 31.9 months |
Financial Health Grade: A
In 2023, United Pejepscot Housing Inc Pejepscot Terrace reported a surplus of $123K with revenue exceeding expenses, holds 31.9 months of operating reserves (strong position), has a debt-to-asset ratio of 49.6% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), United Pejepscot Housing Inc Pejepscot Terrace's revenue has grown at a compound annual growth rate (CAGR) of 3.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +7.1% | +6.4% | -3.2% |
| 2022 | -1.2% | -2.6% | -3.0% |
| 2021 | +8.1% | +6.7% | -2.8% |
| 2020 | -0.7% | +0.8% | -3.3% |
| 2019 | +0.0% | +1.4% | -2.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1979 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates United Pejepscot Housing Inc Pejepscot Terrace with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, United Pejepscot Housing Inc Pejepscot Terrace allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $123K, with revenue exceeding expenses.
- Debt-to-asset ratio: 49.6%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no funds are allocated to officer salaries, which is highly commendable for an organization of its size with over $1 million in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for United Pejepscot Housing Inc Pejepscot Terrace:
- Consistent revenue exceeding expenses, indicating financial stability (e.g., 2023: Revenue $1,158,109 vs. Expenses $1,035,331).
- Significant reduction in liabilities over time (from $2,762,918 in 2014 to $1,362,190 in 2023).
- 0% officer compensation reported across all filings, demonstrating high efficiency and mission focus.
- Strong program spending ratio, as implied by the lack of officer compensation and consistent surpluses.
- Long history of consistent IRS 990 filings (13 filings), indicating transparency and compliance.
Frequently Asked Questions about United Pejepscot Housing Inc Pejepscot Terrace
Is United Pejepscot Housing Inc Pejepscot Terrace a legitimate charity?
Based on AI analysis of IRS 990 filings, United Pejepscot Housing Inc Pejepscot Terrace (EIN: 10367791) appears legitimate. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
How does United Pejepscot Housing Inc Pejepscot Terrace spend its money?
United Pejepscot Housing Inc Pejepscot Terrace directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to United Pejepscot Housing Inc Pejepscot Terrace tax-deductible?
United Pejepscot Housing Inc Pejepscot Terrace is registered as a tax-exempt nonprofit (EIN: 10367791). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the United Pejepscot Housing Inc Pejepscot Terrace CEO make?
United Pejepscot Housing Inc Pejepscot Terrace's highest-compensated officer earns $1 annually. The organization reported $1.2M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does United Pejepscot Housing Inc Pejepscot Terrace compare to similar nonprofits?
With a transparency score of 95/100 (Excellent), United Pejepscot Housing Inc Pejepscot Terrace is above average for NTEE category L200 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is United Pejepscot Housing Inc Pejepscot Terrace located?
United Pejepscot Housing Inc Pejepscot Terrace is headquartered in Brunswick, Maine and files with the IRS under EIN 10367791. It is classified under NTEE code L200.
How many years of IRS 990 filings does United Pejepscot Housing Inc Pejepscot Terrace have?
United Pejepscot Housing Inc Pejepscot Terrace has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.2M in total revenue.
Is United Pejepscot Housing Inc a good charity?
Based on the provided data, United Pejepscot Housing Inc appears to be a very good charity. It consistently operates with a surplus, has significantly reduced its liabilities, and reports 0% officer compensation, indicating a strong focus on its mission.
How has the organization's financial stability changed over time?
The organization has maintained financial stability, consistently generating more revenue than expenses. While assets have slightly decreased, liabilities have been substantially reduced from $2,762,918 in 2014 to $1,362,190 in 2023, improving its overall financial position.
What is the trend in the organization's assets and liabilities?
Assets have seen a gradual decline from a high of $3,204,551 in 2017 to $2,748,425 in 2023. Conversely, liabilities have shown a strong downward trend, decreasing from $2,762,918 in 2014 to $1,362,190 in 2023, indicating effective debt management.
Filing History
IRS 990 filing history for United Pejepscot Housing Inc Pejepscot Terrace showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), United Pejepscot Housing Inc Pejepscot Terrace's revenue has grown by 43%, moving from $810K to $1.2M. Total assets decreased by 14% over the same period, from $3.2M to $2.7M. Total functional expenses rose by 43.6%, from $721K to $1.0M. In its most recent filing year (2023), United Pejepscot Housing Inc Pejepscot Terrace reported a surplus of $123K, with revenue exceeding expenses. The organization holds $1.4M in liabilities against $2.7M in assets (debt-to-asset ratio: 49.6%), resulting in net assets of $1.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.2M | $1.0M | $2.7M | $1.4M | — | View 990 |
| 2022 | $1.1M | $973K | $2.8M | $1.6M | — | View 990 |
| 2021 | $1.1M | $1000K | $2.9M | $1.8M | — | View 990 |
| 2020 | $1.0M | $937K | $3.0M | $2.0M | — | View 990 |
| 2019 | $1.0M | $930K | $3.1M | $2.1M | — | View 990 |
| 2018 | $1.0M | $917K | $3.2M | $2.3M | — | View 990 |
| 2017 | $899K | $762K | $3.2M | $2.4M | — | View 990 |
| 2016 | $955K | $847K | $3.1M | $2.5M | — | View 990 |
| 2015 | $844K | $762K | $3.1M | $2.7M | — | View 990 |
| 2014 | $843K | $764K | $3.1M | $2.8M | — | View 990 |
| 2013 | $789K | $714K | $3.1M | $2.9M | — | — |
| 2012 | $807K | $738K | $3.2M | $3.0M | — | View 990 |
| 2011 | $810K | $721K | $3.2M | $3.0M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.2M, expenses of $1.0M, and assets of $2.7M (revenue +7.1% year-over-year).
- 2022: Revenue of $1.1M, expenses of $973K, and assets of $2.8M (revenue -1.2% year-over-year).
- 2021: Revenue of $1.1M, expenses of $1000K, and assets of $2.9M (revenue +8.1% year-over-year).
- 2020: Revenue of $1.0M, expenses of $937K, and assets of $3.0M (revenue -0.7% year-over-year).
- 2019: Revenue of $1.0M, expenses of $930K, and assets of $3.1M (revenue +0.0% year-over-year).
- 2018: Revenue of $1.0M, expenses of $917K, and assets of $3.2M (revenue +13.4% year-over-year).
- 2017: Revenue of $899K, expenses of $762K, and assets of $3.2M (revenue -5.9% year-over-year).
- 2016: Revenue of $955K, expenses of $847K, and assets of $3.1M (revenue +13.3% year-over-year).
- 2015: Revenue of $844K, expenses of $762K, and assets of $3.1M (revenue +0.1% year-over-year).
- 2014: Revenue of $843K, expenses of $764K, and assets of $3.1M (revenue +6.8% year-over-year).
- 2013: Revenue of $789K, expenses of $714K, and assets of $3.1M (revenue -2.2% year-over-year).
- 2012: Revenue of $807K, expenses of $738K, and assets of $3.2M (revenue -0.4% year-over-year).
- 2011: Revenue of $810K, expenses of $721K, and assets of $3.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for United Pejepscot Housing Inc Pejepscot Terrace:
Data Sources and Methodology
This transparency report for United Pejepscot Housing Inc Pejepscot Terrace is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.