United Way
United Way of Kennebunk, ME maintains stable assets and revenue, with recent expenses exceeding income.
EIN: 10276862 · Kennebunk, ME · NTEE: T70Z · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.4M |
| Total Expenses | $1.5M |
| Program Spending | 75% |
| CEO/Top Officer Pay | $1.4 |
| Net Assets | $1.2M |
| Transparency Score | 70/100 |
Is United Way Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
United Way directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About United Way
United Way (EIN: 10276862) is a nonprofit organization based in Kennebunk, ME, classified under NTEE code T70Z. The organization reported total revenue of $1.4M and total assets of $2.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of United Way's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
United Way is a mid-size nonprofit that has been operating for 54 years, with 9 years of IRS 990 filings on record (2011–2019). Revenue has grown at a compound annual rate of -1.3%.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.4M |
| Total Expenses | $1.5M |
| Surplus / Deficit | $-107,740 |
| Total Assets | $2.0M |
| Total Liabilities | $736K |
| Net Assets | $1.2M |
| Operating Margin | -7.6% |
| Debt-to-Asset Ratio | 37.5% |
| Months of Reserves | 15.5 months |
Financial Health Grade: B
In 2019, United Way reported a deficit of $108K with expenses exceeding revenue, holds 15.5 months of operating reserves (strong position), has a debt-to-asset ratio of 37.5% (moderate leverage).
Financial Trends
Over 9 years of filings (2011–2019), United Way's revenue has declined at a compound annual growth rate (CAGR) of -1.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2019 | -2.8% | +4.4% | -0.4% |
| 2018 | -2.9% | +0.5% | -5.2% |
| 2017 | +0.4% | -2.1% | +4.3% |
| 2016 | -5.0% | -10.9% | +1.2% |
| 2015 | -5.4% | +3.3% | -5.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1972 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates United Way with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, United Way allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $108K, with expenses exceeding revenue.
- Debt-to-asset ratio: 37.5%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all nine filings, suggesting either a fully volunteer executive leadership or that executive salaries are categorized under other expense lines, which could obscure a clear view of leadership costs relative to the organization's $1.4 million to $1.7 million annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of United Way's IRS 990 filings:
- Expenses exceeded revenue in the latest filing (201912) by $107,740.
- Consistent 0% officer compensation reported, which may obscure actual leadership costs if compensation is categorized elsewhere.
- Lack of detailed expense breakdown (program, admin, fundraising) in the provided summary data.
Strengths
The following positive indicators were identified for United Way:
- Stable asset base, consistently around $2 million over nine years.
- Consistent revenue streams, generally between $1.4 million and $1.7 million annually.
- Long filing history (9 filings) indicates consistent compliance and operational longevity.
Frequently Asked Questions about United Way
Is United Way a legitimate charity?
Based on AI analysis of IRS 990 filings, United Way (EIN: 10276862) some concerns. Mission Score: 70/100. 3 red flags identified, 3 strengths noted.
How does United Way spend its money?
United Way directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to United Way tax-deductible?
United Way is registered as a tax-exempt nonprofit (EIN: 10276862). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the United Way CEO make?
United Way's highest-compensated officer earns $1.4 annually. The organization reported $1.4M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of United Way's spending goes to programs?
United Way directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does United Way compare to similar nonprofits?
With a transparency score of 70/100 (Good), United Way is above average for NTEE category T70Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is United Way located?
United Way is headquartered in Kennebunk, Maine and files with the IRS under EIN 10276862. It is classified under NTEE code T70Z.
How many years of IRS 990 filings does United Way have?
United Way has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.4M in total revenue.
What is the detailed breakdown of program, administrative, and fundraising expenses?
The provided data does not offer a detailed breakdown of how the total expenses (e.g., $1,518,092 in 201912) are allocated among programs, administration, and fundraising. This information is crucial for a complete assessment of spending efficiency.
Why is officer compensation consistently reported as 0%?
The consistent reporting of 0% officer compensation across all filings suggests either that the organization's leadership is entirely volunteer-based or that executive compensation is included within other expense categories, which would require further investigation for transparency.
What caused the deficit in the 201912 fiscal period?
In the 201912 period, expenses ($1,518,092) exceeded revenue ($1,410,352) by $107,740. Understanding the specific reasons for this deficit, such as increased program costs or a temporary dip in donations, is important for assessing financial management.
How are liabilities managed given their consistent presence on the balance sheet?
Liabilities have consistently been a notable portion of assets (e.g., $736,116 liabilities vs. $1,962,416 assets in 201912). While not necessarily problematic, understanding the nature of these liabilities and the organization's strategy for managing them is important.
Filing History
IRS 990 filing history for United Way showing financial trends over 9 years of public records:
Over 9 years of IRS 990 filings (2011–2019), United Way's revenue has declined by 9.6%, moving from $1.6M to $1.4M. Total assets increased by 0.5% over the same period, from $2.0M to $2.0M. Total functional expenses fell by 8.8%, from $1.7M to $1.5M. In its most recent filing year (2019), United Way reported a deficit of $108K, with expenses exceeding revenue. The organization holds $736K in liabilities against $2.0M in assets (debt-to-asset ratio: 37.5%), resulting in net assets of $1.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2019 | $1.4M | $1.5M | $2.0M | $736K | — | View 990 |
| 2018 | $1.5M | $1.5M | $2.0M | $684K | — | View 990 |
| 2017 | $1.5M | $1.4M | $2.1M | $759K | — | View 990 |
| 2016 | $1.5M | $1.5M | $2.0M | $764K | — | View 990 |
| 2015 | $1.6M | $1.7M | $2.0M | $771K | — | View 990 |
| 2014 | $1.7M | $1.6M | $2.1M | $780K | — | View 990 |
| 2013 | $1.6M | $1.6M | $2.1M | $872K | — | View 990 |
| 2012 | $1.8M | $1.5M | $2.1M | $877K | — | View 990 |
| 2011 | $1.6M | $1.7M | $2.0M | $1.0M | — | View 990 |
Year-by-Year Financial Summary
- 2019: Revenue of $1.4M, expenses of $1.5M, and assets of $2.0M (revenue -2.8% year-over-year).
- 2018: Revenue of $1.5M, expenses of $1.5M, and assets of $2.0M (revenue -2.9% year-over-year).
- 2017: Revenue of $1.5M, expenses of $1.4M, and assets of $2.1M (revenue +0.4% year-over-year).
- 2016: Revenue of $1.5M, expenses of $1.5M, and assets of $2.0M (revenue -5.0% year-over-year).
- 2015: Revenue of $1.6M, expenses of $1.7M, and assets of $2.0M (revenue -5.4% year-over-year).
- 2014: Revenue of $1.7M, expenses of $1.6M, and assets of $2.1M (revenue +0.6% year-over-year).
- 2013: Revenue of $1.6M, expenses of $1.6M, and assets of $2.1M (revenue -6.0% year-over-year).
- 2012: Revenue of $1.8M, expenses of $1.5M, and assets of $2.1M (revenue +12.3% year-over-year).
- 2011: Revenue of $1.6M, expenses of $1.7M, and assets of $2.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for United Way:
Data Sources and Methodology
This transparency report for United Way is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.