United Workers Association Inc
United Workers Association Inc. shows fluctuating financial health with recent deficits and no reported officer compensation.
EIN: 204345458 · Baltimore, MD · NTEE: W90 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $499K |
| Total Expenses | $465K |
| Program Spending | 75% |
| Net Assets | $751K |
| Transparency Score | 70/100 |
Is United Workers Association Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
United Workers Association Inc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About United Workers Association Inc
United Workers Association Inc (EIN: 204345458) is a nonprofit organization based in Baltimore, MD, classified under NTEE code W90. The organization reported total revenue of $499K and total assets of $803K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of United Workers Association Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
United Workers Association Inc is a small nonprofit that has been operating for 17 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $410K |
| Total Expenses | $465K |
| Surplus / Deficit | $-54,508 |
| Total Assets | $767K |
| Total Liabilities | $17K |
| Net Assets | $751K |
| Operating Margin | -13.3% |
| Debt-to-Asset Ratio | 2.2% |
| Months of Reserves | 19.8 months |
Financial Health Grade: B
In 2023, United Workers Association Inc reported a deficit of $55K with expenses exceeding revenue, holds 19.8 months of operating reserves (strong position), has a debt-to-asset ratio of 2.2% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), United Workers Association Inc's revenue has grown at a compound annual growth rate (CAGR) of 2.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +107.7% | -53.1% | -8.7% |
| 2022 | -75.7% | +43.4% | -48.7% |
| 2021 | -52.0% | -22.4% | -0.1% |
| 2020 | +123.7% | -5.3% | +130.8% |
| 2019 | -25.5% | +36.2% | -19.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2009 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates United Workers Association Inc with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, United Workers Association Inc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $55K, with expenses exceeding revenue.
- Debt-to-asset ratio: 2.2%.
Executive Compensation Analysis
United Workers Association Inc. consistently reports 0% officer compensation across all available filings, indicating that no salaries are paid to its officers, which is a strong positive for directing funds to its mission.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of United Workers Association Inc's IRS 990 filings:
- Inconsistent financial performance with significant deficits in 2022 ($793,259 deficit) and 2023 ($54,508 deficit).
- Large fluctuations in revenue and expenses year-over-year, indicating potential instability in funding or operations.
Strengths
The following positive indicators were identified for United Workers Association Inc:
- Consistent reporting of 0% officer compensation, indicating a strong commitment to directing funds to programs.
- Long history of IRS 990 filings (13 filings), demonstrating transparency and compliance.
- Significant asset base, reaching over $1.6 million in 2020 and 2021, providing some financial cushion.
Frequently Asked Questions about United Workers Association Inc
Is United Workers Association Inc a legitimate charity?
United Workers Association Inc (EIN: 204345458) is a registered tax-exempt nonprofit based in Maryland. Our AI analysis gives it a Mission Score of 70/100. It has 13 years of IRS 990 filings on record. Total revenue: $499K. 2 red flags identified. 3 strengths noted. Financial health grade: B.
How does United Workers Association Inc spend its money?
United Workers Association Inc directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to United Workers Association Inc tax-deductible?
United Workers Association Inc is registered as a tax-exempt nonprofit (EIN: 204345458). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of United Workers Association Inc's spending goes to programs?
United Workers Association Inc directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does United Workers Association Inc compare to similar nonprofits?
With a transparency score of 70/100 (Good), United Workers Association Inc is above average for NTEE category W90 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is United Workers Association Inc located?
United Workers Association Inc is headquartered in Baltimore, Maryland and files with the IRS under EIN 204345458. It is classified under NTEE code W90.
How many years of IRS 990 filings does United Workers Association Inc have?
United Workers Association Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $499K in total revenue.
Is United Workers Association Inc. a good charity?
Based on the available data, the organization demonstrates a commitment to its mission by not paying officer compensation. However, its financial stability is inconsistent, with significant deficits in 2022 and 2023, which could impact its long-term ability to deliver programs. A deeper look into their program effectiveness and funding sources would be beneficial.
What caused the significant expense increase in 2022 ($990,824) compared to revenue ($197,565)?
The provided data does not specify the exact reasons for the substantial increase in expenses in 2022, which led to a large deficit. This could be due to one-time projects, expansion efforts, or unforeseen operational costs. Further investigation into their 2022 Form 990 would be needed to understand this anomaly.
How does United Workers Association Inc. manage its liabilities?
Liabilities have fluctuated significantly, from $0 in 2014 and 2015 to a high of $171,815 in 2020, and currently stand at $16,519 in 2023. While the current liability level is low relative to assets, the past fluctuations suggest varying financial obligations that warrant closer examination.
Filing History
IRS 990 filing history for United Workers Association Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), United Workers Association Inc's revenue has grown by 34.5%, moving from $305K to $410K. Total assets increased by 403.7% over the same period, from $152K to $767K. Total functional expenses rose by 29.2%, from $360K to $465K. In its most recent filing year (2023), United Workers Association Inc reported a deficit of $55K, with expenses exceeding revenue. The organization holds $17K in liabilities against $767K in assets (debt-to-asset ratio: 2.2%), resulting in net assets of $751K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $410K | $465K | $767K | $17K | — | — |
| 2022 | $198K | $991K | $841K | $39K | — | — |
| 2021 | $814K | $691K | $1.6M | $46K | — | View 990 |
| 2020 | $1.7M | $890K | $1.6M | $172K | — | — |
| 2019 | $758K | $941K | $711K | $47K | — | View 990 |
| 2018 | $1.0M | $691K | $880K | $33K | — | View 990 |
| 2017 | $494K | $673K | $598K | $77K | — | View 990 |
| 2016 | $574K | $579K | $714K | $14K | — | View 990 |
| 2015 | $839K | $406K | $722K | $0 | — | View 990 |
| 2014 | $542K | $450K | $289K | $0 | — | View 990 |
| 2013 | $395K | $382K | $211K | $0 | — | View 990 |
| 2012 | $422K | $306K | $205K | $913 | — | View 990 |
| 2011 | $305K | $360K | $152K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $410K, expenses of $465K, and assets of $767K (revenue +107.7% year-over-year).
- 2022: Revenue of $198K, expenses of $991K, and assets of $841K (revenue -75.7% year-over-year).
- 2021: Revenue of $814K, expenses of $691K, and assets of $1.6M (revenue -52.0% year-over-year).
- 2020: Revenue of $1.7M, expenses of $890K, and assets of $1.6M (revenue +123.7% year-over-year).
- 2019: Revenue of $758K, expenses of $941K, and assets of $711K (revenue -25.5% year-over-year).
- 2018: Revenue of $1.0M, expenses of $691K, and assets of $880K (revenue +106.0% year-over-year).
- 2017: Revenue of $494K, expenses of $673K, and assets of $598K (revenue -14.0% year-over-year).
- 2016: Revenue of $574K, expenses of $579K, and assets of $714K (revenue -31.6% year-over-year).
- 2015: Revenue of $839K, expenses of $406K, and assets of $722K (revenue +54.9% year-over-year).
- 2014: Revenue of $542K, expenses of $450K, and assets of $289K (revenue +37.1% year-over-year).
- 2013: Revenue of $395K, expenses of $382K, and assets of $211K (revenue -6.3% year-over-year).
- 2012: Revenue of $422K, expenses of $306K, and assets of $205K (revenue +38.3% year-over-year).
- 2011: Revenue of $305K, expenses of $360K, and assets of $152K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for United Workers Association Inc:
Data Sources and Methodology
This transparency report for United Workers Association Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.