University Cottage Club Of Princeton
University Cottage Club Of Princeton shows consistent revenue growth and asset accumulation with no reported officer compensation.
EIN: 210647984 · Princeton, NJ · NTEE: N50 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.1M |
| Total Expenses | $1.8M |
| Program Spending | 85% |
| Net Assets | $6.2M |
| Transparency Score | 85/100 |
Is University Cottage Club Of Princeton Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
University Cottage Club Of Princeton directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About University Cottage Club Of Princeton
University Cottage Club Of Princeton (EIN: 210647984) is a nonprofit organization based in Princeton, NJ, classified under NTEE code N50. The organization reported total revenue of $2.1M and total assets of $8.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of University Cottage Club Of Princeton's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
University Cottage Club Of Princeton is a mid-size nonprofit that has been operating for 84 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 2.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.2M |
| Total Expenses | $1.8M |
| Surplus / Deficit | +$366K |
| Total Assets | $6.3M |
| Total Liabilities | $110K |
| Net Assets | $6.2M |
| Operating Margin | 17.0% |
| Debt-to-Asset Ratio | 1.8% |
| Months of Reserves | 42.1 months |
Financial Health Grade: A
In 2023, University Cottage Club Of Princeton reported a surplus of $366K with revenue exceeding expenses, holds 42.1 months of operating reserves (strong position), has a debt-to-asset ratio of 1.8% (very low leverage).
Financial Trends
Over 12 years of filings (2012–2023), University Cottage Club Of Princeton's revenue has grown at a compound annual growth rate (CAGR) of 2.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +12.5% | +16.5% | +9.8% |
| 2022 | +193.2% | +195.9% | -1.0% |
| 2021 | -47.9% | -62.1% | +29.0% |
| 2020 | -30.4% | -5.1% | -6.4% |
| 2019 | +7.2% | +5.6% | +9.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1942 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates University Cottage Club Of Princeton with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, University Cottage Club Of Princeton allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $366K, with revenue exceeding expenses.
- Debt-to-asset ratio: 1.8%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries are paid to its officers, which is a strong positive for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of University Cottage Club Of Princeton's IRS 990 filings:
- Significant revenue fluctuation in 2021 ($652,011) compared to surrounding years, which could warrant further investigation into its cause.
Strengths
The following positive indicators were identified for University Cottage Club Of Princeton:
- Consistent revenue growth over the long term, from $1,560,933 in 2014 to $2,150,954 in 2023.
- Healthy asset growth, increasing from $2,897,513 in 2014 to $6,264,714 in 2023.
- Consistent operating surpluses, with revenues generally exceeding expenses.
- No reported officer compensation, indicating efficient use of funds and potentially volunteer leadership.
- Low liabilities relative to assets, suggesting strong financial health and low risk.
Frequently Asked Questions about University Cottage Club Of Princeton
Is University Cottage Club Of Princeton a legitimate charity?
University Cottage Club Of Princeton (EIN: 210647984) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 85/100. It has 12 years of IRS 990 filings on record. Total revenue: $2.1M. 1 red flag identified. 5 strengths noted. Financial health grade: A.
How does University Cottage Club Of Princeton spend its money?
University Cottage Club Of Princeton directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to University Cottage Club Of Princeton tax-deductible?
University Cottage Club Of Princeton is registered as a tax-exempt nonprofit (EIN: 210647984). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of University Cottage Club Of Princeton's spending goes to programs?
University Cottage Club Of Princeton directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does University Cottage Club Of Princeton compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), University Cottage Club Of Princeton is above average for NTEE category N50 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is University Cottage Club Of Princeton located?
University Cottage Club Of Princeton is headquartered in Princeton, New Jersey and files with the IRS under EIN 210647984. It is classified under NTEE code N50.
How many years of IRS 990 filings does University Cottage Club Of Princeton have?
University Cottage Club Of Princeton has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.1M in total revenue.
Is the University Cottage Club Of Princeton financially stable?
Yes, the organization demonstrates strong financial stability with consistent revenue growth, operating surpluses in most years, and a steady increase in assets from $2,897,513 in 2014 to $6,264,714 in 2023.
How has the organization's revenue changed over time?
Revenue has generally increased, from $1,560,933 in 2014 to $2,150,954 in 2023, with a notable dip in 2021 to $652,011 before recovering strongly.
Does the organization pay its officers?
No, the organization consistently reports 0% officer compensation in all available IRS 990 filings.
Filing History
IRS 990 filing history for University Cottage Club Of Princeton showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2012–2023), University Cottage Club Of Princeton's revenue has grown by 37.6%, moving from $1.6M to $2.2M. Total assets increased by 150.5% over the same period, from $2.5M to $6.3M. Total functional expenses rose by 29.1%, from $1.4M to $1.8M. In its most recent filing year (2023), University Cottage Club Of Princeton reported a surplus of $366K, with revenue exceeding expenses. The organization holds $110K in liabilities against $6.3M in assets (debt-to-asset ratio: 1.8%), resulting in net assets of $6.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.2M | $1.8M | $6.3M | $110K | — | View 990 |
| 2022 | $1.9M | $1.5M | $5.7M | $185K | — | View 990 |
| 2021 | $652K | $518K | $5.8M | $43K | — | — |
| 2020 | $1.3M | $1.4M | $4.5M | $18K | — | View 990 |
| 2019 | $1.8M | $1.4M | $4.8M | $81K | — | View 990 |
| 2018 | $1.7M | $1.4M | $4.4M | $111K | — | View 990 |
| 2017 | $1.6M | $1.4M | $3.9M | $105K | — | View 990 |
| 2016 | $1.6M | $1.4M | $3.4M | $94K | — | View 990 |
| 2015 | $1.7M | $1.4M | $3.1M | $102K | — | View 990 |
| 2014 | $1.6M | $1.4M | $2.9M | $81K | — | View 990 |
| 2013 | $1.5M | $1.4M | $2.7M | $93K | — | View 990 |
| 2012 | $1.6M | $1.4M | $2.5M | $68K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.2M, expenses of $1.8M, and assets of $6.3M (revenue +12.5% year-over-year).
- 2022: Revenue of $1.9M, expenses of $1.5M, and assets of $5.7M (revenue +193.2% year-over-year).
- 2021: Revenue of $652K, expenses of $518K, and assets of $5.8M (revenue -47.9% year-over-year).
- 2020: Revenue of $1.3M, expenses of $1.4M, and assets of $4.5M (revenue -30.4% year-over-year).
- 2019: Revenue of $1.8M, expenses of $1.4M, and assets of $4.8M (revenue +7.2% year-over-year).
- 2018: Revenue of $1.7M, expenses of $1.4M, and assets of $4.4M (revenue +3.5% year-over-year).
- 2017: Revenue of $1.6M, expenses of $1.4M, and assets of $3.9M (revenue -0.6% year-over-year).
- 2016: Revenue of $1.6M, expenses of $1.4M, and assets of $3.4M (revenue -1.6% year-over-year).
- 2015: Revenue of $1.7M, expenses of $1.4M, and assets of $3.1M (revenue +6.1% year-over-year).
- 2014: Revenue of $1.6M, expenses of $1.4M, and assets of $2.9M (revenue +3.4% year-over-year).
- 2013: Revenue of $1.5M, expenses of $1.4M, and assets of $2.7M (revenue -3.4% year-over-year).
- 2012: Revenue of $1.6M, expenses of $1.4M, and assets of $2.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for University Cottage Club Of Princeton:
Data Sources and Methodology
This transparency report for University Cottage Club Of Princeton is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.