Upper Ridgewood Tennis Club
Upper Ridgewood Tennis Club: Stable Finances, Limited Public Mission
EIN: 221508532 · Ridgewood, NJ · Updated: 2026-04-04
Source and Resolution Links
Finish the Investigation Outside Our Dataset
When the answer lives with the IRS, ProPublica, Candid, Charity Navigator, or the nonprofit itself, NonprofitSpending links out instead of trapping the user on a partial answer.
IRS tax-exempt lookup
Verify exemption status and deductibility directly with the IRS.
ProPublica 990 source
Open the raw filing record and filing PDFs outside NonprofitSpending.
Candid profile search
Look for GuideStar/Candid profile details, programs, leadership, and seals.
Charity Navigator search
Check whether another evaluator has ratings or impact context.
Workflow Engine
Queries We Should Resolve, Not Just Answer
Search Console demand points to task completion. Each workflow can run calculations, source checks, external lookups, comparisons, and report/export capture around this nonprofit.
Verify tax status Runnable
Triggered by: 501(c)(3), tax deductible, EIN
IRS status check plus source links
Find source filings Runnable
Triggered by: 990 PDF, annual report, filing record
13 stored filing years plus ProPublica source
Crunch money signals Runnable
Triggered by: program expense ratio, CEO salary, revenue, grants
85% program spend, health grade B
Compare alternatives Runnable
Triggered by: best charities, similar nonprofits, compare
4 peer options surfaced
Resolve leadership and board Runnable
Triggered by: executive team, trustees, officer pay
Use 990 compensation disclosures and external profile links.
Donation decision copilot Runnable
Triggered by: should I donate, give or compare, charity safety
Eligibility, money signals, sources, peer context, and next action.
Grantmaker due diligence Runnable
Triggered by: foundation review, grant risk, grantee capacity
Foundation-style packet across filings, finances, governance, and gaps.
Impact evidence finder Runnable
Triggered by: outcomes, annual report, cost effectiveness
Separate actual impact evidence from raw 990 financial cleanliness.
Room for more funding Runnable
Triggered by: would my donation help, funding gap, marginal impact
Revenue trend, runway, surplus/deficit, and source follow-ups.
Operator transparency diagnostic Runnable
Triggered by: how does my nonprofit look to donors
Profile, filing, impact, and transparency improvements to earn trust.
| Metric | Value |
|---|---|
| Total Revenue | $1.2M |
| Total Expenses | $1.2M |
| Program Spending | 85% |
| Net Assets | $3.3M |
| Transparency Score | 30/100 |
Search Intent Cockpit
Upper Ridgewood Tennis Club Form 990, Revenue, CEO Pay, and IRS Filing Signals
Upper Ridgewood Tennis Club is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Upper Ridgewood Tennis Club in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $1.2M and expenses of $1.2M.
Revenue and Expenses
Upper Ridgewood Tennis Club reported $1.2M in revenue and $1.2M in expenses, a deficit of $30K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
30/100 mission score, 3 red flags, and 3 strengths are shown from structured and AI review.
Is Upper Ridgewood Tennis Club Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $1.0M (85%) |
Across stored filings, Upper Ridgewood Tennis Club shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Significant Concerns | Good filing record; 3 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade B | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and category context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
Open charity check →Peer Benchmark
Compare against real state and category peers.
Compare with Dance For The Cure Inc →All New Jersey nonprofits
Local and Sector Spokes
Move into this nonprofit's local market, category, and sector maps.
Ridgewood, NJ nonprofitsFollow the Money
Jump into spending, compensation, rankings, and filing-year evidence.
State spending analysisState compensation analysis
Relevant rankings
Donation Decision Flow
From Trust Check to Better Alternatives
Alternative Shopping
Similar Nonprofits Donors Should Compare
Merck Patient Assistance Program Inc
Rahway, NJ · $1.9B revenue · Score 98/100
Compare side-by-sideMedical Dosimetrist Certification Board
Mount Laurel, NJ · $4.3M revenue · Score 92/100
Compare side-by-sideAtlantic Cape Family Support Organization Inc
Northfield, NJ · $1.1M revenue · Score 92/100
Compare side-by-sideJanet H And C Harry Knowles Foundation Inc
Moorestown, NJ · $29.4M revenue · Score 90/100
Compare side-by-sideNext Best Actions
Keep the Investigation Moving
Research Workflow
Turn this Form 990 profile into a donor-ready report
Request a concise report for Upper Ridgewood Tennis Club with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
Early access request only. Reports and exports are informational and based on public IRS records, not financial or legal advice.
Upper Ridgewood Tennis Club directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Upper Ridgewood Tennis Club
Upper Ridgewood Tennis Club (EIN: 221508532) is a nonprofit organization based in Ridgewood, NJ. The organization reported total revenue of $1.2M and total assets of $3.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Upper Ridgewood Tennis Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Upper Ridgewood Tennis Club is a mid-size nonprofit that has been operating for 56 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 8.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.2M |
| Total Expenses | $1.2M |
| Surplus / Deficit | $-30,157 |
| Total Assets | $3.3M |
| Total Liabilities | $28K |
| Net Assets | $3.3M |
| Operating Margin | -2.6% |
| Debt-to-Asset Ratio | 0.8% |
| Months of Reserves | 33.1 months |
Financial Health Grade: B
In 2023, Upper Ridgewood Tennis Club reported a deficit of $30K with expenses exceeding revenue, holds 33.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.8% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Upper Ridgewood Tennis Club's revenue has grown at a compound annual growth rate (CAGR) of 8.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +28.6% | +37.3% | -2.3% |
| 2022 | +8.0% | +13.1% | -0.8% |
| 2021 | -14.6% | -16.9% | +3.3% |
| 2020 | +11.4% | +25.8% | +6.6% |
| 2019 | +10.3% | -0.9% | +3.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1970 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Upper Ridgewood Tennis Club with a Mission Score of 30 out of 100 (Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Upper Ridgewood Tennis Club allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $30K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.8%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided filings, making it impossible to assess specific salaries or benefits.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Upper Ridgewood Tennis Club's IRS 990 filings:
- The organization's 'nonprofit' status is unclear given its nature as a tennis club, potentially serving a private membership rather than a broad public good.
- Lack of detailed program descriptions or impact reports makes it difficult to ascertain the public benefit derived from its activities.
- The consistent 'c0%' in filings suggests no significant lobbying, but also no clear public advocacy or community outreach.
Strengths
The following positive indicators were identified for Upper Ridgewood Tennis Club:
- Consistently positive net assets over the years, indicating financial stability.
- Revenue has shown growth from $665,876 in 2017 to $1,224,542 in 2023.
- Expenses are generally well-managed relative to revenue.
Frequently Asked Questions about Upper Ridgewood Tennis Club
Is Upper Ridgewood Tennis Club a legitimate charity?
Upper Ridgewood Tennis Club (EIN: 221508532) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 30/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.2M. 3 red flags identified. 3 strengths noted. Financial health grade: B.
How does Upper Ridgewood Tennis Club spend its money?
Upper Ridgewood Tennis Club directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Upper Ridgewood Tennis Club tax-deductible?
Upper Ridgewood Tennis Club is registered as a tax-exempt nonprofit (EIN: 221508532). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Upper Ridgewood Tennis Club's spending goes to programs?
Upper Ridgewood Tennis Club directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Upper Ridgewood Tennis Club located?
Upper Ridgewood Tennis Club is headquartered in Ridgewood, New Jersey and files with the IRS under EIN 221508532.
How many years of IRS 990 filings does Upper Ridgewood Tennis Club have?
Upper Ridgewood Tennis Club has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.2M in total revenue.
What does Upper Ridgewood Tennis Club do?
Upper Ridgewood Tennis Club is a nonprofit organization in the Unknown sector, located in Ridgewood, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Upper Ridgewood Tennis Club have?
Upper Ridgewood Tennis Club reported total revenue of $1,224,542. Based on 13 IRS 990 filings on record.
What are Upper Ridgewood Tennis Club's total assets?
Upper Ridgewood Tennis Club holds total assets of $3,619,685 as reported in IRS 990 filings.
Where is Upper Ridgewood Tennis Club located?
Upper Ridgewood Tennis Club is based in Ridgewood, New Jersey.
What is Upper Ridgewood Tennis Club's EIN?
Upper Ridgewood Tennis Club's Employer Identification Number (EIN) is 221508532. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Upper Ridgewood Tennis Club?
Upper Ridgewood Tennis Club is classified under NTEE code Unknown (Unknown).
Is Upper Ridgewood Tennis Club a registered 501(c)(3)?
Upper Ridgewood Tennis Club appears in IRS records (EIN: 221508532). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Upper Ridgewood Tennis Club file IRS Form 990?
Yes, Upper Ridgewood Tennis Club has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Upper Ridgewood Tennis Club's revenue in 2023?
In the 202312 filing period, Upper Ridgewood Tennis Club reported total revenue of $1,182,375, total expenses of $1,212,532, and net assets of $3,346,668.
Is Upper Ridgewood Tennis Club's revenue growing or declining?
Upper Ridgewood Tennis Club's revenue is growing. Revenue went from $919,270 (202212) to $1,182,375 (202312), a +28.6% change. Based on 13 filings on record.
What is Upper Ridgewood Tennis Club's most recent 990 filing?
The most recent IRS Form 990 filing for Upper Ridgewood Tennis Club covers tax period 202312. It shows revenue of $1,182,375, expenses of $1,212,532, total assets of $3,346,668, and liabilities of $27,762.
How much does Upper Ridgewood Tennis Club spend on programs vs administration?
Based on IRS 990 analysis, Upper Ridgewood Tennis Club allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Upper Ridgewood Tennis Club a trustworthy charity?
Based on AI analysis of IRS 990 data, Upper Ridgewood Tennis Club has notable concerns. Mission Score: 30/100 (Poor). 3 red flags identified. 3 strengths noted.
What are the red flags for Upper Ridgewood Tennis Club?
The following concerns were identified: The organization's 'nonprofit' status is unclear given its nature as a tennis club, potentially serving a private membership rather than a broad public good.. Lack of detailed program descriptions or impact reports makes it difficult to ascertain the public benefit derived from its activities.. The consistent 'c0%' in filings suggests no significant lobbying, but also no clear public advocacy or community outreach.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Upper Ridgewood Tennis Club's strengths?
Positive indicators for Upper Ridgewood Tennis Club include: Consistently positive net assets over the years, indicating financial stability.. Revenue has shown growth from $665,876 in 2017 to $1,224,542 in 2023.. Expenses are generally well-managed relative to revenue.. These findings are derived from AI analysis of the organization's financial filings.
How does Upper Ridgewood Tennis Club compensate executives?
Executive compensation is not explicitly detailed in the provided filings, making it impossible to assess specific salaries or benefits. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
What specific public or community benefits does the Upper Ridgewood Tennis Club provide to justify its nonprofit status, beyond offering recreational facilities to members?
The provided financial data does not detail specific public programs, community outreach, or charitable activities. The organization appears to primarily operate as a private recreational club, which raises questions about its broader nonprofit mission.
How does the Upper Ridgewood Tennis Club ensure equitable access to its facilities or programs for individuals who may not be able to afford membership fees?
The available data does not provide information on scholarships, subsidized programs, or other initiatives aimed at ensuring equitable access. The financial filings do not indicate any specific allocations for such purposes.
Filing History
IRS 990 filing history for Upper Ridgewood Tennis Club showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Upper Ridgewood Tennis Club's revenue has grown by 151.4%, moving from $470K to $1.2M. Total assets increased by 21.8% over the same period, from $2.7M to $3.3M. Total functional expenses rose by 130.2%, from $527K to $1.2M. In its most recent filing year (2023), Upper Ridgewood Tennis Club reported a deficit of $30K, with expenses exceeding revenue. The organization holds $28K in liabilities against $3.3M in assets (debt-to-asset ratio: 0.8%), resulting in net assets of $3.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.2M | $1.2M | $3.3M | $28K | — | — |
| 2022 | $919K | $883K | $3.4M | $1K | — | — |
| 2021 | $851K | $781K | $3.5M | $81K | — | View 990 |
| 2020 | $997K | $939K | $3.3M | $117K | — | — |
| 2019 | $895K | $746K | $3.1M | $18K | — | View 990 |
| 2018 | $811K | $754K | $3.0M | $102K | — | View 990 |
| 2017 | $666K | $674K | $2.9M | $115K | — | View 990 |
| 2016 | $699K | $675K | $2.9M | $104K | — | View 990 |
| 2015 | $561K | $560K | $2.9M | $117K | — | View 990 |
| 2014 | $524K | $549K | $2.9M | $145K | — | View 990 |
| 2013 | $530K | $535K | $3.4M | $609K | — | View 990 |
| 2012 | $544K | $519K | $2.9M | $145K | — | View 990 |
| 2011 | $470K | $527K | $2.7M | $28K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.2M, expenses of $1.2M, and assets of $3.3M (revenue +28.6% year-over-year).
- 2022: Revenue of $919K, expenses of $883K, and assets of $3.4M (revenue +8.0% year-over-year).
- 2021: Revenue of $851K, expenses of $781K, and assets of $3.5M (revenue -14.6% year-over-year).
- 2020: Revenue of $997K, expenses of $939K, and assets of $3.3M (revenue +11.4% year-over-year).
- 2019: Revenue of $895K, expenses of $746K, and assets of $3.1M (revenue +10.3% year-over-year).
- 2018: Revenue of $811K, expenses of $754K, and assets of $3.0M (revenue +21.9% year-over-year).
- 2017: Revenue of $666K, expenses of $674K, and assets of $2.9M (revenue -4.8% year-over-year).
- 2016: Revenue of $699K, expenses of $675K, and assets of $2.9M (revenue +24.8% year-over-year).
- 2015: Revenue of $561K, expenses of $560K, and assets of $2.9M (revenue +6.9% year-over-year).
- 2014: Revenue of $524K, expenses of $549K, and assets of $2.9M (revenue -1.0% year-over-year).
- 2013: Revenue of $530K, expenses of $535K, and assets of $3.4M (revenue -2.6% year-over-year).
- 2012: Revenue of $544K, expenses of $519K, and assets of $2.9M (revenue +15.6% year-over-year).
- 2011: Revenue of $470K, expenses of $527K, and assets of $2.7M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Upper Ridgewood Tennis Club:
Data Sources and Methodology
This transparency report for Upper Ridgewood Tennis Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.