Upper Valley Board Of Realtors Inc
Upper Valley Board Of Realtors Inc: Consistent Operations, Modest Growth
EIN: 222525455 · Concord, NH · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $48K |
| Total Expenses | $44K |
| Program Spending | 75% |
| Net Assets | $95K |
| Transparency Score | 65/100 |
Is Upper Valley Board Of Realtors Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Upper Valley Board Of Realtors Inc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Upper Valley Board Of Realtors Inc
Upper Valley Board Of Realtors Inc (EIN: 222525455) is a nonprofit organization based in Concord, NH. The organization reported total revenue of $48K and total assets of $143K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Upper Valley Board Of Realtors Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Upper Valley Board Of Realtors Inc is a micro nonprofit that has been operating for 41 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -4.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $53K |
| Total Expenses | $44K |
| Surplus / Deficit | +$9K |
| Total Assets | $153K |
| Total Liabilities | $58K |
| Net Assets | $95K |
| Operating Margin | 17.1% |
| Debt-to-Asset Ratio | 37.8% |
| Months of Reserves | 41.4 months |
Financial Health Grade: A
In 2023, Upper Valley Board Of Realtors Inc reported a surplus of $9K with revenue exceeding expenses, holds 41.4 months of operating reserves (strong position), has a debt-to-asset ratio of 37.8% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Upper Valley Board Of Realtors Inc's revenue has declined at a compound annual growth rate (CAGR) of -4.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +17.1% | +7.1% | +9.0% |
| 2022 | +8.9% | +1.1% | +6.2% |
| 2021 | -10.4% | +17.4% | -5.5% |
| 2020 | -11.1% | -26.6% | +5.4% |
| 2019 | +8.8% | +15.9% | +1.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1985 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Upper Valley Board Of Realtors Inc with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Upper Valley Board Of Realtors Inc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $9K, with revenue exceeding expenses.
- Debt-to-asset ratio: 37.8%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided data, as 'c0%' likely indicates no reportable compensation for key employees, suggesting a volunteer-led or very low-paid leadership structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Upper Valley Board Of Realtors Inc:
- Consistent revenue generation and asset growth over the past seven years.
- Low liabilities relative to assets, indicating good financial health.
- Stable operational expenses year-over-year.
Frequently Asked Questions about Upper Valley Board Of Realtors Inc
Is Upper Valley Board Of Realtors Inc a legitimate charity?
Upper Valley Board Of Realtors Inc (EIN: 222525455) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 65/100. It has 13 years of IRS 990 filings on record. Total revenue: $48K. No red flags identified. 3 strengths noted. Financial health grade: A.
How does Upper Valley Board Of Realtors Inc spend its money?
Upper Valley Board Of Realtors Inc directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Upper Valley Board Of Realtors Inc tax-deductible?
Upper Valley Board Of Realtors Inc is registered as a tax-exempt nonprofit (EIN: 222525455). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Upper Valley Board Of Realtors Inc's spending goes to programs?
Upper Valley Board Of Realtors Inc directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Upper Valley Board Of Realtors Inc located?
Upper Valley Board Of Realtors Inc is headquartered in Concord, New Hampshire and files with the IRS under EIN 222525455.
How many years of IRS 990 filings does Upper Valley Board Of Realtors Inc have?
Upper Valley Board Of Realtors Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $48K in total revenue.
What does Upper Valley Board Of Realtors Inc do?
Upper Valley Board Of Realtors Inc is a nonprofit organization in the Unknown sector, located in Concord, New Hampshire. It is classified under NTEE code Unknown.
How much revenue does Upper Valley Board Of Realtors Inc have?
Upper Valley Board Of Realtors Inc reported total revenue of $48,282. Based on 13 IRS 990 filings on record.
What are Upper Valley Board Of Realtors Inc's total assets?
Upper Valley Board Of Realtors Inc holds total assets of $142,505 as reported in IRS 990 filings.
Where is Upper Valley Board Of Realtors Inc located?
Upper Valley Board Of Realtors Inc is based in Concord, New Hampshire.
What is Upper Valley Board Of Realtors Inc's EIN?
Upper Valley Board Of Realtors Inc's Employer Identification Number (EIN) is 222525455. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Upper Valley Board Of Realtors Inc?
Upper Valley Board Of Realtors Inc is classified under NTEE code Unknown (Unknown).
Is Upper Valley Board Of Realtors Inc a registered 501(c)(3)?
Upper Valley Board Of Realtors Inc appears in IRS records (EIN: 222525455). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Upper Valley Board Of Realtors Inc file IRS Form 990?
Yes, Upper Valley Board Of Realtors Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Upper Valley Board Of Realtors Inc's revenue in 2023?
In the 202312 filing period, Upper Valley Board Of Realtors Inc reported total revenue of $53,461, total expenses of $44,318, and net assets of $152,823.
Is Upper Valley Board Of Realtors Inc's revenue growing or declining?
Upper Valley Board Of Realtors Inc's revenue is growing. Revenue went from $45,662 (202212) to $53,461 (202312), a +17.1% change. Based on 13 filings on record.
What is Upper Valley Board Of Realtors Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Upper Valley Board Of Realtors Inc covers tax period 202312. It shows revenue of $53,461, expenses of $44,318, total assets of $152,823, and liabilities of $57,763.
How much does Upper Valley Board Of Realtors Inc spend on programs vs administration?
Based on IRS 990 analysis, Upper Valley Board Of Realtors Inc allocates approximately 75% of expenses to program services, 15% to administrative costs, and 10% to fundraising. This indicates strong program focus.
Is Upper Valley Board Of Realtors Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Upper Valley Board Of Realtors Inc shows mixed signals. Mission Score: 65/100 (Good). No red flags identified. 3 strengths noted.
What are Upper Valley Board Of Realtors Inc's strengths?
Positive indicators for Upper Valley Board Of Realtors Inc include: Consistent revenue generation and asset growth over the past seven years.. Low liabilities relative to assets, indicating good financial health.. Stable operational expenses year-over-year.. These findings are derived from AI analysis of the organization's financial filings.
How does Upper Valley Board Of Realtors Inc compensate executives?
Executive compensation is not explicitly detailed in the provided data, as 'c0%' likely indicates no reportable compensation for key employees, suggesting a volunteer-led or very low-paid leadership structure. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How does the organization sustain operations with seemingly no reported executive compensation?
The 'c0%' in the filings suggests that the organization either relies heavily on volunteer leadership, or compensation falls below reporting thresholds, which could indicate a highly efficient, community-driven operational model.
What factors contribute to the consistent increase in assets despite relatively stable revenues?
The consistent increase in assets, from $90,387 in 2017 to $152,823 in 2023, suggests effective management of expenses relative to revenue, allowing for accumulation of reserves or investments over time.
Filing History
IRS 990 filing history for Upper Valley Board Of Realtors Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Upper Valley Board Of Realtors Inc's revenue has declined by 41.5%, moving from $91K to $53K. Total assets increased by 135.5% over the same period, from $65K to $153K. Total functional expenses fell by 49.9%, from $89K to $44K. In its most recent filing year (2023), Upper Valley Board Of Realtors Inc reported a surplus of $9K, with revenue exceeding expenses. The organization holds $58K in liabilities against $153K in assets (debt-to-asset ratio: 37.8%), resulting in net assets of $95K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $53K | $44K | $153K | $58K | — | — |
| 2022 | $46K | $41K | $140K | $54K | — | — |
| 2021 | $42K | $41K | $132K | $50K | — | — |
| 2020 | $47K | $35K | $140K | $59K | — | View 990 |
| 2019 | $53K | $47K | $133K | $64K | — | View 990 |
| 2018 | $48K | $41K | $131K | $67K | — | View 990 |
| 2017 | $55K | $52K | $90K | $34K | — | View 990 |
| 2016 | $53K | $45K | $88K | $34K | — | View 990 |
| 2015 | $45K | $45K | $79K | $33K | — | View 990 |
| 2014 | $49K | $44K | $73K | $0 | — | View 990 |
| 2013 | $98K | $97K | $68K | $0 | — | View 990 |
| 2012 | $94K | $92K | $66K | $0 | — | View 990 |
| 2011 | $91K | $89K | $65K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $53K, expenses of $44K, and assets of $153K (revenue +17.1% year-over-year).
- 2022: Revenue of $46K, expenses of $41K, and assets of $140K (revenue +8.9% year-over-year).
- 2021: Revenue of $42K, expenses of $41K, and assets of $132K (revenue -10.4% year-over-year).
- 2020: Revenue of $47K, expenses of $35K, and assets of $140K (revenue -11.1% year-over-year).
- 2019: Revenue of $53K, expenses of $47K, and assets of $133K (revenue +8.8% year-over-year).
- 2018: Revenue of $48K, expenses of $41K, and assets of $131K (revenue -11.5% year-over-year).
- 2017: Revenue of $55K, expenses of $52K, and assets of $90K (revenue +3.2% year-over-year).
- 2016: Revenue of $53K, expenses of $45K, and assets of $88K (revenue +18.9% year-over-year).
- 2015: Revenue of $45K, expenses of $45K, and assets of $79K (revenue -9.5% year-over-year).
- 2014: Revenue of $49K, expenses of $44K, and assets of $73K (revenue -49.8% year-over-year).
- 2013: Revenue of $98K, expenses of $97K, and assets of $68K (revenue +4.8% year-over-year).
- 2012: Revenue of $94K, expenses of $92K, and assets of $66K (revenue +2.4% year-over-year).
- 2011: Revenue of $91K, expenses of $89K, and assets of $65K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Upper Valley Board Of Realtors Inc:
Data Sources and Methodology
This transparency report for Upper Valley Board Of Realtors Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.