Upstart Bay Area
EIN: 263094076 · Oakland, CA · NTEE: S50
| Metric | Value |
|---|---|
| Total Revenue | $4.1M |
| Total Expenses | $6.1M |
| Net Assets | $3.5M |
Is Upstart Bay Area Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Upstart Bay Area
Upstart Bay Area (EIN: 263094076) is a nonprofit organization based in Oakland, CA, classified under NTEE code S50. The organization reported total revenue of $4.1M and total assets of $1.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Upstart Bay Area's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Upstart Bay Area is a mid-size nonprofit that has been operating for 17 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 14.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.6M |
| Total Expenses | $6.1M |
| Surplus / Deficit | $-1,443,519 |
| Total Assets | $3.8M |
| Total Liabilities | $248K |
| Net Assets | $3.5M |
| Operating Margin | -31.2% |
| Debt-to-Asset Ratio | 6.6% |
| Months of Reserves | 7.4 months |
Financial Health Grade: B
In 2023, Upstart Bay Area reported a deficit of $1.4M with expenses exceeding revenue, holds 7.4 months of operating reserves (strong position), has a debt-to-asset ratio of 6.6% (very low leverage).
Financial Trends
Over 12 years of filings (2012–2023), Upstart Bay Area's revenue has grown at a compound annual growth rate (CAGR) of 14.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -38.8% | +23.4% | -28.8% |
| 2022 | +18.5% | -8.5% | +61.5% |
| 2021 | -1.6% | -24.3% | +59.6% |
| 2020 | +0.2% | +18.3% | -3.7% |
| 2019 | +116.9% | +60.6% | +31.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2009 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Upstart Bay Area has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Upstart Bay Area with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $1.4M, with expenses exceeding revenue.
- Debt-to-asset ratio: 6.6%.
Frequently Asked Questions about Upstart Bay Area
Is Upstart Bay Area a legitimate charity?
Based on AI analysis of IRS 990 filings, Upstart Bay Area (EIN: 263094076) insufficient data. 0 red flags identified, 0 strengths noted.
How does Upstart Bay Area spend its money?
Detailed spending breakdown data is not yet available for Upstart Bay Area. Check back for updated IRS 990 analysis.
Are donations to Upstart Bay Area tax-deductible?
Upstart Bay Area is registered as a tax-exempt nonprofit (EIN: 263094076). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Upstart Bay Area located?
Upstart Bay Area is headquartered in Oakland, California and files with the IRS under EIN 263094076. It is classified under NTEE code S50.
How many years of IRS 990 filings does Upstart Bay Area have?
Upstart Bay Area has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.1M in total revenue.
Filing History
IRS 990 filing history for Upstart Bay Area showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2012–2023), Upstart Bay Area's revenue has grown by 338.5%, moving from $1.1M to $4.6M. Total assets increased by 939.3% over the same period, from $361K to $3.8M. Total functional expenses rose by 496.7%, from $1.0M to $6.1M. In its most recent filing year (2023), Upstart Bay Area reported a deficit of $1.4M, with expenses exceeding revenue. The organization holds $248K in liabilities against $3.8M in assets (debt-to-asset ratio: 6.6%), resulting in net assets of $3.5M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $4.6M | $6.1M | $3.8M | $248K | — | View 990 |
| 2022 | $7.6M | $4.9M | $5.3M | $323K | — | View 990 |
| 2021 | $6.4M | $5.4M | $3.3M | $965K | — | View 990 |
| 2020 | $6.5M | $7.1M | $2.0M | $752K | — | View 990 |
| 2019 | $6.5M | $6.0M | $2.1M | $209K | — | View 990 |
| 2018 | $3.0M | $3.7M | $1.6M | $161K | — | View 990 |
| 2017 | $3.4M | $2.6M | $2.3M | $121K | — | View 990 |
| 2016 | $788K | $1.7M | $1.4M | $51K | — | View 990 |
| 2015 | $2.9M | $1.2M | $2.3M | $63K | — | View 990 |
| 2014 | $1.3M | $1.2M | $619K | $43K | — | View 990 |
| 2013 | $1.2M | $1.1M | $481K | $26K | — | View 990 |
| 2012 | $1.1M | $1.0M | $361K | $16K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $4.6M, expenses of $6.1M, and assets of $3.8M (revenue -38.8% year-over-year).
- 2022: Revenue of $7.6M, expenses of $4.9M, and assets of $5.3M (revenue +18.5% year-over-year).
- 2021: Revenue of $6.4M, expenses of $5.4M, and assets of $3.3M (revenue -1.6% year-over-year).
- 2020: Revenue of $6.5M, expenses of $7.1M, and assets of $2.0M (revenue +0.2% year-over-year).
- 2019: Revenue of $6.5M, expenses of $6.0M, and assets of $2.1M (revenue +116.9% year-over-year).
- 2018: Revenue of $3.0M, expenses of $3.7M, and assets of $1.6M (revenue -12.6% year-over-year).
- 2017: Revenue of $3.4M, expenses of $2.6M, and assets of $2.3M (revenue +333.6% year-over-year).
- 2016: Revenue of $788K, expenses of $1.7M, and assets of $1.4M (revenue -72.8% year-over-year).
- 2015: Revenue of $2.9M, expenses of $1.2M, and assets of $2.3M (revenue +118.7% year-over-year).
- 2014: Revenue of $1.3M, expenses of $1.2M, and assets of $619K (revenue +10.3% year-over-year).
- 2013: Revenue of $1.2M, expenses of $1.1M, and assets of $481K (revenue +13.6% year-over-year).
- 2012: Revenue of $1.1M, expenses of $1.0M, and assets of $361K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Upstart Bay Area:
Data Sources and Methodology
This transparency report for Upstart Bay Area is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.