Wappingers Congress Of Teachers Welfare Trust Fund

Wappingers Congress Of Teachers Welfare Trust Fund consistently operates near break-even with no reported officer compensation.

EIN: 141614473 · Wappingers Fl, NY · Updated: 2026-03-28

$8.1MRevenue
$3.2MGross Revenue
$4.8MAssets
85/100Mission Score (Excellent)
Wappingers Congress Of Teachers Welfare Trust Fund Financial Summary
MetricValue
Total Revenue$8.1M
Total Expenses$3.0M
Program Spending99%
CEO/Top Officer Pay$3
Net Assets$3.3M
Transparency Score85/100

Is Wappingers Congress Of Teachers Welfare Trust Fund Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Wappingers Congress Of Teachers Welfare Trust Fund directs 99% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Wappingers Congress Of Teachers Welfare Trust Fund

Wappingers Congress Of Teachers Welfare Trust Fund (EIN: 141614473) is a nonprofit organization based in Wappingers Fl, NY. The organization reported total revenue of $8.1M and total assets of $4.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Wappingers Congress Of Teachers Welfare Trust Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

Mid-SizeSize Classification
13Years of Filings
MixedRevenue Trajectory

Wappingers Congress Of Teachers Welfare Trust Fund is a mid-size nonprofit, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 5.1%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$3.0M
Total Expenses$3.0M
Surplus / Deficit+$22K
Total Assets$4.4M
Total Liabilities$1.1M
Net Assets$3.3M
Operating Margin0.7%
Debt-to-Asset Ratio24.7%
Months of Reserves17.9 months

Financial Health Grade: A

In 2023, Wappingers Congress Of Teachers Welfare Trust Fund reported a surplus of $22K with revenue exceeding expenses, holds 17.9 months of operating reserves (strong position), has a debt-to-asset ratio of 24.7% (moderate leverage).

Financial Trends

Over 13 years of filings (2011–2023), Wappingers Congress Of Teachers Welfare Trust Fund's revenue has grown at a compound annual growth rate (CAGR) of 5.1%.

YearRevenue ChangeExpense ChangeAsset Change
2023+1.4%+20.1%+3.6%
2022+3.8%+1.7%-2.5%
2021+3.7%+10.5%+15.0%
2020+7.6%-13.6%+22.7%
2019+1.1%+6.6%+5.8%

IRS Tax-Exempt Classification

IRS Classification Codes1000

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Wappingers Congress Of Teachers Welfare Trust Fund demonstrates consistent financial activity, with revenues and expenses generally increasing over the past decade. In the latest reported period (202308), the organization reported revenues of $2,999,984 against expenses of $2,978,014, indicating a very tight operating margin. The organization's assets have grown steadily, reaching $4,436,649 in 202308, while liabilities remain manageable at $1,096,498. This suggests a stable financial position, though with limited surplus generation in recent years. The organization's spending efficiency appears to be focused on its core purpose, given the minimal difference between revenues and expenses. Without a detailed breakdown of program, administrative, and fundraising expenses, it's challenging to fully assess efficiency. However, the consistent operation near break-even suggests that most incoming funds are directly expended. The absence of reported officer compensation across all filings indicates a potential strength in resource allocation, as no funds are diverted to executive salaries. Transparency is generally good through its consistent IRS 990 filings. The lack of reported officer compensation is a notable positive for transparency regarding executive pay. However, the NTEE code being 'Unknown' could be a minor point for improvement in classification, though it doesn't directly impact financial transparency. Overall, the organization appears to be a stable entity, effectively managing its funds to meet its welfare trust fund objectives.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Wappingers Congress Of Teachers Welfare Trust Fund with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 1%
  • programs: 99%
  • fundraising: 0%

According to IRS 990 filings, Wappingers Congress Of Teachers Welfare Trust Fund allocates its expenses as follows: admin: 1%, programs: 99%, fundraising: 0%. With 99% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$3.0MTotal Revenue
$3.0MTotal Expenses
$4.4MTotal Assets
$1.1MTotal Liabilities
$3.3MNet Assets
  • The organization reported a surplus of $22K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 24.7%.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that no funds are allocated to executive salaries, which is highly unusual for an organization of its size with revenues approaching $3 million annually.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Wappingers Congress Of Teachers Welfare Trust Fund's IRS 990 filings:

  • NTEE Code is Unknown, which can hinder clear classification of its activities.
  • Operating consistently at near break-even, with very little surplus generated, which could limit future growth or ability to withstand unexpected financial shocks.

Strengths

The following positive indicators were identified for Wappingers Congress Of Teachers Welfare Trust Fund:

  • Consistent growth in assets and revenue over the past decade.
  • Zero reported officer compensation across all filings, indicating high resource allocation to its mission.
  • Stable financial position with manageable liabilities relative to assets.
  • High program spending efficiency, with expenses closely matching revenues.

Frequently Asked Questions about Wappingers Congress Of Teachers Welfare Trust Fund

Is Wappingers Congress Of Teachers Welfare Trust Fund a legitimate charity?

Wappingers Congress Of Teachers Welfare Trust Fund (EIN: 141614473) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $8.1M. 2 red flags identified. 4 strengths noted. Financial health grade: A.

How does Wappingers Congress Of Teachers Welfare Trust Fund spend its money?

Wappingers Congress Of Teachers Welfare Trust Fund directs 99% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Wappingers Congress Of Teachers Welfare Trust Fund tax-deductible?

Wappingers Congress Of Teachers Welfare Trust Fund is registered as a tax-exempt nonprofit (EIN: 141614473). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Wappingers Congress Of Teachers Welfare Trust Fund CEO make?

Wappingers Congress Of Teachers Welfare Trust Fund's highest-compensated officer earns $3 annually. The organization reported $8.1M in total revenue. Executive compensation data is disclosed in IRS 990 filings.

Where is Wappingers Congress Of Teachers Welfare Trust Fund located?

Wappingers Congress Of Teachers Welfare Trust Fund is headquartered in Wappingers Fl, New York and files with the IRS under EIN 141614473.

How many years of IRS 990 filings does Wappingers Congress Of Teachers Welfare Trust Fund have?

Wappingers Congress Of Teachers Welfare Trust Fund has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $8.1M in total revenue.

Is Wappingers Congress Of Teachers Welfare Trust Fund a good charity?

Based on the available financial data, the organization appears to be a financially stable entity that consistently expends nearly all its revenue on its stated purpose, with no reported officer compensation. This suggests a high degree of efficiency and dedication to its mission.

What is the primary purpose of this organization?

As a 'Welfare Trust Fund' for the 'Wappingers Congress Of Teachers', its primary purpose is likely to provide benefits or support to teachers, though specific program details are not available in the provided financial summary.

How has the organization's financial health changed over time?

The organization has shown consistent growth in both revenue and assets over the past decade. Revenue increased from $1,929,605 in 201408 to $2,999,984 in 202308, and assets grew from $2,682,057 to $4,436,649 in the same period, indicating stable and growing financial health.

Filing History

IRS 990 filing history for Wappingers Congress Of Teachers Welfare Trust Fund showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Wappingers Congress Of Teachers Welfare Trust Fund's revenue has grown by 81.9%, moving from $1.6M to $3.0M. Total assets increased by 82.9% over the same period, from $2.4M to $4.4M. Total functional expenses rose by 84.2%, from $1.6M to $3.0M. In its most recent filing year (2023), Wappingers Congress Of Teachers Welfare Trust Fund reported a surplus of $22K, with revenue exceeding expenses. The organization holds $1.1M in liabilities against $4.4M in assets (debt-to-asset ratio: 24.7%), resulting in net assets of $3.3M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $3.0M $3.0M $4.4M $1.1M View 990
2022 $3.0M $2.5M $4.3M $994K View 990
2021 $2.8M $2.4M $4.4M $1.0M View 990
2020 $2.7M $2.2M $3.8M $943K
2019 $2.6M $2.6M $3.1M $924K View 990
2018 $2.5M $2.4M $2.9M $859K View 990
2017 $2.4M $2.4M $2.8M $809K View 990
2016 $2.3M $2.4M $2.7M $778K View 990
2015 $2.1M $2.0M $2.7M $703K View 990
2014 $1.9M $2.1M $2.7M $755K View 990
2013 $1.9M $1.7M $2.6M $662K View 990
2012 $1.7M $1.7M $2.5M $666K View 990
2011 $1.6M $1.6M $2.4M $618K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $3.0M, expenses of $3.0M, and assets of $4.4M (revenue +1.4% year-over-year).
  • 2022: Revenue of $3.0M, expenses of $2.5M, and assets of $4.3M (revenue +3.8% year-over-year).
  • 2021: Revenue of $2.8M, expenses of $2.4M, and assets of $4.4M (revenue +3.7% year-over-year).
  • 2020: Revenue of $2.7M, expenses of $2.2M, and assets of $3.8M (revenue +7.6% year-over-year).
  • 2019: Revenue of $2.6M, expenses of $2.6M, and assets of $3.1M (revenue +1.1% year-over-year).
  • 2018: Revenue of $2.5M, expenses of $2.4M, and assets of $2.9M (revenue +6.5% year-over-year).
  • 2017: Revenue of $2.4M, expenses of $2.4M, and assets of $2.8M (revenue +4.7% year-over-year).
  • 2016: Revenue of $2.3M, expenses of $2.4M, and assets of $2.7M (revenue +6.1% year-over-year).
  • 2015: Revenue of $2.1M, expenses of $2.0M, and assets of $2.7M (revenue +10.6% year-over-year).
  • 2014: Revenue of $1.9M, expenses of $2.1M, and assets of $2.7M (revenue +2.7% year-over-year).
  • 2013: Revenue of $1.9M, expenses of $1.7M, and assets of $2.6M (revenue +10.2% year-over-year).
  • 2012: Revenue of $1.7M, expenses of $1.7M, and assets of $2.5M (revenue +3.3% year-over-year).
  • 2011: Revenue of $1.6M, expenses of $1.6M, and assets of $2.4M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Wappingers Congress Of Teachers Welfare Trust Fund:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Wappingers Congress Of Teachers Welfare Trust Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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