White Mountain Trail Club Inc

White Mountain Trail Club Inc. shows strong asset growth and no executive compensation, but recent expenses exceeded revenue.

EIN: 20475719 · Bartlett, NH · NTEE: N30 · Updated: 2026-03-28

$91KRevenue

$245KAssets

90/100Mission Score (Excellent)

N30

About White Mountain Trail Club Inc

White Mountain Trail Club Inc (EIN: 20475719) is a nonprofit organization based in Bartlett, NH, classified under NTEE code N30. The organization reported total revenue of $91K and total assets of $245K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of White Mountain Trail Club Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The White Mountain Trail Club Inc. demonstrates a generally healthy financial position, with assets consistently exceeding liabilities, indicating good solvency. The organization's revenue has fluctuated significantly over the past few years, from a low of $5,539 in 2016 to a high of $107,000 in 2023, and most recently $76,374 in 2024. This variability suggests reliance on grants, donations, or specific project funding that can vary year-to-year. Despite these fluctuations, the organization has managed its expenses, often operating with a surplus, as seen in 2023 where revenue of $107,000 significantly outpaced expenses of $54,443. However, the most recent filing (2024) shows expenses ($85,052) exceeding revenue ($76,374), resulting in a deficit for that period.

Spending efficiency appears strong, particularly given the consistent 0% officer compensation, indicating that all funds are directed towards operational costs and program delivery rather than executive salaries. The organization's assets have grown substantially over the years, from $15,607 in 2016 to $259,002 in 2024, demonstrating effective asset management and accumulation. The absence of officer compensation also points to a high degree of transparency regarding how donor funds are utilized, as there are no large executive salaries to scrutinize. The organization's NTEE code N30 (Environmental Protection & Conservation) aligns with its mission, and the financial data suggests a commitment to its program goals.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates White Mountain Trail Club Inc with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 10%
programs: 85%
fundraising: 5%

According to IRS 990 filings, White Mountain Trail Club Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, indicating that no officers receive salaries from the organization. This is highly commendable for an organization of its size, with recent revenues around $91,041 and assets of $244,528.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of White Mountain Trail Club Inc's IRS 990 filings:

Expenses ($85,052) exceeded revenue ($76,374) in the most recent filing (202405), indicating a deficit for that period.
Significant fluctuations in annual revenue, from $5,539 in 2016 to $107,000 in 2023, could indicate an unstable funding base.

Strengths

The following positive indicators were identified for White Mountain Trail Club Inc:

Consistent 0% officer compensation, indicating all funds are directed to mission-related activities.
Strong asset growth over time, from $15,607 in 2016 to $259,002 in 2024, demonstrating good financial management.
Assets consistently exceed liabilities, indicating strong solvency.
Generally efficient spending, with expenses often well below revenue in previous years (e.g., 2023 revenue $107,000 vs. expenses $54,443).

Frequently Asked Questions about White Mountain Trail Club Inc

Is White Mountain Trail Club Inc. a good charity?

Based on the available financial data, White Mountain Trail Club Inc. appears to be a good charity. It demonstrates strong program focus with 0% officer compensation, consistent asset growth, and generally efficient spending. While there was a deficit in the most recent year (2024), this is not uncommon for nonprofits and should be viewed in the context of its overall financial health and historical performance.

How has the organization's financial stability changed over time?

The organization's financial stability has generally improved over time, with assets growing significantly from $15,607 in 2016 to $259,002 in 2024. While revenue and expenses have fluctuated, the overall trend shows growth in financial capacity and reserves.

What is the trend in the organization's liabilities?

Liabilities have varied, being $0 for several years (2017-2021) but increasing in recent periods, reaching $161,735 in 2023 and $134,780 in 2024. While assets still comfortably exceed liabilities, this increase warrants monitoring.

Filing History

IRS 990 filing history for White Mountain Trail Club Inc showing financial trends over 12 years of public records:

Over 12 years of IRS 990 filings (2013–2024), White Mountain Trail Club Inc's revenue has grown by 232.5%, moving from $23K to $76K. Total assets increased by 4381% over the same period, from $6K to $259K. Total functional expenses rose by 604.2%, from $12K to $85K. In its most recent filing year (2024), White Mountain Trail Club Inc reported a deficit of $9K, with expenses exceeding revenue. The organization holds $135K in liabilities against $259K in assets (debt-to-asset ratio: 52.0%), resulting in net assets of $124K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2024	$76K	$85K	$259K	$135K	—	—
2023	$107K	$54K	$295K	$162K	—	—
2022	$34K	$20K	$80K	$0	—	View 990
2021	$37K	$19K	$67K	$0	—	—
2020	$16K	$24K	$48K	$0	—	View 990
2019	$46K	$20K	$56K	$0	—	View 990
2018	$21K	$15K	$30K	$0	—	—
2017	$24K	$12K	$24K	$0	—	View 990
2016	$6K	$9K	$16K	$3K	—	View 990
2015	$24K	$21K	$21K	$5K	—	View 990
2014	$18K	$12K	$17K	$5K	—	View 990
2013	$23K	$12K	$6K	$0	—	View 990

Year-by-Year Financial Summary

2024: Revenue of $76K, expenses of $85K, and assets of $259K (revenue -28.6% year-over-year).
2023: Revenue of $107K, expenses of $54K, and assets of $295K (revenue +216.7% year-over-year).
2022: Revenue of $34K, expenses of $20K, and assets of $80K (revenue -8.6% year-over-year).
2021: Revenue of $37K, expenses of $19K, and assets of $67K (revenue +124.1% year-over-year).
2020: Revenue of $16K, expenses of $24K, and assets of $48K (revenue -64.5% year-over-year).
2019: Revenue of $46K, expenses of $20K, and assets of $56K (revenue +123.6% year-over-year).
2018: Revenue of $21K, expenses of $15K, and assets of $30K (revenue -13.2% year-over-year).
2017: Revenue of $24K, expenses of $12K, and assets of $24K (revenue +332.4% year-over-year).
2016: Revenue of $6K, expenses of $9K, and assets of $16K (revenue -77.3% year-over-year).
2015: Revenue of $24K, expenses of $21K, and assets of $21K (revenue +35.6% year-over-year).
2014: Revenue of $18K, expenses of $12K, and assets of $17K (revenue -21.6% year-over-year).
2013: Revenue of $23K, expenses of $12K, and assets of $6K.

Data Sources and Methodology

This transparency report for White Mountain Trail Club Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.