William H & Lillian E Emple Crut

William H & Lillian E Emple Crut maintains stable assets and zero officer compensation while consistently spending more than recent annual revenue.

EIN: 16138174 · Bangor, ME · Updated: 2026-03-28

$185KRevenue
$1.3MAssets
85/100Mission Score (Excellent)
William H & Lillian E Emple Crut Financial Summary
MetricValue
Total Revenue$185K
Total Expenses$106K
Program Spending90%
Net Assets$1.3M
Transparency Score85/100

Is William H & Lillian E Emple Crut Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

William H & Lillian E Emple Crut directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About William H & Lillian E Emple Crut

William H & Lillian E Emple Crut (EIN: 16138174) is a nonprofit organization based in Bangor, ME. The organization reported total revenue of $185K and total assets of $1.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of William H & Lillian E Emple Crut's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

SmallSize Classification
6Years of Filings
MixedRevenue Trajectory

William H & Lillian E Emple Crut is a small nonprofit, with 6 years of IRS 990 filings on record (2015–2023). Revenue has grown at a compound annual rate of -30.2%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$94K
Total Expenses$106K
Surplus / Deficit$-11,547
Total Assets$1.3M
Total Liabilities$1
Net Assets$1.3M
Operating Margin-12.2%
Debt-to-Asset Ratio0.0%
Months of Reserves148.6 months

Financial Health Grade: B

In 2023, William H & Lillian E Emple Crut reported a deficit of $12K with expenses exceeding revenue, holds 148.6 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 6 years of filings (2015–2023), William H & Lillian E Emple Crut's revenue has declined at a compound annual growth rate (CAGR) of -30.2%.

YearRevenue ChangeExpense ChangeAsset Change
2023+539.2%-16.3%-0.9%
2022-88.5%-1.9%-7.8%
2021-5.2%+9.5%-0.1%
2020+21.1%+14.3%+1.2%
2019-93.3%+34.5%-11.2%

IRS Tax-Exempt Classification

IRS Classification Codes1000

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The William H & Lillian E Emple Crut appears to be a well-managed private foundation with a consistent asset base and minimal liabilities. Over the past five years (2019-2023), its assets have remained relatively stable, fluctuating between $1.3 million and $1.4 million, indicating sound financial stewardship. The organization consistently reports zero officer compensation, which is a strong indicator of efficient use of funds and a volunteer-driven or very lean operational model. While revenue has varied, with a notable spike in 2015, the more recent periods show a consistent pattern of expenses often exceeding revenue, such as in 2023 where expenses were $105,873 against revenue of $94,326, and in 2022 where expenses were $126,562 against revenue of $14,758. This suggests the organization is drawing from its asset base to fund its activities, which is typical for a private foundation. The lack of liabilities across all reported periods further underscores its strong financial health and responsible management.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates William H & Lillian E Emple Crut with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 90%
  • fundraising: 0%

According to IRS 990 filings, William H & Lillian E Emple Crut allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$94KTotal Revenue
$106KTotal Expenses
$1.3MTotal Assets
$1Total Liabilities
$1.3MNet Assets
  • The organization reported a deficit of $12K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 0.0%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that officers are either unpaid volunteers or the organization has no paid executives, which is highly efficient for a foundation of this size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of William H & Lillian E Emple Crut's IRS 990 filings:

  • NTEE Code is unknown, limiting understanding of specific programmatic focus.

Strengths

The following positive indicators were identified for William H & Lillian E Emple Crut:

  • Consistent zero officer compensation across all filings, indicating high efficiency.
  • Stable asset base of over $1.3 million, demonstrating financial resilience.
  • Minimal to zero liabilities reported, indicating strong financial health.
  • Likely high program spending ratio, typical for a grant-making private foundation.

Frequently Asked Questions about William H & Lillian E Emple Crut

Is William H & Lillian E Emple Crut a legitimate charity?

William H & Lillian E Emple Crut (EIN: 16138174) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 85/100. It has 6 years of IRS 990 filings on record. Total revenue: $185K. 1 red flag identified. 4 strengths noted. Financial health grade: B.

How does William H & Lillian E Emple Crut spend its money?

William H & Lillian E Emple Crut directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to William H & Lillian E Emple Crut tax-deductible?

William H & Lillian E Emple Crut is registered as a tax-exempt nonprofit (EIN: 16138174). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Where is William H & Lillian E Emple Crut located?

William H & Lillian E Emple Crut is headquartered in Bangor, Maine and files with the IRS under EIN 16138174.

How many years of IRS 990 filings does William H & Lillian E Emple Crut have?

William H & Lillian E Emple Crut has 6 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $185K in total revenue.

Is William H & Lillian E Emple Crut a good charity?

Based on the available data, the William H & Lillian E Emple Crut demonstrates strong financial health with stable assets, minimal liabilities, and zero officer compensation. These factors suggest it is a well-managed and efficient organization, likely operating as a private foundation distributing grants.

How does the organization fund its operations given that expenses often exceed revenue?

As a private foundation, it is common for the William H & Lillian E Emple Crut to fund its operations and distributions from its substantial asset base, which has consistently been over $1.3 million. The excess of expenses over revenue in recent years (e.g., $105,873 expenses vs. $94,326 revenue in 2023) indicates it is drawing from its endowment or accumulated funds.

What is the primary purpose of this organization?

Given its structure as a 'Crut' (likely a trust or foundation) and the financial patterns, it most likely operates as a private foundation making grants to other charitable organizations or individuals, rather than directly running programs. The NTEE code being 'Unknown' prevents a more specific programmatic assessment, but the financial indicators point to a grant-making entity.

Filing History

IRS 990 filing history for William H & Lillian E Emple Crut showing financial trends over 6 years of public records:

Over 6 years of IRS 990 filings (2015–2023), William H & Lillian E Emple Crut's revenue has declined by 94.4%, moving from $1.7M to $94K. Total assets decreased by 18% over the same period, from $1.6M to $1.3M. Total functional expenses rose by 38.2%, from $77K to $106K. In its most recent filing year (2023), William H & Lillian E Emple Crut reported a deficit of $12K, with expenses exceeding revenue. The organization holds $1 in liabilities against $1.3M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $1.3M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $94K $106K $1.3M $1
2022 $15K $127K $1.3M $1
2021 $128K $129K $1.4M $1
2020 $135K $118K $1.4M $1
2019 $112K $103K $1.4M $0 View 990
2015 $1.7M $77K $1.6M $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $94K, expenses of $106K, and assets of $1.3M (revenue +539.2% year-over-year).
  • 2022: Revenue of $15K, expenses of $127K, and assets of $1.3M (revenue -88.5% year-over-year).
  • 2021: Revenue of $128K, expenses of $129K, and assets of $1.4M (revenue -5.2% year-over-year).
  • 2020: Revenue of $135K, expenses of $118K, and assets of $1.4M (revenue +21.1% year-over-year).
  • 2019: Revenue of $112K, expenses of $103K, and assets of $1.4M (revenue -93.3% year-over-year).
  • 2015: Revenue of $1.7M, expenses of $77K, and assets of $1.6M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for William H & Lillian E Emple Crut:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing

Data Sources and Methodology

This transparency report for William H & Lillian E Emple Crut is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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