Wilshire Charitable Foundation

Wilshire Charitable Foundation maintains over $5 million in assets with no reported officer compensation, despite occasional operating deficits.

EIN: 203873060 · Oklahoma City, OK · NTEE: T22 · Updated: 2026-03-28

$596KRevenue
$5.0MAssets
85/100Mission Score (Excellent)
T22
Wilshire Charitable Foundation Financial Summary
MetricValue
Total Revenue$596K
Total Expenses$675K
Program Spending90%
Net Assets$5.0M
Transparency Score85/100

Is Wilshire Charitable Foundation Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Wilshire Charitable Foundation directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Wilshire Charitable Foundation

Wilshire Charitable Foundation (EIN: 203873060) is a nonprofit organization based in Oklahoma City, OK, classified under NTEE code T22. The organization reported total revenue of $596K and total assets of $5.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Wilshire Charitable Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

21Years Operating
SmallSize Classification
10Years of Filings
MixedRevenue Trajectory

Wilshire Charitable Foundation is a small nonprofit that has been operating for 21 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -5.8%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$548K
Total Expenses$675K
Surplus / Deficit$-126,746
Total Assets$5.0M
Total Liabilities$96
Net Assets$5.0M
Operating Margin-23.1%
Debt-to-Asset Ratio0.0%
Months of Reserves89.2 months

Financial Health Grade: B

In 2023, Wilshire Charitable Foundation reported a deficit of $127K with expenses exceeding revenue, holds 89.2 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2023), Wilshire Charitable Foundation's revenue has declined at a compound annual growth rate (CAGR) of -5.8%.

YearRevenue ChangeExpense ChangeAsset Change
2023-26.1%+1.8%-2.5%
2022-4.2%-10.8%+1.5%
2021+7.7%+5.7%+0.6%
2020+1.8%-21.4%-0.3%
2019-18.2%-14.9%+13.1%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2005

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Wilshire Charitable Foundation demonstrates consistent financial stability with assets consistently above $5 million, reaching $5,029,518 in the latest period. While the organization experienced a deficit in the most recent filing period (202312) with expenses ($674,510) exceeding revenue ($547,764), this appears to be an occasional occurrence rather than a trend, as several prior years showed surpluses. The foundation's liabilities are consistently very low, indicating strong financial management and minimal debt burden. The absence of officer compensation reported across all filings suggests a high degree of volunteerism at the leadership level, which is a positive indicator for donor confidence and efficient use of funds. However, without a detailed breakdown of expenses into program, administrative, and fundraising categories, it is challenging to fully assess spending efficiency. The NTEE code T22 (Private Grantmaking Foundations) implies that most expenses would be program-related grants. The consistent asset base over a decade, despite fluctuations in annual revenue and expenses, suggests prudent long-term financial stewardship. The foundation's transparency is good in terms of filing its IRS Form 990s consistently, but a more granular expense breakdown would enhance understanding of its operational efficiency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Wilshire Charitable Foundation with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 8%
  • programs: 90%
  • fundraising: 2%

According to IRS 990 filings, Wilshire Charitable Foundation allocates its expenses as follows: admin: 8%, programs: 90%, fundraising: 2%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$548KTotal Revenue
$675KTotal Expenses
$5.0MTotal Assets
$96Total Liabilities
$5.0MNet Assets
  • The organization reported a deficit of $127K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 0.0%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that officers and key employees are not compensated, which is highly favorable for donor trust and resource allocation.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Wilshire Charitable Foundation's IRS 990 filings:

  • Occasional operating deficits, such as in 202312 where expenses ($674,510) exceeded revenue ($547,764), could indicate reliance on asset drawdowns or inconsistent funding.
  • Lack of detailed expense breakdown in public filings makes it difficult to fully assess program efficiency versus administrative overhead.

Strengths

The following positive indicators were identified for Wilshire Charitable Foundation:

  • Consistent asset base, maintaining over $5 million in assets over a decade, indicating strong financial stability.
  • Zero reported officer compensation across all filings, suggesting high volunteer engagement at leadership levels and efficient use of funds.
  • Extremely low liabilities, consistently under $4,000 in most recent years, demonstrating excellent financial health and minimal debt.
  • Consistent IRS 990 filing history, indicating good transparency and compliance.

Frequently Asked Questions about Wilshire Charitable Foundation

Is Wilshire Charitable Foundation a legitimate charity?

Wilshire Charitable Foundation (EIN: 203873060) is a registered tax-exempt nonprofit based in Oklahoma. Our AI analysis gives it a Mission Score of 85/100. It has 10 years of IRS 990 filings on record. Total revenue: $596K. 2 red flags identified. 4 strengths noted. Financial health grade: B.

How does Wilshire Charitable Foundation spend its money?

Wilshire Charitable Foundation directs 90% of its spending to programs and services. Fundraising costs 2%. This exceeds the 65% industry benchmark.

Are donations to Wilshire Charitable Foundation tax-deductible?

Wilshire Charitable Foundation is registered as a tax-exempt nonprofit (EIN: 203873060). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Wilshire Charitable Foundation's spending goes to programs?

Wilshire Charitable Foundation directs 90% to programs, 2% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Wilshire Charitable Foundation compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Wilshire Charitable Foundation is above average for NTEE category T22 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Wilshire Charitable Foundation located?

Wilshire Charitable Foundation is headquartered in Oklahoma City, Oklahoma and files with the IRS under EIN 203873060. It is classified under NTEE code T22.

How many years of IRS 990 filings does Wilshire Charitable Foundation have?

Wilshire Charitable Foundation has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $596K in total revenue.

Is Wilshire Charitable Foundation a good charity?

Based on the available data, Wilshire Charitable Foundation appears to be a well-managed private foundation. Its consistent asset base, very low liabilities, and zero reported officer compensation are strong positive indicators. The primary function of a private grantmaking foundation is to distribute grants, and the lack of officer compensation suggests that a very high percentage of its expenses are likely directed towards its charitable mission.

How does the foundation manage its assets?

The foundation has consistently maintained assets above $5 million over the past decade, reaching $5,029,518 in the latest period. This stability, despite fluctuations in annual revenue and expenses, suggests a conservative and effective approach to asset management, likely focused on long-term growth and preservation to support its grantmaking activities.

What caused the deficit in 2023?

In the 202312 period, the foundation reported expenses of $674,510 against revenues of $547,764, resulting in a deficit. Without a detailed breakdown of expenses, it's difficult to pinpoint the exact cause, but it could be due to increased grantmaking, investment losses, or higher operational costs in that specific year. This is not an isolated incident, as deficits were also observed in 2019, 2015, 2014, and 2012.

Filing History

IRS 990 filing history for Wilshire Charitable Foundation showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), Wilshire Charitable Foundation's revenue has declined by 51%, moving from $1.1M to $548K. Total assets decreased by 1.3% over the same period, from $5.1M to $5.0M. Total functional expenses fell by 36.3%, from $1.1M to $675K. In its most recent filing year (2023), Wilshire Charitable Foundation reported a deficit of $127K, with expenses exceeding revenue. The organization holds $96 in liabilities against $5.0M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $5.0M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $548K $675K $5.0M $96 View 990
2022 $741K $662K $5.1M $478 View 990
2021 $774K $742K $5.1M $733 View 990
2020 $719K $702K $5.0M $2K
2019 $706K $893K $5.0M $31K View 990
2015 $864K $1.0M $4.5M $2K View 990
2014 $725K $1.0M $4.6M $1K View 990
2013 $1.0M $1.0M $5.0M $3K View 990
2012 $911K $1.0M $5.0M $4K View 990
2011 $1.1M $1.1M $5.1M $1K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $548K, expenses of $675K, and assets of $5.0M (revenue -26.1% year-over-year).
  • 2022: Revenue of $741K, expenses of $662K, and assets of $5.1M (revenue -4.2% year-over-year).
  • 2021: Revenue of $774K, expenses of $742K, and assets of $5.1M (revenue +7.7% year-over-year).
  • 2020: Revenue of $719K, expenses of $702K, and assets of $5.0M (revenue +1.8% year-over-year).
  • 2019: Revenue of $706K, expenses of $893K, and assets of $5.0M (revenue -18.2% year-over-year).
  • 2015: Revenue of $864K, expenses of $1.0M, and assets of $4.5M (revenue +19.1% year-over-year).
  • 2014: Revenue of $725K, expenses of $1.0M, and assets of $4.6M (revenue -29.4% year-over-year).
  • 2013: Revenue of $1.0M, expenses of $1.0M, and assets of $5.0M (revenue +12.7% year-over-year).
  • 2012: Revenue of $911K, expenses of $1.0M, and assets of $5.0M (revenue -18.5% year-over-year).
  • 2011: Revenue of $1.1M, expenses of $1.1M, and assets of $5.1M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Wilshire Charitable Foundation:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Wilshire Charitable Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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