Wm D Scepaniak Inc Hra Veba Tr

Wm D Scepaniak Inc Hra Veba Tr consistently maintains zero liabilities and no officer compensation, growing assets to over $700,000.

EIN: 201275316 · Holdingford, MN · NTEE: Y43 · Updated: 2026-03-28

$667KRevenue
$701KAssets
95/100Mission Score (Excellent)
Y43
Wm D Scepaniak Inc Hra Veba Tr Financial Summary
MetricValue
Total Revenue$667K
Total Expenses$559K
Program Spending90%
Net Assets$701K
Transparency Score95/100

Is Wm D Scepaniak Inc Hra Veba Tr Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Wm D Scepaniak Inc Hra Veba Tr directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Wm D Scepaniak Inc Hra Veba Tr

Wm D Scepaniak Inc Hra Veba Tr (EIN: 201275316) is a nonprofit organization based in Holdingford, MN, classified under NTEE code Y43. The organization reported total revenue of $667K and total assets of $701K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Wm D Scepaniak Inc Hra Veba Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Wm D Scepaniak Inc Hra Veba Tr is a small nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of 10.8%.

Key Financial Metrics (2024)

From the most recent IRS 990 filing on record:

Total Revenue$667K
Total Expenses$559K
Surplus / Deficit+$108K
Total Assets$701K
Net Assets$701K
Operating Margin16.1%
Months of Reserves15.0 months

Financial Health Grade: A

In 2024, Wm D Scepaniak Inc Hra Veba Tr reported a surplus of $108K with revenue exceeding expenses, holds 15.0 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2012–2024), Wm D Scepaniak Inc Hra Veba Tr's revenue has grown at a compound annual growth rate (CAGR) of 10.8%.

YearRevenue ChangeExpense ChangeAsset Change
2024-12.8%-14.7%+18.1%
2023+20.8%-0.4%+22.4%
2022-2.4%+22.9%-5.1%
2021+33.2%+31.8%+28.2%
2020+9.2%-7.5%+25.2%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Wm D Scepaniak Inc Hra Veba Tr demonstrates consistent financial stability, with its assets growing steadily over the past decade, reaching $701,206 in the latest filing period (202404). The organization consistently maintains zero liabilities, indicating a very healthy balance sheet and strong financial management. Its revenue has shown a positive trend, with the latest reported revenue at $667,162, comfortably exceeding expenses of $559,492, leading to a surplus that contributes to asset growth. The organization's spending efficiency appears strong, as it consistently operates with a surplus, indicating that it manages its expenses well relative to its income. The NTEE code Y43 suggests it is a Veba Trust, which typically involves managing employee benefits. Given this structure, the absence of officer compensation reported across all filings is a significant indicator of transparency and efficient use of funds, as it suggests that the trust's primary purpose is to serve its beneficiaries without significant administrative overhead for executive salaries. This also implies that administrative costs are likely low, further enhancing its financial health. Overall, the organization exhibits excellent financial health, strong spending efficiency, and high transparency, particularly due to its consistent zero liabilities and zero reported officer compensation. The steady growth in assets and consistent revenue generation further solidify its positive financial standing, making it a well-managed entity in its sector.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Wm D Scepaniak Inc Hra Veba Tr with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Wm D Scepaniak Inc Hra Veba Tr allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2024)

From the most recent IRS 990 filing on record:

$667KTotal Revenue
$559KTotal Expenses
$701KTotal Assets
$701KNet Assets

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries are paid to executives, which is highly unusual and suggests a very lean administrative structure or that executive functions are handled pro bono or by an external entity not compensated directly by the trust.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Wm D Scepaniak Inc Hra Veba Tr:

Frequently Asked Questions about Wm D Scepaniak Inc Hra Veba Tr

Is Wm D Scepaniak Inc Hra Veba Tr a legitimate charity?

Based on AI analysis of IRS 990 filings, Wm D Scepaniak Inc Hra Veba Tr (EIN: 201275316) appears legitimate. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.

How does Wm D Scepaniak Inc Hra Veba Tr spend its money?

Wm D Scepaniak Inc Hra Veba Tr directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Wm D Scepaniak Inc Hra Veba Tr tax-deductible?

Wm D Scepaniak Inc Hra Veba Tr is registered as a tax-exempt nonprofit (EIN: 201275316). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Wm D Scepaniak Inc Hra Veba Tr compare to similar nonprofits?

With a transparency score of 95/100 (Excellent), Wm D Scepaniak Inc Hra Veba Tr is above average for NTEE category Y43 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Wm D Scepaniak Inc Hra Veba Tr located?

Wm D Scepaniak Inc Hra Veba Tr is headquartered in Holdingford, Minnesota and files with the IRS under EIN 201275316. It is classified under NTEE code Y43.

How many years of IRS 990 filings does Wm D Scepaniak Inc Hra Veba Tr have?

Wm D Scepaniak Inc Hra Veba Tr has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $667K in total revenue.

Is Wm D Scepaniak Inc Hra Veba Tr a good charity?

Based on its financial filings, Wm D Scepaniak Inc Hra Veba Tr appears to be a very well-managed and financially healthy organization. It consistently reports zero liabilities, has growing assets (from $221,747 in 2015 to $701,206 in 2024), and reports no officer compensation, all of which are strong indicators of good financial stewardship and transparency.

How does the organization manage to have 0% officer compensation?

The consistent reporting of 0% officer compensation suggests that the organization either operates with entirely volunteer leadership, or that any administrative or executive services are provided by an external entity that is not directly compensated through officer salaries reported on the 990 form. This is a significant factor in its low administrative overhead.

What is the trend in the organization's assets?

The organization's assets have shown a strong and consistent upward trend, growing from $221,747 in 2015 to $701,206 in 2024. This indicates effective financial management and a healthy accumulation of resources over time.

Does the organization have any debt?

No, the organization consistently reports $0 in liabilities across all available filing periods, indicating that it operates without any debt.

Filing History

IRS 990 filing history for Wm D Scepaniak Inc Hra Veba Tr showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2012–2024), Wm D Scepaniak Inc Hra Veba Tr's revenue has grown by 242.6%, moving from $195K to $667K. Total assets increased by 345.1% over the same period, from $158K to $701K. Total functional expenses rose by 245.8%, from $162K to $559K. In its most recent filing year (2024), Wm D Scepaniak Inc Hra Veba Tr reported a surplus of $108K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2024 $667K $559K $701K $0 View 990
2023 $765K $656K $594K $0 View 990
2022 $633K $659K $485K $0 View 990
2021 $649K $536K $511K $0
2020 $487K $407K $398K $0 View 990
2019 $446K $440K $318K $0 View 990
2018 $344K $359K $312K $0 View 990
2017 $414K $323K $328K $0 View 990
2016 $303K $289K $236K $0 View 990
2015 $254K $220K $222K $0 View 990
2014 $220K $199K $187K $0 View 990
2013 $178K $169K $167K $0 View 990
2012 $195K $162K $158K $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Wm D Scepaniak Inc Hra Veba Tr:

2024 Filing 2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing

Data Sources and Methodology

This transparency report for Wm D Scepaniak Inc Hra Veba Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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