Xyz Services Inc

Xyz Services Inc faces consistent deficit spending and high liabilities despite no reported officer compensation.

EIN: 134266307 · Frederick, MD · NTEE: F20 · Updated: 2026-03-28

$187KRevenue
$22KAssets
60/100Mission Score (Good)
F20
Xyz Services Inc Financial Summary
MetricValue
Total Revenue$187K
Total Expenses$180K
Program Spending75%
Net Assets$-99,484
Transparency Score60/100

Is Xyz Services Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
4 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Xyz Services Inc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Xyz Services Inc

Xyz Services Inc (EIN: 134266307) is a nonprofit organization based in Frederick, MD, classified under NTEE code F20. The organization reported total revenue of $187K and total assets of $22K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Xyz Services Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

22Years Operating
SmallSize Classification
14Years of Filings
MixedRevenue Trajectory

Xyz Services Inc is a small nonprofit that has been operating for 22 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of -0.8%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$188K
Total Expenses$180K
Surplus / Deficit+$8K
Total Assets$22K
Total Liabilities$121K
Net Assets$-99,484
Operating Margin4.2%
Debt-to-Asset Ratio559.7%
Months of Reserves1.4 months

Financial Health Grade: B

In 2023, Xyz Services Inc reported a surplus of $8K with revenue exceeding expenses, holds 1.4 months of operating reserves (limited), has a debt-to-asset ratio of 559.7% (high leverage).

Financial Trends

Over 14 years of filings (2010–2023), Xyz Services Inc's revenue has declined at a compound annual growth rate (CAGR) of -0.8%.

YearRevenue ChangeExpense ChangeAsset Change
2023+14.7%+2.6%-82.8%
2022-1.0%+38.6%-1.3%
2021-11.4%-27.7%+2.5%
2020+30.7%+0.9%-6.3%
2019-23.0%-6.6%+1.2%

IRS Tax-Exempt Classification

IRS Classification Codes1200
IRS Ruling Date2004

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Xyz Services Inc demonstrates a consistent operational history with revenues generally in the range of $140,000 to $200,000 annually. The organization has shown a pattern of expenses often exceeding revenues, as seen in 2022 ($175,361 expenses vs. $163,761 revenue) and 2019 ($173,454 expenses vs. $142,856 revenue). This trend suggests a reliance on prior period reserves or other funding sources to cover operational costs. A significant concern is the fluctuation in assets, particularly the negative asset balance of $-5,915 in 2017, indicating potential financial instability during that period, although assets have since recovered to $21,639 in 2023. The organization's liabilities have also been substantial, reaching $151,956 in 2020, often exceeding its assets, which raises questions about its long-term financial solvency. The organization's transparency is bolstered by its consistent filing of IRS Form 990s over 14 periods, indicating adherence to reporting requirements. The reported 0% officer compensation across all available filings suggests that the organization is either entirely volunteer-run at the executive level or that compensation is not reported in a way that is immediately apparent as 'officer compensation' on the 990, which warrants further investigation. Without a detailed breakdown of expenses into program, administrative, and fundraising categories from the provided data, a precise assessment of spending efficiency is challenging. However, the recurring deficit spending is a key area for improvement. Overall, Xyz Services Inc appears to be a small to medium-sized nonprofit with a long operational history. While it maintains transparency through regular IRS filings and reports no officer compensation, its financial health shows signs of strain due to consistent deficit spending and a high liability-to-asset ratio in several periods. A deeper dive into its program activities and expense allocation would be necessary to fully evaluate its spending efficiency and impact.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Xyz Services Inc with a Mission Score of 60 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 15%
  • programs: 75%
  • fundraising: 10%

According to IRS 990 filings, Xyz Services Inc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$188KTotal Revenue
$180KTotal Expenses
$22KTotal Assets
$121KTotal Liabilities
$-99,484Net Assets
  • The organization reported a surplus of $8K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 559.7%.

Executive Compensation Analysis

Xyz Services Inc consistently reports 0% officer compensation across all available filings, suggesting that executive leadership is either entirely volunteer-based or compensated through other means not categorized as 'officer compensation' on the 990, which is unusual for an organization with its revenue levels.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Xyz Services Inc's IRS 990 filings:

  • Consistent operational deficits, with expenses frequently exceeding revenues (e.g., 2022, 2019).
  • High liability-to-asset ratio in multiple periods, indicating potential solvency issues (e.g., $121,123 liabilities vs. $21,639 assets in 2023).
  • Negative asset balance reported in 2017 ($-5,915), a severe indicator of financial distress.
  • Significant fluctuations in asset levels, from $-5,915 in 2017 to $127,298 in 2021, suggesting instability.

Strengths

The following positive indicators were identified for Xyz Services Inc:

  • Long operational history with 14 IRS 990 filings, demonstrating commitment to reporting.
  • Consistent reporting of 0% officer compensation, suggesting a potentially volunteer-driven executive leadership.
  • Recovery of assets from a negative balance in 2017 to positive in subsequent years, indicating resilience.

Frequently Asked Questions about Xyz Services Inc

Is Xyz Services Inc a legitimate charity?

Xyz Services Inc (EIN: 134266307) is a registered tax-exempt nonprofit based in Maryland. Our AI analysis gives it a Mission Score of 60/100. It has 14 years of IRS 990 filings on record. Total revenue: $187K. 4 red flags identified. 3 strengths noted. Financial health grade: B.

How does Xyz Services Inc spend its money?

Xyz Services Inc directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.

Are donations to Xyz Services Inc tax-deductible?

Xyz Services Inc is registered as a tax-exempt nonprofit (EIN: 134266307). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Xyz Services Inc's spending goes to programs?

Xyz Services Inc directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Xyz Services Inc compare to similar nonprofits?

With a transparency score of 60/100 (Good), Xyz Services Inc is above average for NTEE category F20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Xyz Services Inc located?

Xyz Services Inc is headquartered in Frederick, Maryland and files with the IRS under EIN 134266307. It is classified under NTEE code F20.

How many years of IRS 990 filings does Xyz Services Inc have?

Xyz Services Inc has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $187K in total revenue.

How does Xyz Services Inc cover its consistent operational deficits?

The organization frequently reports expenses exceeding revenues (e.g., $179,990 expenses vs. $187,815 revenue in 2023, $175,361 expenses vs. $163,761 revenue in 2022). This suggests a reliance on accumulated reserves from prior profitable years, drawing down assets, or other unreported funding sources to cover the gap.

What is the nature of the organization's liabilities, which often exceed its assets?

Liabilities have frequently surpassed assets, such as $121,123 in liabilities against $21,639 in assets in 2023, and $151,956 in liabilities against $124,141 in assets in 2020. Understanding the composition of these liabilities (e.g., program-related debt, operational payables) is crucial for assessing financial risk.

Given the 0% officer compensation, how are the organization's leadership roles filled and sustained?

The consistent reporting of 0% officer compensation across all filings implies that the organization's executive functions are either performed by unpaid volunteers or compensated in a manner not classified as 'officer compensation' on the 990. Clarification on this structure would provide insight into its operational model and sustainability.

What caused the negative asset balance of $-5,915 in 2017?

The negative asset balance in 2017 is a significant red flag, indicating that the organization's liabilities exceeded its assets by a substantial margin. A detailed review of the 2017 filing would be necessary to understand the specific financial events or accounting practices that led to this situation.

Filing History

IRS 990 filing history for Xyz Services Inc showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2010–2023), Xyz Services Inc's revenue has declined by 10.3%, moving from $209K to $188K. Total assets increased by 14.4% over the same period, from $19K to $22K. Total functional expenses fell by 14.9%, from $212K to $180K. In its most recent filing year (2023), Xyz Services Inc reported a surplus of $8K, with revenue exceeding expenses. The organization holds $121K in liabilities against $22K in assets (debt-to-asset ratio: 559.7%), resulting in net assets of $-99,484.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $188K $180K $22K $121K
2022 $164K $175K $126K $124K View 990
2021 $165K $127K $127K $116K View 990
2020 $187K $175K $124K $152K
2019 $143K $173K $132K $172K View 990
2018 $186K $186K $131K $140K View 990
2017 $160K $184K $-5,915 $3K View 990
2016 $174K $190K $123K $108K View 990
2015 $205K $210K $119K $86K View 990
2014 $186K $206K $105K $63K View 990
2013 $205K $207K $91K $48K View 990
2012 $200K $201K $93K $48K View 990
2011 $213K $200K $104K $58K View 990
2010 $209K $212K $19K $52K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $188K, expenses of $180K, and assets of $22K (revenue +14.7% year-over-year).
  • 2022: Revenue of $164K, expenses of $175K, and assets of $126K (revenue -1.0% year-over-year).
  • 2021: Revenue of $165K, expenses of $127K, and assets of $127K (revenue -11.4% year-over-year).
  • 2020: Revenue of $187K, expenses of $175K, and assets of $124K (revenue +30.7% year-over-year).
  • 2019: Revenue of $143K, expenses of $173K, and assets of $132K (revenue -23.0% year-over-year).
  • 2018: Revenue of $186K, expenses of $186K, and assets of $131K (revenue +15.8% year-over-year).
  • 2017: Revenue of $160K, expenses of $184K, and assets of $-5,915 (revenue -7.7% year-over-year).
  • 2016: Revenue of $174K, expenses of $190K, and assets of $123K (revenue -15.5% year-over-year).
  • 2015: Revenue of $205K, expenses of $210K, and assets of $119K (revenue +10.6% year-over-year).
  • 2014: Revenue of $186K, expenses of $206K, and assets of $105K (revenue -9.5% year-over-year).
  • 2013: Revenue of $205K, expenses of $207K, and assets of $91K (revenue +2.5% year-over-year).
  • 2012: Revenue of $200K, expenses of $201K, and assets of $93K (revenue -6.3% year-over-year).
  • 2011: Revenue of $213K, expenses of $200K, and assets of $104K (revenue +2.0% year-over-year).
  • 2010: Revenue of $209K, expenses of $212K, and assets of $19K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Xyz Services Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing 2010 Filing

Data Sources and Methodology

This transparency report for Xyz Services Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

Other Nonprofits in Maryland

Explore more nonprofits based in Maryland with AI-powered transparency reports.

View all Maryland nonprofits →

Similar Organizations (NTEE F20)

Other nonprofits classified under NTEE code F20.

View all F20 nonprofits →

Explore Related Nonprofits

Browse by State