Yacht Club Of Stone Harbor
Yacht Club Of Stone Harbor consistently generates revenue surpluses and has grown assets to over $6 million with no reported officer compensation.
EIN: 210598535 · Stone Harbor, NJ · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $4.5M |
| Total Expenses | $2.1M |
| Program Spending | 75% |
| CEO/Top Officer Pay | $2 |
| Net Assets | $3.9M |
| Transparency Score | 85/100 |
Is Yacht Club Of Stone Harbor Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Yacht Club Of Stone Harbor directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Yacht Club Of Stone Harbor
Yacht Club Of Stone Harbor (EIN: 210598535) is a nonprofit organization based in Stone Harbor, NJ. The organization reported total revenue of $4.5M and total assets of $6.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Yacht Club Of Stone Harbor's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Yacht Club Of Stone Harbor is a mid-size nonprofit that has been operating for 81 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 6.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.3M |
| Total Expenses | $2.1M |
| Surplus / Deficit | +$180K |
| Total Assets | $6.3M |
| Total Liabilities | $2.3M |
| Net Assets | $3.9M |
| Operating Margin | 7.8% |
| Debt-to-Asset Ratio | 37.3% |
| Months of Reserves | 35.5 months |
Financial Health Grade: A
In 2023, Yacht Club Of Stone Harbor reported a surplus of $180K with revenue exceeding expenses, holds 35.5 months of operating reserves (strong position), has a debt-to-asset ratio of 37.3% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Yacht Club Of Stone Harbor's revenue has grown at a compound annual growth rate (CAGR) of 6.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +7.8% | +12.5% | +4.3% |
| 2022 | -20.0% | +13.4% | -0.3% |
| 2021 | +82.4% | +21.8% | +11.0% |
| 2020 | -6.8% | -5.5% | -5.7% |
| 2019 | +6.6% | +11.8% | +117.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1945 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Yacht Club Of Stone Harbor with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Yacht Club Of Stone Harbor allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $180K, with revenue exceeding expenses.
- Debt-to-asset ratio: 37.3%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's officers are likely volunteers or receive no direct compensation, which is highly favorable for resource allocation relative to its size and revenue of over $2 million.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Yacht Club Of Stone Harbor's IRS 990 filings:
- Lack of detailed expense breakdown (program vs. admin vs. fundraising) in provided data
- NTEE code is unknown, making direct peer comparison difficult
Strengths
The following positive indicators were identified for Yacht Club Of Stone Harbor:
- Consistent revenue growth over the past decade, from $1.2M to $2.3M
- Healthy asset growth, increasing from $1.9M to $6.2M
- Consistent revenue surpluses, indicating sound financial management
- 0% reported officer compensation across all filings, suggesting efficient use of funds
- Consistent IRS 990 filing history, indicating good transparency practices
Frequently Asked Questions about Yacht Club Of Stone Harbor
Is Yacht Club Of Stone Harbor a legitimate charity?
Based on AI analysis of IRS 990 filings, Yacht Club Of Stone Harbor (EIN: 210598535) some concerns. Mission Score: 85/100. 2 red flags identified, 5 strengths noted.
How does Yacht Club Of Stone Harbor spend its money?
Yacht Club Of Stone Harbor directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Yacht Club Of Stone Harbor tax-deductible?
Yacht Club Of Stone Harbor is registered as a tax-exempt nonprofit (EIN: 210598535). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Yacht Club Of Stone Harbor CEO make?
Yacht Club Of Stone Harbor's highest-compensated officer earns $2 annually. The organization reported $4.5M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Yacht Club Of Stone Harbor's spending goes to programs?
Yacht Club Of Stone Harbor directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Yacht Club Of Stone Harbor located?
Yacht Club Of Stone Harbor is headquartered in Stone Harbor, New Jersey and files with the IRS under EIN 210598535.
How many years of IRS 990 filings does Yacht Club Of Stone Harbor have?
Yacht Club Of Stone Harbor has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.5M in total revenue.
Is the Yacht Club Of Stone Harbor financially stable?
Yes, the organization appears financially stable, consistently generating revenue surpluses and growing its assets from $1.9 million in 2014 to $6.2 million in 2023.
How has the organization's revenue trended over the past decade?
Revenue has shown a strong upward trend, increasing from $1,232,488 in 2014 to $2,301,022 in 2023, with a notable peak of $2,666,859 in 2021.
Does the organization pay its officers?
Based on the IRS 990 filings, officer compensation is consistently reported as 0% for all periods, suggesting officers are not directly compensated.
Filing History
IRS 990 filing history for Yacht Club Of Stone Harbor showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Yacht Club Of Stone Harbor's revenue has grown by 118%, moving from $1.1M to $2.3M. Total assets increased by 322.9% over the same period, from $1.5M to $6.3M. Total functional expenses rose by 119.1%, from $968K to $2.1M. In its most recent filing year (2023), Yacht Club Of Stone Harbor reported a surplus of $180K, with revenue exceeding expenses. The organization holds $2.3M in liabilities against $6.3M in assets (debt-to-asset ratio: 37.3%), resulting in net assets of $3.9M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.3M | $2.1M | $6.3M | $2.3M | — | View 990 |
| 2022 | $2.1M | $1.9M | $6.0M | $2.3M | — | View 990 |
| 2021 | $2.7M | $1.7M | $6.0M | $2.5M | — | View 990 |
| 2020 | $1.5M | $1.4M | $5.4M | $3.0M | — | View 990 |
| 2019 | $1.6M | $1.4M | $5.8M | $3.4M | — | View 990 |
| 2018 | $1.5M | $1.3M | $2.7M | $376K | — | View 990 |
| 2017 | $1.3M | $1.2M | $2.3M | $271K | — | View 990 |
| 2016 | $1.4M | $1.2M | $2.4M | $470K | — | View 990 |
| 2015 | $1.3M | $1.1M | $2.2M | $533K | — | View 990 |
| 2014 | $1.2M | $1.1M | $1.9M | $423K | — | View 990 |
| 2013 | $1.2M | $1.1M | $1.9M | $444K | — | View 990 |
| 2012 | $1.1M | $1.0M | $1.5M | $261K | — | View 990 |
| 2011 | $1.1M | $968K | $1.5M | $284K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.3M, expenses of $2.1M, and assets of $6.3M (revenue +7.8% year-over-year).
- 2022: Revenue of $2.1M, expenses of $1.9M, and assets of $6.0M (revenue -20.0% year-over-year).
- 2021: Revenue of $2.7M, expenses of $1.7M, and assets of $6.0M (revenue +82.4% year-over-year).
- 2020: Revenue of $1.5M, expenses of $1.4M, and assets of $5.4M (revenue -6.8% year-over-year).
- 2019: Revenue of $1.6M, expenses of $1.4M, and assets of $5.8M (revenue +6.6% year-over-year).
- 2018: Revenue of $1.5M, expenses of $1.3M, and assets of $2.7M (revenue +12.0% year-over-year).
- 2017: Revenue of $1.3M, expenses of $1.2M, and assets of $2.3M (revenue -5.9% year-over-year).
- 2016: Revenue of $1.4M, expenses of $1.2M, and assets of $2.4M (revenue +8.7% year-over-year).
- 2015: Revenue of $1.3M, expenses of $1.1M, and assets of $2.2M (revenue +4.3% year-over-year).
- 2014: Revenue of $1.2M, expenses of $1.1M, and assets of $1.9M (revenue +1.1% year-over-year).
- 2013: Revenue of $1.2M, expenses of $1.1M, and assets of $1.9M (revenue +10.4% year-over-year).
- 2012: Revenue of $1.1M, expenses of $1.0M, and assets of $1.5M (revenue +4.6% year-over-year).
- 2011: Revenue of $1.1M, expenses of $968K, and assets of $1.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Yacht Club Of Stone Harbor:
Data Sources and Methodology
This transparency report for Yacht Club Of Stone Harbor is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.