Yeshiva Chayei Olam
Yeshiva Chayei Olam consistently spends more than it earns, leading to growing liabilities.
EIN: 208508320 · Lakewood, NJ · NTEE: B25 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.0M |
| Total Expenses | $1.4M |
| Program Spending | 80% |
| CEO/Top Officer Pay | $1 |
| Net Assets | $-442,220 |
| Transparency Score | 55/100 |
Is Yeshiva Chayei Olam Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Yeshiva Chayei Olam directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Yeshiva Chayei Olam
Yeshiva Chayei Olam (EIN: 208508320) is a nonprofit organization based in Lakewood, NJ, classified under NTEE code B25. The organization reported total revenue of $1.0M and total assets of $381K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Yeshiva Chayei Olam's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Yeshiva Chayei Olam is a mid-size nonprofit that has been operating for 16 years, with 14 years of IRS 990 filings on record (2011–2024). Revenue has grown at a compound annual rate of 7.7%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.0M |
| Total Expenses | $1.4M |
| Surplus / Deficit | $-357,793 |
| Total Assets | $691K |
| Total Liabilities | $1.1M |
| Net Assets | $-442,220 |
| Operating Margin | -34.4% |
| Debt-to-Asset Ratio | 164.0% |
| Months of Reserves | 5.9 months |
Financial Health Grade: C
In 2024, Yeshiva Chayei Olam reported a deficit of $358K with expenses exceeding revenue, holds 5.9 months of operating reserves (adequate), has a debt-to-asset ratio of 164.0% (high leverage).
Financial Trends
Over 14 years of filings (2011–2024), Yeshiva Chayei Olam's revenue has grown at a compound annual growth rate (CAGR) of 7.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | -4.8% | +0.8% | -33.4% |
| 2023 | -25.7% | +10.7% | +200.8% |
| 2022 | +98.5% | +88.7% | +123.9% |
| 2021 | +113.1% | +16.4% | -4.6% |
| 2020 | -35.8% | +12.2% | -25.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2010 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Yeshiva Chayei Olam with a Mission Score of 55 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Yeshiva Chayei Olam allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $358K, with expenses exceeding revenue.
- Debt-to-asset ratio: 164.0%.
Executive Compensation Analysis
No officer compensation has been reported across all available filings, which is unusual for an organization with over $1 million in annual revenue and significant operational expenses. This could indicate that key personnel are compensated through other mechanisms or that leadership serves in an unpaid capacity, which would be a significant contribution to cost efficiency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Yeshiva Chayei Olam's IRS 990 filings:
- Consistent operational deficits, with expenses frequently exceeding revenue (e.g., $1,397,306 expenses vs. $1,039,513 revenue in 2024).
- Rapid increase in liabilities, reaching $1,133,292 in 2024, significantly higher than assets of $691,072.
- Negative net assets in recent years, indicating that liabilities exceed assets.
- No officer compensation reported across all 14 filings, which is atypical for an organization with over $1 million in revenue.
Strengths
The following positive indicators were identified for Yeshiva Chayei Olam:
- Consistent filing of IRS Form 990s, demonstrating a commitment to regulatory transparency.
- Significant revenue generation, often exceeding $1 million annually, indicating donor support.
Frequently Asked Questions about Yeshiva Chayei Olam
Is Yeshiva Chayei Olam a legitimate charity?
Based on AI analysis of IRS 990 filings, Yeshiva Chayei Olam (EIN: 208508320) some concerns. Mission Score: 55/100. 4 red flags identified, 2 strengths noted.
How does Yeshiva Chayei Olam spend its money?
Yeshiva Chayei Olam directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Yeshiva Chayei Olam tax-deductible?
Yeshiva Chayei Olam is registered as a tax-exempt nonprofit (EIN: 208508320). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Yeshiva Chayei Olam CEO make?
Yeshiva Chayei Olam's highest-compensated officer earns $1 annually. The organization reported $1.0M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Yeshiva Chayei Olam's spending goes to programs?
Yeshiva Chayei Olam directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Yeshiva Chayei Olam compare to similar nonprofits?
With a transparency score of 55/100 (Fair), Yeshiva Chayei Olam is near average for NTEE category B25 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Yeshiva Chayei Olam located?
Yeshiva Chayei Olam is headquartered in Lakewood, New Jersey and files with the IRS under EIN 208508320. It is classified under NTEE code B25.
How many years of IRS 990 filings does Yeshiva Chayei Olam have?
Yeshiva Chayei Olam has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.0M in total revenue.
Is Yeshiva Chayei Olam financially sustainable given its recurring deficits?
The organization has consistently reported expenses exceeding revenue in most recent periods (e.g., 2024, 2023, 2020, 2018, 2017, 2015), leading to a significant increase in liabilities to $1,133,292 in 2024, which is a concern for long-term financial sustainability.
How does Yeshiva Chayei Olam cover its operational deficits?
The increasing liabilities, reaching over $1.1 million in 2024, suggest that the organization is covering its operational deficits through borrowing or other forms of debt, rather than through accumulated reserves or consistent revenue generation.
What is the breakdown of Yeshiva Chayei Olam's program, administrative, and fundraising expenses?
The provided data does not include a detailed functional expense breakdown, making it impossible to precisely determine the percentages allocated to programs, administration, and fundraising. This lack of detail limits the assessment of spending efficiency.
Why is no officer compensation reported for an organization of this size?
The consistent reporting of 0% officer compensation across all filings is unusual for an organization with over $1 million in annual revenue. This could imply that leadership is unpaid or compensated through non-traditional means not captured in this line item on the 990.
Filing History
IRS 990 filing history for Yeshiva Chayei Olam showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2024), Yeshiva Chayei Olam's revenue has grown by 163.1%, moving from $395K to $1.0M. Total assets increased by 489.4% over the same period, from $117K to $691K. Total functional expenses rose by 152.7%, from $553K to $1.4M. In its most recent filing year (2024), Yeshiva Chayei Olam reported a deficit of $358K, with expenses exceeding revenue. The organization holds $1.1M in liabilities against $691K in assets (debt-to-asset ratio: 164.0%), resulting in net assets of $-442,220.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $1.0M | $1.4M | $691K | $1.1M | — | View 990 |
| 2023 | $1.1M | $1.4M | $1.0M | $1.1M | — | View 990 |
| 2022 | $1.5M | $1.3M | $345K | $136K | — | View 990 |
| 2021 | $740K | $663K | $154K | $162K | — | View 990 |
| 2020 | $347K | $570K | $161K | $246K | — | View 990 |
| 2019 | $541K | $508K | $216K | $78K | — | View 990 |
| 2018 | $745K | $771K | $224K | $119K | — | View 990 |
| 2017 | $861K | $912K | $246K | $115K | — | View 990 |
| 2016 | $1.1M | $902K | $309K | $127K | — | View 990 |
| 2015 | $951K | $1.0M | $149K | $188K | — | View 990 |
| 2014 | $1.2M | $873K | $188K | $166K | — | View 990 |
| 2013 | $694K | $679K | $152K | $461K | — | View 990 |
| 2012 | $602K | $545K | $137K | $461K | — | View 990 |
| 2011 | $395K | $553K | $117K | $499K | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $1.0M, expenses of $1.4M, and assets of $691K (revenue -4.8% year-over-year).
- 2023: Revenue of $1.1M, expenses of $1.4M, and assets of $1.0M (revenue -25.7% year-over-year).
- 2022: Revenue of $1.5M, expenses of $1.3M, and assets of $345K (revenue +98.5% year-over-year).
- 2021: Revenue of $740K, expenses of $663K, and assets of $154K (revenue +113.1% year-over-year).
- 2020: Revenue of $347K, expenses of $570K, and assets of $161K (revenue -35.8% year-over-year).
- 2019: Revenue of $541K, expenses of $508K, and assets of $216K (revenue -27.4% year-over-year).
- 2018: Revenue of $745K, expenses of $771K, and assets of $224K (revenue -13.5% year-over-year).
- 2017: Revenue of $861K, expenses of $912K, and assets of $246K (revenue -23.3% year-over-year).
- 2016: Revenue of $1.1M, expenses of $902K, and assets of $309K (revenue +18.1% year-over-year).
- 2015: Revenue of $951K, expenses of $1.0M, and assets of $149K (revenue -21.0% year-over-year).
- 2014: Revenue of $1.2M, expenses of $873K, and assets of $188K (revenue +73.4% year-over-year).
- 2013: Revenue of $694K, expenses of $679K, and assets of $152K (revenue +15.3% year-over-year).
- 2012: Revenue of $602K, expenses of $545K, and assets of $137K (revenue +52.4% year-over-year).
- 2011: Revenue of $395K, expenses of $553K, and assets of $117K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Yeshiva Chayei Olam:
Data Sources and Methodology
This transparency report for Yeshiva Chayei Olam is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.