Young Mens Christian Association Of Gloucester County
Gloucester County YMCA faces significant financial decline with consistent operating losses and increasing liabilities.
EIN: 210649032 · Woodbury, NJ · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $528K |
| Total Expenses | $854K |
| Program Spending | 70% |
| CEO/Top Officer Pay | $2 |
| Net Assets | $1.2M |
| Transparency Score | 45/100 |
Is Young Mens Christian Association Of Gloucester County Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Young Mens Christian Association Of Gloucester County directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Young Mens Christian Association Of Gloucester County
Young Mens Christian Association Of Gloucester County (EIN: 210649032) is a nonprofit organization based in Woodbury, NJ. The organization reported total revenue of $528K and total assets of $2.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Young Mens Christian Association Of Gloucester County's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Young Mens Christian Association Of Gloucester County is a small nonprofit that has been operating for 84 years, with 10 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of -14.0%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $528K |
| Total Expenses | $854K |
| Surplus / Deficit | $-325,820 |
| Total Assets | $2.0M |
| Total Liabilities | $845K |
| Net Assets | $1.2M |
| Operating Margin | -61.7% |
| Debt-to-Asset Ratio | 41.9% |
| Months of Reserves | 28.3 months |
Financial Health Grade: B
In 2020, Young Mens Christian Association Of Gloucester County reported a deficit of $326K with expenses exceeding revenue, holds 28.3 months of operating reserves (strong position), has a debt-to-asset ratio of 41.9% (moderate leverage).
Financial Trends
Over 10 years of filings (2011–2020), Young Mens Christian Association Of Gloucester County's revenue has declined at a compound annual growth rate (CAGR) of -14.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | -57.4% | -39.3% | -4.1% |
| 2019 | -15.7% | -17.5% | -7.8% |
| 2018 | -20.3% | -7.6% | +1.7% |
| 2017 | -12.9% | -13.8% | +1.2% |
| 2016 | -9.6% | -7.7% | -4.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1942 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Young Mens Christian Association Of Gloucester County with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Young Mens Christian Association Of Gloucester County allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $326K, with expenses exceeding revenue.
- Debt-to-asset ratio: 41.9%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, which is highly unusual for an entity with assets exceeding $2 million and annual expenses often over $1 million. This could indicate that executive roles are entirely volunteer, or that compensation is reported under other expense categories, potentially obscuring a complete picture of executive remuneration.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Young Mens Christian Association Of Gloucester County's IRS 990 filings:
- Significant and consistent decline in revenue over multiple years (from $2.3M in 2014 to $0.5M in 2020).
- Consistent operating deficits in recent years (e.g., $853,959 expenses vs. $528,139 revenue in 2020).
- Increasing liabilities ($421,853 in 2017 to $844,913 in 2020) while assets are decreasing.
- Reporting 0% officer compensation for an organization with over $2 million in assets, which may lack transparency or indicate unusual operational structure.
Strengths
The following positive indicators were identified for Young Mens Christian Association Of Gloucester County:
- Long history of filing IRS 990s, indicating compliance with reporting requirements.
- Maintains substantial assets ($2,017,369 in 2020) despite financial challenges.
Frequently Asked Questions about Young Mens Christian Association Of Gloucester County
Is Young Mens Christian Association Of Gloucester County a legitimate charity?
Based on AI analysis of IRS 990 filings, Young Mens Christian Association Of Gloucester County (EIN: 210649032) significant concerns. Mission Score: 45/100. 4 red flags identified, 2 strengths noted.
How does Young Mens Christian Association Of Gloucester County spend its money?
Young Mens Christian Association Of Gloucester County directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Young Mens Christian Association Of Gloucester County tax-deductible?
Young Mens Christian Association Of Gloucester County is registered as a tax-exempt nonprofit (EIN: 210649032). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Young Mens Christian Association Of Gloucester County CEO make?
Young Mens Christian Association Of Gloucester County's highest-compensated officer earns $2 annually. The organization reported $528K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Young Mens Christian Association Of Gloucester County's spending goes to programs?
Young Mens Christian Association Of Gloucester County directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Young Mens Christian Association Of Gloucester County located?
Young Mens Christian Association Of Gloucester County is headquartered in Woodbury, New Jersey and files with the IRS under EIN 210649032.
How many years of IRS 990 filings does Young Mens Christian Association Of Gloucester County have?
Young Mens Christian Association Of Gloucester County has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $528K in total revenue.
Why has the organization's revenue declined so dramatically since 2014?
The provided data shows a consistent and steep decline in revenue from $2,368,557 in 2014 to $528,139 in 2020. The IRS 990 filings themselves would need to be reviewed for specific explanations, such as changes in program offerings, funding sources, or economic factors affecting the region.
What is the reason for the consistent reporting of 0% officer compensation?
Reporting 0% officer compensation for an organization of this size is uncommon. It could mean that all executive positions are unpaid volunteer roles, or that compensation is categorized differently within the expense structure, requiring a deeper dive into the detailed expense schedules of the 990 forms.
How does the organization plan to address its increasing liabilities and operating deficits?
The organization has seen liabilities increase from $421,853 in 2017 to $844,913 in 2020, alongside consistent operating losses (e.g., $853,959 expenses vs. $528,139 revenue in 2020). The 990 filings do not provide strategic plans, but these trends indicate a need for significant financial restructuring or increased revenue generation.
Filing History
IRS 990 filing history for Young Mens Christian Association Of Gloucester County showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2020), Young Mens Christian Association Of Gloucester County's revenue has declined by 74.3%, moving from $2.1M to $528K. Total assets increased by 32.9% over the same period, from $1.5M to $2.0M. Total functional expenses fell by 59.3%, from $2.1M to $854K. In its most recent filing year (2020), Young Mens Christian Association Of Gloucester County reported a deficit of $326K, with expenses exceeding revenue. The organization holds $845K in liabilities against $2.0M in assets (debt-to-asset ratio: 41.9%), resulting in net assets of $1.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $528K | $854K | $2.0M | $845K | — | — |
| 2019 | $1.2M | $1.4M | $2.1M | $689K | — | View 990 |
| 2018 | $1.5M | $1.7M | $2.3M | $811K | — | View 990 |
| 2017 | $1.8M | $1.8M | $2.2M | $422K | — | — |
| 2016 | $2.1M | $2.1M | $2.2M | $499K | — | View 990 |
| 2015 | $2.3M | $2.3M | $2.3M | $611K | — | View 990 |
| 2014 | $2.4M | $2.2M | $2.4M | $622K | — | View 990 |
| 2013 | $2.3M | $2.2M | $2.0M | $434K | — | View 990 |
| 2012 | $2.2M | $2.1M | $1.8M | $384K | — | View 990 |
| 2011 | $2.1M | $2.1M | $1.5M | $284K | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $528K, expenses of $854K, and assets of $2.0M (revenue -57.4% year-over-year).
- 2019: Revenue of $1.2M, expenses of $1.4M, and assets of $2.1M (revenue -15.7% year-over-year).
- 2018: Revenue of $1.5M, expenses of $1.7M, and assets of $2.3M (revenue -20.3% year-over-year).
- 2017: Revenue of $1.8M, expenses of $1.8M, and assets of $2.2M (revenue -12.9% year-over-year).
- 2016: Revenue of $2.1M, expenses of $2.1M, and assets of $2.2M (revenue -9.6% year-over-year).
- 2015: Revenue of $2.3M, expenses of $2.3M, and assets of $2.3M (revenue -1.0% year-over-year).
- 2014: Revenue of $2.4M, expenses of $2.2M, and assets of $2.4M (revenue +3.4% year-over-year).
- 2013: Revenue of $2.3M, expenses of $2.2M, and assets of $2.0M (revenue +6.5% year-over-year).
- 2012: Revenue of $2.2M, expenses of $2.1M, and assets of $1.8M (revenue +4.9% year-over-year).
- 2011: Revenue of $2.1M, expenses of $2.1M, and assets of $1.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Young Mens Christian Association Of Gloucester County:
Data Sources and Methodology
This transparency report for Young Mens Christian Association Of Gloucester County is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.