Young Womens Christian Assn
Jamestown YWCA faces consistent operating deficits and declining assets over the past decade.
EIN: 160743244 · Jamestown, NY · NTEE: P270 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.3M |
| Total Expenses | $2.5M |
| Program Spending | 75% |
| CEO/Top Officer Pay | $2 |
| Net Assets | $1.5M |
| Transparency Score | 65/100 |
Is Young Womens Christian Assn Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Young Womens Christian Assn directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Young Womens Christian Assn
Young Womens Christian Assn (EIN: 160743244) is a nonprofit organization based in Jamestown, NY, classified under NTEE code P270. The organization reported total revenue of $2.3M and total assets of $1.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Young Womens Christian Assn's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Young Womens Christian Assn is a mid-size nonprofit that has been operating for 84 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 6.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.1M |
| Total Expenses | $2.5M |
| Surplus / Deficit | $-324,701 |
| Total Assets | $1.9M |
| Total Liabilities | $432K |
| Net Assets | $1.5M |
| Operating Margin | -15.2% |
| Debt-to-Asset Ratio | 22.3% |
| Months of Reserves | 9.5 months |
Financial Health Grade: B
In 2023, Young Womens Christian Assn reported a deficit of $325K with expenses exceeding revenue, holds 9.5 months of operating reserves (strong position), has a debt-to-asset ratio of 22.3% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Young Womens Christian Assn's revenue has grown at a compound annual growth rate (CAGR) of 6.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -9.1% | +4.0% | -7.0% |
| 2022 | -9.0% | +32.9% | -22.9% |
| 2021 | +45.7% | -6.2% | +32.1% |
| 2020 | -22.1% | -19.3% | -32.5% |
| 2019 | +9.1% | +8.1% | -1.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2100 |
| IRS Ruling Date | 1942 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Young Womens Christian Assn with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Young Womens Christian Assn allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $325K, with expenses exceeding revenue.
- Debt-to-asset ratio: 22.3%.
Executive Compensation Analysis
No officer compensation has been reported in any of the available IRS 990 filings, which is unusual for an organization with over $2 million in annual revenue. This could indicate that compensation is below reporting thresholds, paid through a related entity, or not applicable.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Young Womens Christian Assn's IRS 990 filings:
- Consistent operating deficits in multiple recent years (e.g., $324,701 deficit in 202312).
- Significant decline in total assets over the past decade (from $3.4M in 201412 to $1.9M in 202312).
- No reported officer compensation across all 13 filings, which is unusual for an organization with over $2 million in annual revenue.
Strengths
The following positive indicators were identified for Young Womens Christian Assn:
- Long operational history with 13 consistent IRS 990 filings, indicating transparency and stability.
- Maintains a substantial asset base ($1,938,707 in 202312) despite recent declines.
- Relatively stable liabilities, indicating responsible debt management (e.g., $432,108 in 202312).
Frequently Asked Questions about Young Womens Christian Assn
Is Young Womens Christian Assn a legitimate charity?
Based on AI analysis of IRS 990 filings, Young Womens Christian Assn (EIN: 160743244) some concerns. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.
How does Young Womens Christian Assn spend its money?
Young Womens Christian Assn directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Young Womens Christian Assn tax-deductible?
Young Womens Christian Assn is registered as a tax-exempt nonprofit (EIN: 160743244). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Young Womens Christian Assn CEO make?
Young Womens Christian Assn's highest-compensated officer earns $2 annually. The organization reported $2.3M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Young Womens Christian Assn's spending goes to programs?
Young Womens Christian Assn directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Young Womens Christian Assn compare to similar nonprofits?
With a transparency score of 65/100 (Good), Young Womens Christian Assn is above average for NTEE category P270 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Young Womens Christian Assn located?
Young Womens Christian Assn is headquartered in Jamestown, New York and files with the IRS under EIN 160743244. It is classified under NTEE code P270.
How many years of IRS 990 filings does Young Womens Christian Assn have?
Young Womens Christian Assn has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.3M in total revenue.
Is Young Womens Christian Assn a good charity?
The organization consistently provides services, as evidenced by its sustained revenue and expenses over many years. However, its financial health shows concerning trends with recurring operating deficits and a significant decline in assets, which could impact its long-term ability to deliver on its mission.
Why are assets declining?
Assets have decreased from $3,410,504 in 201412 to $1,938,707 in 202312. This decline is likely due to the organization consistently spending more than its revenue in many periods, such as the $324,701 deficit in 202312 and $16,677 deficit in 202212, drawing down its reserves.
What is the trend in revenue and expenses?
Revenue has fluctuated, with the latest period (202312) at $2,130,775, slightly below its peak of $2,576,024 in 202112. Expenses have generally tracked revenue but have exceeded it in several recent years, including 202312 ($2,455,476 expenses vs. $2,130,775 revenue) and 202212 ($2,361,825 expenses vs. $2,345,148 revenue).
Is the organization transparent about executive pay?
Based on the provided data, the organization reports 0% officer compensation across all 13 filings. This lack of reported executive compensation could be a point of concern for transparency, as it's uncommon for an organization of this size to have no reportable officer salaries.
Filing History
IRS 990 filing history for Young Womens Christian Assn showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Young Womens Christian Assn's revenue has grown by 101.5%, moving from $1.1M to $2.1M. Total assets decreased by 51.2% over the same period, from $4.0M to $1.9M. Total functional expenses rose by 61.6%, from $1.5M to $2.5M. In its most recent filing year (2023), Young Womens Christian Assn reported a deficit of $325K, with expenses exceeding revenue. The organization holds $432K in liabilities against $1.9M in assets (debt-to-asset ratio: 22.3%), resulting in net assets of $1.5M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.1M | $2.5M | $1.9M | $432K | — | — |
| 2022 | $2.3M | $2.4M | $2.1M | $320K | — | View 990 |
| 2021 | $2.6M | $1.8M | $2.7M | $488K | — | View 990 |
| 2020 | $1.8M | $1.9M | $2.0M | $513K | — | View 990 |
| 2019 | $2.3M | $2.3M | $3.0M | $297K | — | View 990 |
| 2018 | $2.1M | $2.2M | $3.1M | $347K | — | View 990 |
| 2017 | $1.9M | $1.9M | $3.2M | $313K | — | — |
| 2016 | $1.8M | $1.8M | $3.2M | $319K | — | View 990 |
| 2015 | $1.5M | $1.7M | $3.2M | $289K | — | View 990 |
| 2014 | $1.5M | $1.7M | $3.4M | $332K | — | View 990 |
| 2013 | $1.3M | $1.6M | $3.5M | $148K | — | View 990 |
| 2012 | $1.3M | $1.6M | $3.8M | $162K | — | View 990 |
| 2011 | $1.1M | $1.5M | $4.0M | $144K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.1M, expenses of $2.5M, and assets of $1.9M (revenue -9.1% year-over-year).
- 2022: Revenue of $2.3M, expenses of $2.4M, and assets of $2.1M (revenue -9.0% year-over-year).
- 2021: Revenue of $2.6M, expenses of $1.8M, and assets of $2.7M (revenue +45.7% year-over-year).
- 2020: Revenue of $1.8M, expenses of $1.9M, and assets of $2.0M (revenue -22.1% year-over-year).
- 2019: Revenue of $2.3M, expenses of $2.3M, and assets of $3.0M (revenue +9.1% year-over-year).
- 2018: Revenue of $2.1M, expenses of $2.2M, and assets of $3.1M (revenue +9.1% year-over-year).
- 2017: Revenue of $1.9M, expenses of $1.9M, and assets of $3.2M (revenue +5.6% year-over-year).
- 2016: Revenue of $1.8M, expenses of $1.8M, and assets of $3.2M (revenue +16.8% year-over-year).
- 2015: Revenue of $1.5M, expenses of $1.7M, and assets of $3.2M (revenue +0.2% year-over-year).
- 2014: Revenue of $1.5M, expenses of $1.7M, and assets of $3.4M (revenue +18.9% year-over-year).
- 2013: Revenue of $1.3M, expenses of $1.6M, and assets of $3.5M (revenue -0.2% year-over-year).
- 2012: Revenue of $1.3M, expenses of $1.6M, and assets of $3.8M (revenue +23.1% year-over-year).
- 2011: Revenue of $1.1M, expenses of $1.5M, and assets of $4.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Young Womens Christian Assn:
Data Sources and Methodology
This transparency report for Young Womens Christian Assn is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.