Young Womens Christian Association
YWCA Cortland maintains stable assets and consistent revenue, with no reported officer compensation.
EIN: 150536617 · Cortland, NY · NTEE: P27Z · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $3.6M |
| Total Expenses | $3.5M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $3.6 |
| Net Assets | $4.3M |
| Transparency Score | 85/100 |
Is Young Womens Christian Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Young Womens Christian Association directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Young Womens Christian Association
Young Womens Christian Association (EIN: 150536617) is a nonprofit organization based in Cortland, NY, classified under NTEE code P27Z. The organization reported total revenue of $3.6M and total assets of $5.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Young Womens Christian Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Young Womens Christian Association is a mid-size nonprofit that has been operating for 53 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $3.4M |
| Total Expenses | $3.5M |
| Surplus / Deficit | $-116,118 |
| Total Assets | $5.6M |
| Total Liabilities | $1.3M |
| Net Assets | $4.3M |
| Operating Margin | -3.5% |
| Debt-to-Asset Ratio | 22.5% |
| Months of Reserves | 19.3 months |
Financial Health Grade: B
In 2023, Young Womens Christian Association reported a deficit of $116K with expenses exceeding revenue, holds 19.3 months of operating reserves (strong position), has a debt-to-asset ratio of 22.5% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Young Womens Christian Association's revenue has grown at a compound annual growth rate (CAGR) of 1.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +5.0% | +20.8% | -0.5% |
| 2022 | +1.9% | +28.0% | +3.1% |
| 2021 | +53.8% | +9.2% | +10.3% |
| 2020 | -24.8% | -28.4% | +7.2% |
| 2019 | -5.3% | +2.0% | -1.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 1973 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Young Womens Christian Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Young Womens Christian Association allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $116K, with expenses exceeding revenue.
- Debt-to-asset ratio: 22.5%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting that executive leadership is either entirely volunteer-based or compensated through other expense categories not classified as officer compensation on the 990, which is unusual for an organization of this size ($3.6 million in latest revenue).
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Young Womens Christian Association's IRS 990 filings:
- Consistent reporting of 0% officer compensation, which may obscure actual leadership compensation if paid through other means.
- Slight deficit in 2023 where expenses ($3,478,743) exceeded revenue ($3,362,625).
Strengths
The following positive indicators were identified for Young Womens Christian Association:
- Consistent growth in assets from $4.9 million in 2014 to $5.6 million in 2023.
- Stable and growing revenue base over the past decade.
- Strong financial transparency with consistent IRS 990 filings.
- Positive net income in multiple recent years, including a significant surplus of over $320,000 in 2022.
Frequently Asked Questions about Young Womens Christian Association
Is Young Womens Christian Association a legitimate charity?
Young Womens Christian Association (EIN: 150536617) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $3.6M. 2 red flags identified. 4 strengths noted. Financial health grade: B.
How does Young Womens Christian Association spend its money?
Young Womens Christian Association directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Young Womens Christian Association tax-deductible?
Young Womens Christian Association is registered as a tax-exempt nonprofit (EIN: 150536617). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Young Womens Christian Association CEO make?
Young Womens Christian Association's highest-compensated officer earns $3.6 annually. The organization reported $3.6M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Young Womens Christian Association's spending goes to programs?
Young Womens Christian Association directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Young Womens Christian Association compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Young Womens Christian Association is above average for NTEE category P27Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Young Womens Christian Association located?
Young Womens Christian Association is headquartered in Cortland, New York and files with the IRS under EIN 150536617. It is classified under NTEE code P27Z.
How many years of IRS 990 filings does Young Womens Christian Association have?
Young Womens Christian Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $3.6M in total revenue.
Is the YWCA of Cortland financially stable?
Yes, the YWCA of Cortland appears financially stable, with assets growing from $4.9 million in 2014 to $5.6 million in 2023, and consistent revenue streams averaging over $2.7 million annually. While 2023 showed a slight deficit, it followed a strong surplus in 2022.
How does the YWCA of Cortland manage executive compensation?
The IRS 990 filings consistently report 0% for officer compensation, indicating that the organization's leadership is either volunteer or compensated through other means not categorized as officer compensation on the 990.
Has the organization's revenue been growing?
Yes, the organization's revenue has shown growth over the past decade, increasing from $2.27 million in 2014 to $3.36 million in 2023, with the latest reported revenue at $3.62 million.
Filing History
IRS 990 filing history for Young Womens Christian Association showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Young Womens Christian Association's revenue has grown by 23.6%, moving from $2.7M to $3.4M. Total assets increased by 32.5% over the same period, from $4.2M to $5.6M. Total functional expenses rose by 49.3%, from $2.3M to $3.5M. In its most recent filing year (2023), Young Womens Christian Association reported a deficit of $116K, with expenses exceeding revenue. The organization holds $1.3M in liabilities against $5.6M in assets (debt-to-asset ratio: 22.5%), resulting in net assets of $4.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $3.4M | $3.5M | $5.6M | $1.3M | — | View 990 |
| 2022 | $3.2M | $2.9M | $5.6M | $1.2M | — | View 990 |
| 2021 | $3.1M | $2.3M | $5.4M | $1.3M | — | View 990 |
| 2020 | $2.0M | $2.1M | $4.9M | $1.7M | — | View 990 |
| 2019 | $2.7M | $2.9M | $4.6M | $1.3M | — | View 990 |
| 2018 | $2.9M | $2.8M | $4.7M | $1.3M | — | View 990 |
| 2017 | $2.8M | $2.8M | $4.6M | $1.2M | — | View 990 |
| 2016 | $2.5M | $2.6M | $4.7M | $1.3M | — | View 990 |
| 2015 | $2.6M | $2.5M | $4.8M | $1.4M | — | View 990 |
| 2014 | $2.3M | $2.4M | $4.9M | $1.5M | — | View 990 |
| 2013 | $2.3M | $2.3M | $5.1M | $1.6M | — | View 990 |
| 2012 | $2.7M | $2.3M | $5.4M | $1.7M | — | View 990 |
| 2011 | $2.7M | $2.3M | $4.2M | $930K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $3.4M, expenses of $3.5M, and assets of $5.6M (revenue +5.0% year-over-year).
- 2022: Revenue of $3.2M, expenses of $2.9M, and assets of $5.6M (revenue +1.9% year-over-year).
- 2021: Revenue of $3.1M, expenses of $2.3M, and assets of $5.4M (revenue +53.8% year-over-year).
- 2020: Revenue of $2.0M, expenses of $2.1M, and assets of $4.9M (revenue -24.8% year-over-year).
- 2019: Revenue of $2.7M, expenses of $2.9M, and assets of $4.6M (revenue -5.3% year-over-year).
- 2018: Revenue of $2.9M, expenses of $2.8M, and assets of $4.7M (revenue +2.7% year-over-year).
- 2017: Revenue of $2.8M, expenses of $2.8M, and assets of $4.6M (revenue +9.7% year-over-year).
- 2016: Revenue of $2.5M, expenses of $2.6M, and assets of $4.7M (revenue -0.2% year-over-year).
- 2015: Revenue of $2.6M, expenses of $2.5M, and assets of $4.8M (revenue +12.3% year-over-year).
- 2014: Revenue of $2.3M, expenses of $2.4M, and assets of $4.9M (revenue +0.6% year-over-year).
- 2013: Revenue of $2.3M, expenses of $2.3M, and assets of $5.1M (revenue -15.1% year-over-year).
- 2012: Revenue of $2.7M, expenses of $2.3M, and assets of $5.4M (revenue -2.3% year-over-year).
- 2011: Revenue of $2.7M, expenses of $2.3M, and assets of $4.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Young Womens Christian Association:
Data Sources and Methodology
This transparency report for Young Womens Christian Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.