Young Womens Christian Association Of The City Of New York
YWCA of NYC shows fluctuating financial health with recent stabilization after years of deficits and declining assets.
EIN: 131624230 · New York, NY · NTEE: P27Z · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $5.7M |
| Total Expenses | $5.6M |
| Program Spending | 75% |
| Net Assets | $7.5M |
| Transparency Score | 65/100 |
Is Young Womens Christian Association Of The City Of New York Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Young Womens Christian Association Of The City Of New York directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Young Womens Christian Association Of The City Of New York
Young Womens Christian Association Of The City Of New York (EIN: 131624230) is a nonprofit organization based in New York, NY, classified under NTEE code P27Z. The organization reported total revenue of $5.7M and total assets of $9.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Young Womens Christian Association Of The City Of New York's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Young Womens Christian Association Of The City Of New York is a mid-size nonprofit that has been operating for 82 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -4.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $5.5M |
| Total Expenses | $5.6M |
| Surplus / Deficit | $-154,245 |
| Total Assets | $9.0M |
| Total Liabilities | $1.5M |
| Net Assets | $7.5M |
| Operating Margin | -2.8% |
| Debt-to-Asset Ratio | 16.3% |
| Months of Reserves | 19.1 months |
Financial Health Grade: B
In 2023, Young Womens Christian Association Of The City Of New York reported a deficit of $154K with expenses exceeding revenue, holds 19.1 months of operating reserves (strong position), has a debt-to-asset ratio of 16.3% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Young Womens Christian Association Of The City Of New York's revenue has declined at a compound annual growth rate (CAGR) of -4.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +4.3% | +10.5% | +7.0% |
| 2022 | -18.6% | +55.9% | -9.2% |
| 2021 | +36.2% | -23.6% | +77.2% |
| 2020 | +26.3% | -18.3% | -20.4% |
| 2019 | -46.6% | -35.7% | -29.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 1944 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Young Womens Christian Association Of The City Of New York with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Young Womens Christian Association Of The City Of New York allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $154K, with expenses exceeding revenue.
- Debt-to-asset ratio: 16.3%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, which is unusual for an organization of its size and revenue, suggesting either a volunteer executive team or that compensation is reported under other expense categories.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Young Womens Christian Association Of The City Of New York's IRS 990 filings:
- Recurring operating deficits in multiple years (e.g., 2014-2019, 2023)
- Significant long-term decline in total assets from $18.2M in 2014 to $9.4M currently
- Consistent reporting of 0% officer compensation, which may obscure actual leadership costs if compensated through other means.
Strengths
The following positive indicators were identified for Young Womens Christian Association Of The City Of New York:
- Consistent filing of IRS Form 990s for 13 periods, indicating regulatory compliance.
- Demonstrated ability to generate surpluses in recent years (e.g., 2021, 2022) after a period of deficits.
- Recovery in assets from a low of $5.2M in 2020 to $9.4M currently, showing financial stabilization.
Frequently Asked Questions about Young Womens Christian Association Of The City Of New York
Is Young Womens Christian Association Of The City Of New York a legitimate charity?
Based on AI analysis of IRS 990 filings, Young Womens Christian Association Of The City Of New York (EIN: 131624230) some concerns. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.
How does Young Womens Christian Association Of The City Of New York spend its money?
Young Womens Christian Association Of The City Of New York directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Young Womens Christian Association Of The City Of New York tax-deductible?
Young Womens Christian Association Of The City Of New York is registered as a tax-exempt nonprofit (EIN: 131624230). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Young Womens Christian Association Of The City Of New York's spending goes to programs?
Young Womens Christian Association Of The City Of New York directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Young Womens Christian Association Of The City Of New York compare to similar nonprofits?
With a transparency score of 65/100 (Good), Young Womens Christian Association Of The City Of New York is above average for NTEE category P27Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Young Womens Christian Association Of The City Of New York located?
Young Womens Christian Association Of The City Of New York is headquartered in New York, New York and files with the IRS under EIN 131624230. It is classified under NTEE code P27Z.
How many years of IRS 990 filings does Young Womens Christian Association Of The City Of New York have?
Young Womens Christian Association Of The City Of New York has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5.7M in total revenue.
Is Young Womens Christian Association Of The City Of New York a good charity?
The YWCA of NYC has a long history and provides valuable services. While it has faced financial challenges with recurring deficits in the past, recent years show improved financial management with some surpluses. The lack of reported officer compensation is a point to investigate further for full transparency.
Why are assets declining over the long term?
Assets have declined from a peak of $18,241,315 in 2014 to $9,434,683 currently. This could be due to various factors such as asset sales, depreciation, or using reserves to cover operating deficits experienced in earlier years.
What caused the significant surplus in 2021?
In 2021, revenue was $6,468,588 while expenses were only $3,277,528, resulting in a $3,191,060 surplus. This could be due to one-time grants, significant donations, or reduced operational costs, possibly related to pandemic-era adjustments.
How does the organization fund its operations given past deficits?
The organization has covered deficits through various means, likely including drawing down reserves, securing loans (reflected in liabilities, which peaked at $5,216,002 in 2014), or receiving significant contributions in subsequent periods to offset prior losses.
Filing History
IRS 990 filing history for Young Womens Christian Association Of The City Of New York showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Young Womens Christian Association Of The City Of New York's revenue has declined by 40.8%, moving from $9.3M to $5.5M. Total assets decreased by 52.8% over the same period, from $19.0M to $9.0M. Total functional expenses fell by 42.4%, from $9.8M to $5.6M. In its most recent filing year (2023), Young Womens Christian Association Of The City Of New York reported a deficit of $154K, with expenses exceeding revenue. The organization holds $1.5M in liabilities against $9.0M in assets (debt-to-asset ratio: 16.3%), resulting in net assets of $7.5M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $5.5M | $5.6M | $9.0M | $1.5M | — | — |
| 2022 | $5.3M | $5.1M | $8.4M | $1.1M | — | View 990 |
| 2021 | $6.5M | $3.3M | $9.2M | $961K | — | — |
| 2020 | $4.8M | $4.3M | $5.2M | $915K | — | View 990 |
| 2019 | $3.8M | $5.3M | $6.5M | $2.3M | — | View 990 |
| 2018 | $7.0M | $8.2M | $9.2M | $3.9M | — | View 990 |
| 2017 | $7.3M | $8.7M | $10.7M | $3.9M | — | View 990 |
| 2016 | $7.3M | $9.4M | $12.5M | $4.1M | — | View 990 |
| 2015 | $8.0M | $9.8M | $16.9M | $5.2M | — | View 990 |
| 2014 | $8.0M | $9.4M | $18.2M | $5.2M | — | View 990 |
| 2013 | $8.1M | $9.2M | $18.8M | $5.4M | — | View 990 |
| 2012 | $9.2M | $10.2M | $18.4M | $4.6M | — | View 990 |
| 2011 | $9.3M | $9.8M | $19.0M | $3.2M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $5.5M, expenses of $5.6M, and assets of $9.0M (revenue +4.3% year-over-year).
- 2022: Revenue of $5.3M, expenses of $5.1M, and assets of $8.4M (revenue -18.6% year-over-year).
- 2021: Revenue of $6.5M, expenses of $3.3M, and assets of $9.2M (revenue +36.2% year-over-year).
- 2020: Revenue of $4.8M, expenses of $4.3M, and assets of $5.2M (revenue +26.3% year-over-year).
- 2019: Revenue of $3.8M, expenses of $5.3M, and assets of $6.5M (revenue -46.6% year-over-year).
- 2018: Revenue of $7.0M, expenses of $8.2M, and assets of $9.2M (revenue -4.0% year-over-year).
- 2017: Revenue of $7.3M, expenses of $8.7M, and assets of $10.7M (revenue +0.1% year-over-year).
- 2016: Revenue of $7.3M, expenses of $9.4M, and assets of $12.5M (revenue -8.7% year-over-year).
- 2015: Revenue of $8.0M, expenses of $9.8M, and assets of $16.9M (revenue +0.4% year-over-year).
- 2014: Revenue of $8.0M, expenses of $9.4M, and assets of $18.2M (revenue -1.7% year-over-year).
- 2013: Revenue of $8.1M, expenses of $9.2M, and assets of $18.8M (revenue -11.7% year-over-year).
- 2012: Revenue of $9.2M, expenses of $10.2M, and assets of $18.4M (revenue -0.6% year-over-year).
- 2011: Revenue of $9.3M, expenses of $9.8M, and assets of $19.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Young Womens Christian Association Of The City Of New York:
Data Sources and Methodology
This transparency report for Young Womens Christian Association Of The City Of New York is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.