Ywca Northern New Jersey Inc
Ywca Northern New Jersey Inc: Strong Mission, Financial Fluctuations
EIN: 221494725 · Hackensack, NJ · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $5.6M |
| Total Expenses | $5.4M |
| Program Spending | 75% |
| Net Assets | $3.3M |
| Transparency Score | 85/100 |
Is Ywca Northern New Jersey Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ywca Northern New Jersey Inc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ywca Northern New Jersey Inc
Ywca Northern New Jersey Inc (EIN: 221494725) is a nonprofit organization based in Hackensack, NJ. The organization reported total revenue of $5.6M and total assets of $6.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ywca Northern New Jersey Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ywca Northern New Jersey Inc is a mid-size nonprofit that has been operating for 92 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -4.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.4M |
| Total Expenses | $5.4M |
| Surplus / Deficit | $-1,015,712 |
| Total Assets | $4.7M |
| Total Liabilities | $1.4M |
| Net Assets | $3.3M |
| Operating Margin | -23.2% |
| Debt-to-Asset Ratio | 30.7% |
| Months of Reserves | 10.4 months |
Financial Health Grade: B
In 2023, Ywca Northern New Jersey Inc reported a deficit of $1.0M with expenses exceeding revenue, holds 10.4 months of operating reserves (strong position), has a debt-to-asset ratio of 30.7% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Ywca Northern New Jersey Inc's revenue has declined at a compound annual growth rate (CAGR) of -4.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +16.2% | +18.0% | +0.8% |
| 2022 | -30.9% | +32.3% | -33.9% |
| 2021 | +71.7% | -19.7% | +68.4% |
| 2020 | -44.5% | -7.6% | -8.0% |
| 2019 | -2.3% | -13.6% | +1.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1934 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ywca Northern New Jersey Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Ywca Northern New Jersey Inc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $1.0M, with expenses exceeding revenue.
- Debt-to-asset ratio: 30.7%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided summary data, preventing a specific assessment of individual salaries. However, the 'c0%' in the filings suggests no compensation from related organizations.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Ywca Northern New Jersey Inc's IRS 990 filings:
- Revenue has shown significant year-over-year fluctuations, ranging from $3,177,890 in 2020 to $5,726,926 in 2019, which could indicate funding instability or project-based revenue.
- Expenses have sometimes exceeded revenue, such as in 2022 ($3,772,706 revenue vs. $4,575,649 expenses) and 2018 ($5,859,322 revenue vs. $5,395,637 expenses), potentially leading to reliance on reserves or other funding sources.
Strengths
The following positive indicators were identified for Ywca Northern New Jersey Inc:
- Consistently maintains a strong asset base, with assets generally exceeding liabilities, indicating financial solvency.
- The organization has a long operational history with consistent annual filings, suggesting stability and commitment to its mission.
- Total revenue in 2023 was $4,385,350, showing a recovery from the 2022 dip and demonstrating continued fundraising capability.
Frequently Asked Questions about Ywca Northern New Jersey Inc
Is Ywca Northern New Jersey Inc a legitimate charity?
Ywca Northern New Jersey Inc (EIN: 221494725) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $5.6M. 2 red flags identified. 3 strengths noted. Financial health grade: B.
How does Ywca Northern New Jersey Inc spend its money?
Ywca Northern New Jersey Inc directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Ywca Northern New Jersey Inc tax-deductible?
Ywca Northern New Jersey Inc is registered as a tax-exempt nonprofit (EIN: 221494725). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Ywca Northern New Jersey Inc's spending goes to programs?
Ywca Northern New Jersey Inc directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Ywca Northern New Jersey Inc located?
Ywca Northern New Jersey Inc is headquartered in Hackensack, New Jersey and files with the IRS under EIN 221494725.
How many years of IRS 990 filings does Ywca Northern New Jersey Inc have?
Ywca Northern New Jersey Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5.6M in total revenue.
What does Ywca Northern New Jersey Inc do?
Ywca Northern New Jersey Inc is a nonprofit organization in the Unknown sector, located in Hackensack, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Ywca Northern New Jersey Inc have?
Ywca Northern New Jersey Inc reported total revenue of $5,605,566. Based on 13 IRS 990 filings on record.
What are Ywca Northern New Jersey Inc's total assets?
Ywca Northern New Jersey Inc holds total assets of $6,063,645 as reported in IRS 990 filings.
Where is Ywca Northern New Jersey Inc located?
Ywca Northern New Jersey Inc is based in Hackensack, New Jersey.
What is Ywca Northern New Jersey Inc's EIN?
Ywca Northern New Jersey Inc's Employer Identification Number (EIN) is 221494725. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Ywca Northern New Jersey Inc?
Ywca Northern New Jersey Inc is classified under NTEE code Unknown (Unknown).
Is Ywca Northern New Jersey Inc a registered 501(c)(3)?
Ywca Northern New Jersey Inc appears in IRS records (EIN: 221494725). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Ywca Northern New Jersey Inc file IRS Form 990?
Yes, Ywca Northern New Jersey Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202306.
What was Ywca Northern New Jersey Inc's revenue in 2023?
In the 202306 filing period, Ywca Northern New Jersey Inc reported total revenue of $4,385,350, total expenses of $5,401,062, and net assets of $4,701,732.
Is Ywca Northern New Jersey Inc's revenue growing or declining?
Ywca Northern New Jersey Inc's revenue is growing. Revenue went from $3,772,706 (202206) to $4,385,350 (202306), a +16.2% change. Based on 13 filings on record.
What is Ywca Northern New Jersey Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Ywca Northern New Jersey Inc covers tax period 202306. It shows revenue of $4,385,350, expenses of $5,401,062, total assets of $4,701,732, and liabilities of $1,442,156.
How much does Ywca Northern New Jersey Inc spend on programs vs administration?
Based on IRS 990 analysis, Ywca Northern New Jersey Inc allocates approximately 75% of expenses to program services, 15% to administrative costs, and 10% to fundraising. This indicates strong program focus.
Is Ywca Northern New Jersey Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Ywca Northern New Jersey Inc appears trustworthy. Mission Score: 85/100 (Excellent). 2 red flags identified. 3 strengths noted.
What are the red flags for Ywca Northern New Jersey Inc?
The following concerns were identified: Revenue has shown significant year-over-year fluctuations, ranging from $3,177,890 in 2020 to $5,726,926 in 2019, which could indicate funding instability or project-based revenue.. Expenses have sometimes exceeded revenue, such as in 2022 ($3,772,706 revenue vs. $4,575,649 expenses) and 2018 ($5,859,322 revenue vs. $5,395,637 expenses), potentially leading to reliance on reserves or other funding sources.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Ywca Northern New Jersey Inc's strengths?
Positive indicators for Ywca Northern New Jersey Inc include: Consistently maintains a strong asset base, with assets generally exceeding liabilities, indicating financial solvency.. The organization has a long operational history with consistent annual filings, suggesting stability and commitment to its mission.. Total revenue in 2023 was $4,385,350, showing a recovery from the 2022 dip and demonstrating continued fundraising capability.. These findings are derived from AI analysis of the organization's financial filings.
How does Ywca Northern New Jersey Inc compensate executives?
Executive compensation is not explicitly detailed in the provided summary data, preventing a specific assessment of individual salaries. However, the 'c0%' in the filings suggests no compensation from related organizations. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is Ywca Northern New Jersey Inc?
- Financial statements are publicly available through IRS Form 990 filings. - The organization consistently reports 0% compensation from related organizations, indicating a clear financial structure. - Detailed program service accomplishments are provided, outlining the impact of their work. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
How does the organization manage its programs and services given the notable year-to-year variations in revenue and expenses?
The fluctuations suggest a need for adaptive program planning and resource allocation. While revenue can vary, the consistent asset base and long operational history imply strategic financial management to sustain core services despite these changes.
What specific strategies does Ywca Northern New Jersey Inc employ to mitigate the impact of years where expenses significantly exceed revenue, such as in 2022?
In years like 2022, where expenses ($4,575,649) surpassed revenue ($3,772,706), the organization likely draws upon its accumulated net assets or reserves to cover operational costs, as indicated by the generally healthy asset-to-liability ratio over time.
Filing History
IRS 990 filing history for Ywca Northern New Jersey Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Ywca Northern New Jersey Inc's revenue has declined by 43.3%, moving from $7.7M to $4.4M. Total assets decreased by 35.6% over the same period, from $7.3M to $4.7M. Total functional expenses fell by 30.9%, from $7.8M to $5.4M. In its most recent filing year (2023), Ywca Northern New Jersey Inc reported a deficit of $1.0M, with expenses exceeding revenue. The organization holds $1.4M in liabilities against $4.7M in assets (debt-to-asset ratio: 30.7%), resulting in net assets of $3.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $4.4M | $5.4M | $4.7M | $1.4M | — | — |
| 2022 | $3.8M | $4.6M | $4.7M | $1.7M | — | View 990 |
| 2021 | $5.5M | $3.5M | $7.1M | $1.7M | — | — |
| 2020 | $3.2M | $4.3M | $4.2M | $1.5M | — | View 990 |
| 2019 | $5.7M | $4.7M | $4.6M | $660K | — | View 990 |
| 2018 | $5.9M | $5.4M | $4.5M | $1.1M | — | View 990 |
| 2017 | $5.4M | $5.0M | $4.5M | $1.5M | — | View 990 |
| 2016 | $5.8M | $6.5M | $5.4M | $1.7M | — | View 990 |
| 2015 | $6.3M | $6.5M | $6.3M | $1.6M | — | View 990 |
| 2014 | $6.4M | $6.3M | $6.7M | $1.7M | — | View 990 |
| 2013 | $6.7M | $7.1M | $6.5M | $1.7M | — | View 990 |
| 2012 | $7.1M | $7.5M | $6.8M | $1.7M | — | View 990 |
| 2011 | $7.7M | $7.8M | $7.3M | $1.7M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $4.4M, expenses of $5.4M, and assets of $4.7M (revenue +16.2% year-over-year).
- 2022: Revenue of $3.8M, expenses of $4.6M, and assets of $4.7M (revenue -30.9% year-over-year).
- 2021: Revenue of $5.5M, expenses of $3.5M, and assets of $7.1M (revenue +71.7% year-over-year).
- 2020: Revenue of $3.2M, expenses of $4.3M, and assets of $4.2M (revenue -44.5% year-over-year).
- 2019: Revenue of $5.7M, expenses of $4.7M, and assets of $4.6M (revenue -2.3% year-over-year).
- 2018: Revenue of $5.9M, expenses of $5.4M, and assets of $4.5M (revenue +8.2% year-over-year).
- 2017: Revenue of $5.4M, expenses of $5.0M, and assets of $4.5M (revenue -5.9% year-over-year).
- 2016: Revenue of $5.8M, expenses of $6.5M, and assets of $5.4M (revenue -8.4% year-over-year).
- 2015: Revenue of $6.3M, expenses of $6.5M, and assets of $6.3M (revenue -1.4% year-over-year).
- 2014: Revenue of $6.4M, expenses of $6.3M, and assets of $6.7M (revenue -5.2% year-over-year).
- 2013: Revenue of $6.7M, expenses of $7.1M, and assets of $6.5M (revenue -5.7% year-over-year).
- 2012: Revenue of $7.1M, expenses of $7.5M, and assets of $6.8M (revenue -7.9% year-over-year).
- 2011: Revenue of $7.7M, expenses of $7.8M, and assets of $7.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ywca Northern New Jersey Inc:
Data Sources and Methodology
This transparency report for Ywca Northern New Jersey Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.