Ywca Of Mount Desert Island
YWCA of Mount Desert Island maintains strong assets despite recent operating deficit and increased liabilities.
EIN: 10211569 · Bar Harbor, ME · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.9M |
| Total Expenses | $622K |
| Program Spending | 85% |
| Net Assets | $5.9M |
| Transparency Score | 80/100 |
Is Ywca Of Mount Desert Island Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ywca Of Mount Desert Island directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ywca Of Mount Desert Island
Ywca Of Mount Desert Island (EIN: 10211569) is a nonprofit organization based in Bar Harbor, ME. The organization reported total revenue of $1.9M and total assets of $7.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ywca Of Mount Desert Island's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ywca Of Mount Desert Island is a mid-size nonprofit that has been operating for 55 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 0.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $589K |
| Total Expenses | $622K |
| Surplus / Deficit | $-32,998 |
| Total Assets | $6.7M |
| Total Liabilities | $816K |
| Net Assets | $5.9M |
| Operating Margin | -5.6% |
| Debt-to-Asset Ratio | 12.2% |
| Months of Reserves | 129.1 months |
Financial Health Grade: B
In 2023, Ywca Of Mount Desert Island reported a deficit of $33K with expenses exceeding revenue, holds 129.1 months of operating reserves (strong position), has a debt-to-asset ratio of 12.2% (very low leverage).
Financial Trends
Over 14 years of filings (2010–2023), Ywca Of Mount Desert Island's revenue has grown at a compound annual growth rate (CAGR) of 0.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +3.7% | +11.7% | +14.2% |
| 2022 | -9.1% | +1.8% | -10.4% |
| 2021 | -22.7% | +7.2% | +7.2% |
| 2020 | +72.1% | -6.1% | +4.4% |
| 2019 | -21.3% | -5.5% | +10.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1971 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ywca Of Mount Desert Island with a Mission Score of 80 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Ywca Of Mount Desert Island allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $33K, with expenses exceeding revenue.
- Debt-to-asset ratio: 12.2%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries are paid to officers, which is highly unusual for an organization of this size and suggests a volunteer-led executive structure or that compensation is reported under other expense categories, warranting further review of the full 990.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Ywca Of Mount Desert Island's IRS 990 filings:
- Significant increase in liabilities in 2023 ($815,870) without clear explanation.
- Consistent 0% officer compensation, which is unusual for an organization with nearly $2 million in latest revenue and $7 million in assets, potentially obscuring executive compensation details.
Strengths
The following positive indicators were identified for Ywca Of Mount Desert Island:
- Strong asset base ($6,696,278 in 2023) providing financial stability.
- Consistent filing history (14 filings) indicating good transparency.
- Generally stable revenue and expense patterns over the past decade.
- Absence of reported officer compensation suggests a high proportion of resources may be directed towards programs, assuming no hidden compensation.
Frequently Asked Questions about Ywca Of Mount Desert Island
Is Ywca Of Mount Desert Island a legitimate charity?
Ywca Of Mount Desert Island (EIN: 10211569) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 80/100. It has 14 years of IRS 990 filings on record. Total revenue: $1.9M. 2 red flags identified. 4 strengths noted. Financial health grade: B.
How does Ywca Of Mount Desert Island spend its money?
Ywca Of Mount Desert Island directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Ywca Of Mount Desert Island tax-deductible?
Ywca Of Mount Desert Island is registered as a tax-exempt nonprofit (EIN: 10211569). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Ywca Of Mount Desert Island's spending goes to programs?
Ywca Of Mount Desert Island directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Ywca Of Mount Desert Island located?
Ywca Of Mount Desert Island is headquartered in Bar Harbor, Maine and files with the IRS under EIN 10211569.
How many years of IRS 990 filings does Ywca Of Mount Desert Island have?
Ywca Of Mount Desert Island has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.9M in total revenue.
What caused the significant increase in liabilities to $815,870 in 2023?
The provided data does not specify the nature of the liabilities, but this substantial increase from previous years (e.g., $13,490 in 2022) requires examination of the full IRS 990 to understand if it's related to debt, deferred revenue, or other obligations.
How does the YWCA of Mount Desert Island sustain operations without reported officer compensation?
The consistent reporting of 0% officer compensation suggests either a fully volunteer-led executive team or that executive salaries are categorized differently within the expense structure, which would need clarification from the full financial statements.
What are the specific program activities and their associated costs?
The provided summary data does not detail specific program expenses. A review of the full IRS 990, particularly Part III (Statement of Program Service Accomplishments) and Part IX (Statement of Functional Expenses), would be necessary to understand the allocation of funds to programs.
Filing History
IRS 990 filing history for Ywca Of Mount Desert Island showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), Ywca Of Mount Desert Island's revenue has grown by 3.9%, moving from $567K to $589K. Total assets increased by 50.7% over the same period, from $4.4M to $6.7M. Total functional expenses rose by 85.7%, from $335K to $622K. In its most recent filing year (2023), Ywca Of Mount Desert Island reported a deficit of $33K, with expenses exceeding revenue. The organization holds $816K in liabilities against $6.7M in assets (debt-to-asset ratio: 12.2%), resulting in net assets of $5.9M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $589K | $622K | $6.7M | $816K | — | — |
| 2022 | $568K | $558K | $5.9M | $13K | — | View 990 |
| 2021 | $625K | $548K | $6.5M | $9K | — | View 990 |
| 2020 | $809K | $511K | $6.1M | $21K | — | View 990 |
| 2019 | $470K | $544K | $5.8M | $5K | — | View 990 |
| 2018 | $597K | $575K | $5.3M | $4K | — | View 990 |
| 2017 | $880K | $534K | $5.9M | $7K | — | View 990 |
| 2016 | $418K | $528K | $5.0M | $6K | — | View 990 |
| 2015 | $311K | $510K | $4.9M | $4K | — | View 990 |
| 2014 | $380K | $437K | $5.4M | $8K | — | View 990 |
| 2013 | $617K | $418K | $5.4M | $7K | — | View 990 |
| 2012 | $309K | $338K | $4.5M | $322 | — | View 990 |
| 2011 | $367K | $331K | $4.6M | $72 | — | View 990 |
| 2010 | $567K | $335K | $4.4M | $941 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $589K, expenses of $622K, and assets of $6.7M (revenue +3.7% year-over-year).
- 2022: Revenue of $568K, expenses of $558K, and assets of $5.9M (revenue -9.1% year-over-year).
- 2021: Revenue of $625K, expenses of $548K, and assets of $6.5M (revenue -22.7% year-over-year).
- 2020: Revenue of $809K, expenses of $511K, and assets of $6.1M (revenue +72.1% year-over-year).
- 2019: Revenue of $470K, expenses of $544K, and assets of $5.8M (revenue -21.3% year-over-year).
- 2018: Revenue of $597K, expenses of $575K, and assets of $5.3M (revenue -32.2% year-over-year).
- 2017: Revenue of $880K, expenses of $534K, and assets of $5.9M (revenue +110.4% year-over-year).
- 2016: Revenue of $418K, expenses of $528K, and assets of $5.0M (revenue +34.6% year-over-year).
- 2015: Revenue of $311K, expenses of $510K, and assets of $4.9M (revenue -18.3% year-over-year).
- 2014: Revenue of $380K, expenses of $437K, and assets of $5.4M (revenue -38.4% year-over-year).
- 2013: Revenue of $617K, expenses of $418K, and assets of $5.4M (revenue +99.9% year-over-year).
- 2012: Revenue of $309K, expenses of $338K, and assets of $4.5M (revenue -15.9% year-over-year).
- 2011: Revenue of $367K, expenses of $331K, and assets of $4.6M (revenue -35.3% year-over-year).
- 2010: Revenue of $567K, expenses of $335K, and assets of $4.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ywca Of Mount Desert Island:
Data Sources and Methodology
This transparency report for Ywca Of Mount Desert Island is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.