Zion Christian Church Foundation
Zion Christian Church Foundation consistently spends more than it earns, drawing down assets over time.
EIN: 203716919 · Troy, MI · NTEE: X11 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $247K |
| Total Expenses | $574K |
| Program Spending | 70% |
| Net Assets | $4.3M |
| Transparency Score | 55/100 |
Is Zion Christian Church Foundation Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Zion Christian Church Foundation directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Zion Christian Church Foundation
Zion Christian Church Foundation (EIN: 203716919) is a nonprofit organization based in Troy, MI, classified under NTEE code X11. The organization reported total revenue of $247K and total assets of $6.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Zion Christian Church Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Zion Christian Church Foundation is a small nonprofit that has been operating for 20 years, with 9 years of IRS 990 filings on record (2012–2019). Revenue has grown at a compound annual rate of -6.1%.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
| Total Revenue | $247K |
| Total Expenses | $574K |
| Surplus / Deficit | $-326,887 |
| Total Assets | $6.8M |
| Total Liabilities | $2.5M |
| Net Assets | $4.3M |
| Operating Margin | -132.3% |
| Debt-to-Asset Ratio | 36.7% |
| Months of Reserves | 142.5 months |
Financial Health Grade: B
In 2019, Zion Christian Church Foundation reported a deficit of $327K with expenses exceeding revenue, holds 142.5 months of operating reserves (strong position), has a debt-to-asset ratio of 36.7% (moderate leverage).
Financial Trends
Over 9 years of filings (2012–2019), Zion Christian Church Foundation's revenue has declined at a compound annual growth rate (CAGR) of -6.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2019 | +11.9% | +1.3% | -5.5% |
| 2018 | -6.7% | +4.2% | -5.5% |
| 2017 | +15.9% | -0.2% | -4.8% |
| 2016 | +99.9% | +96.6% | -4.9% |
| 2015 | -51.7% | -50.4% | -2.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 7000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Zion Christian Church Foundation with a Mission Score of 55 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Zion Christian Church Foundation allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $327K, with expenses exceeding revenue.
- Debt-to-asset ratio: 36.7%.
Executive Compensation Analysis
Executive compensation is reported as 0% for all available periods, indicating that no officers or key employees received compensation from the organization, which is a positive sign for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Zion Christian Church Foundation's IRS 990 filings:
- Consistent and significant deficit spending (e.g., $574,040 expenses vs. $247,153 revenue in 2019).
- Steady decline in total assets over time, from $9,932,640 in 2012 to $6,814,340 in 2019.
- Liabilities have remained relatively high and stable despite declining assets, indicating potential financial strain.
Strengths
The following positive indicators were identified for Zion Christian Church Foundation:
- No reported officer compensation, indicating efficient use of funds regarding executive pay.
- Long filing history (9 filings) suggests consistent compliance with IRS reporting requirements.
Frequently Asked Questions about Zion Christian Church Foundation
Is Zion Christian Church Foundation a legitimate charity?
Based on AI analysis of IRS 990 filings, Zion Christian Church Foundation (EIN: 203716919) some concerns. Mission Score: 55/100. 3 red flags identified, 2 strengths noted.
How does Zion Christian Church Foundation spend its money?
Zion Christian Church Foundation directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Zion Christian Church Foundation tax-deductible?
Zion Christian Church Foundation is registered as a tax-exempt nonprofit (EIN: 203716919). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Zion Christian Church Foundation's spending goes to programs?
Zion Christian Church Foundation directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does Zion Christian Church Foundation compare to similar nonprofits?
With a transparency score of 55/100 (Fair), Zion Christian Church Foundation is near average for NTEE category X11 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Zion Christian Church Foundation located?
Zion Christian Church Foundation is headquartered in Troy, Michigan and files with the IRS under EIN 203716919. It is classified under NTEE code X11.
How many years of IRS 990 filings does Zion Christian Church Foundation have?
Zion Christian Church Foundation has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $247K in total revenue.
How does Zion Christian Church Foundation cover its consistent operating deficits?
The organization consistently spends more than its reported revenue (e.g., $574,040 expenses vs. $247,153 revenue in 2019). This suggests they are either drawing down assets, utilizing investment income not categorized as 'Revenue', or receiving other non-operating funds to cover the difference.
What is the long-term sustainability plan given the declining asset base?
The foundation's assets have decreased from $9,932,640 in 2012 to $6,814,340 in 2019. This trend of asset depletion raises questions about the organization's ability to sustain its operations indefinitely without a change in its financial model.
What are the primary program activities funded by the foundation?
The provided data does not detail specific program activities or the allocation of expenses between program, administrative, and fundraising. Further investigation into their 990 filings would be needed to understand their programmatic impact.
Filing History
IRS 990 filing history for Zion Christian Church Foundation showing financial trends over 9 years of public records:
Over 9 years of IRS 990 filings (2012–2019), Zion Christian Church Foundation's revenue has declined by 35.7%, moving from $384K to $247K. Total assets decreased by 31.4% over the same period, from $9.9M to $6.8M. Total functional expenses fell by 9.8%, from $636K to $574K. In its most recent filing year (2019), Zion Christian Church Foundation reported a deficit of $327K, with expenses exceeding revenue. The organization holds $2.5M in liabilities against $6.8M in assets (debt-to-asset ratio: 36.7%), resulting in net assets of $4.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2019 | $247K | $574K | $6.8M | $2.5M | — | View 990 |
| 2018 | $221K | $567K | $7.2M | $2.6M | — | View 990 |
| 2017 | $237K | $544K | $7.6M | $2.7M | — | View 990 |
| 2016 | $204K | $544K | $8.0M | $2.7M | — | View 990 |
| 2015 | $102K | $277K | $8.4M | $2.8M | — | View 990 |
| 2015 | $211K | $558K | $8.6M | $2.8M | — | View 990 |
| 2014 | $195K | $572K | $9.1M | $2.9M | — | View 990 |
| 2013 | $325K | $616K | $9.5M | $3.0M | — | View 990 |
| 2012 | $384K | $636K | $9.9M | $3.1M | — | View 990 |
Year-by-Year Financial Summary
- 2019: Revenue of $247K, expenses of $574K, and assets of $6.8M (revenue +11.9% year-over-year).
- 2018: Revenue of $221K, expenses of $567K, and assets of $7.2M (revenue -6.7% year-over-year).
- 2017: Revenue of $237K, expenses of $544K, and assets of $7.6M (revenue +15.9% year-over-year).
- 2016: Revenue of $204K, expenses of $544K, and assets of $8.0M (revenue +99.9% year-over-year).
- 2015: Revenue of $102K, expenses of $277K, and assets of $8.4M (revenue -51.7% year-over-year).
- 2015: Revenue of $211K, expenses of $558K, and assets of $8.6M (revenue +8.5% year-over-year).
- 2014: Revenue of $195K, expenses of $572K, and assets of $9.1M (revenue -40.0% year-over-year).
- 2013: Revenue of $325K, expenses of $616K, and assets of $9.5M (revenue -15.4% year-over-year).
- 2012: Revenue of $384K, expenses of $636K, and assets of $9.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Zion Christian Church Foundation:
Data Sources and Methodology
This transparency report for Zion Christian Church Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.