Is Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr Legit?
Quick charity verification for Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr (EIN: 137081205)
Verdict: Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr appears trustworthy
90/100Mission Score
$143.6MRevenue
$75.7MAssets
1Red Flags
5Strengths
Red Flags
Unusually low (0%) reported officer compensation for an organization of this size, which may warrant further inquiry into how leadership is compensated or structured.
Strengths
Consistent revenue generation exceeding $100 million annually.
Significant and consistent growth in assets, from $7 million in 2014 to over $70 million in 2023.
Zero reported liabilities across all available filing periods, indicating exceptional financial stability.
High estimated program spending ratio (96%), suggesting efficient use of funds for its mission.
Consistent IRS 990 filing history demonstrating transparency.
Spending Breakdown
How Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr allocates its funds across programs, administration, and fundraising.
96%
Program Spending
Healthy — majority goes to mission
4%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr
Is Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr a legitimate charity?
Based on AI analysis of IRS 990 filings, Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr (EIN: 137081205) appears trustworthy. Mission Score: 90/100. 1 red flag identified, 5 strengths noted.
Is Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr a good charity to donate to?
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr has a Mission Score of 90/100. Revenue: $143.6M. Assets: $75.7M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr?
The Employer Identification Number (EIN) for Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr is 137081205. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr spend its money?
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr allocates 96% to programs, 4% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr's tax-exempt status?
You can verify Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr's tax-exempt status using EIN 137081205 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr demonstrates consistent financial activity with annual revenues consistently exceeding $100 million. The organization's assets have shown significant growth over the past decade, increasing from $7,037,437 in 2014 to $70,598,425 in 2023, indicating strong financial management and accumulation of resources. The consistent reporting of zero liabilities across all available filings suggests a very healthy balance sheet and a low-risk financial profile. The organization's spending efficiency appears robust, with expenses generally tracking closely to revenue, indicating that the majority of funds are being utilized for its stated purpose. For example, in 2023, expenses were $136,046,404 against revenues of $141,484,748.
The organization's transparency is commendable, particularly with the consistent reporting of 0% officer compensation, which suggests that executive leadership is either unpaid or compensated through other means not classified as officer compensation, or that the organization is structured in a way that minimizes executive pay from its direct revenue. This practice, if it means no compensation, would free up more funds for programmatic activities. The consistent filing of IRS Form 990s over 14 periods further enhances its transparency, providing a clear historical record of its financial operations. The absence of liabilities is a significant positive indicator of financial stability and responsible fiscal management.