Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr consistently manages over $100M in revenue with zero reported liabilities and growing assets.
EIN: 137081205 · Dallas, TX · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $143.6M |
| Total Expenses | $136.0M |
| Program Spending | 96% |
| CEO/Top Officer Pay | $100 |
| Net Assets | $70.6M |
| Transparency Score | 90/100 |
Is Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr directs 96% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr (EIN: 137081205) is a nonprofit organization based in Dallas, TX. The organization reported total revenue of $143.6M and total assets of $75.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr is a major nonprofit that has been operating for 30 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 2.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $141.5M |
| Total Expenses | $136.0M |
| Surplus / Deficit | +$5.4M |
| Total Assets | $70.6M |
| Net Assets | $70.6M |
| Operating Margin | 3.8% |
| Months of Reserves | 6.2 months |
Financial Health Grade: A
In 2023, Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr reported a surplus of $5.4M with revenue exceeding expenses, holds 6.2 months of operating reserves (strong position).
Financial Trends
Over 14 years of filings (2010–2023), Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr's revenue has grown at a compound annual growth rate (CAGR) of 2.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +3.8% | +11.2% | +21.8% |
| 2022 | +4.7% | -8.8% | +23.9% |
| 2021 | -5.1% | +5.8% | -10.5% |
| 2020 | +1.8% | -3.4% | +34.1% |
| 2019 | -0.6% | +4.4% | +15.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1996 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 4%
- programs: 96%
- fundraising: 0%
According to IRS 990 filings, Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr allocates its expenses as follows: admin: 4%, programs: 96%, fundraising: 0%. With 96% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $5.4M, with revenue exceeding expenses.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting that executive leadership is either uncompensated or compensated through non-officer channels, which is highly unusual for an organization with over $100 million in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr's IRS 990 filings:
- Unusually low (0%) reported officer compensation for an organization of this size, which may warrant further inquiry into how leadership is compensated or structured.
Strengths
The following positive indicators were identified for Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr:
- Consistent revenue generation exceeding $100 million annually.
- Significant and consistent growth in assets, from $7 million in 2014 to over $70 million in 2023.
- Zero reported liabilities across all available filing periods, indicating exceptional financial stability.
- High estimated program spending ratio (96%), suggesting efficient use of funds for its mission.
- Consistent IRS 990 filing history demonstrating transparency.
Frequently Asked Questions about Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr
Is Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr a legitimate charity?
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr (EIN: 137081205) is a registered tax-exempt nonprofit based in Texas. Our AI analysis gives it a Mission Score of 90/100. It has 14 years of IRS 990 filings on record. Total revenue: $143.6M. 1 red flag identified. 5 strengths noted. Financial health grade: A.
How does Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr spend its money?
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr directs 96% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr tax-deductible?
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr is registered as a tax-exempt nonprofit (EIN: 137081205). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr CEO make?
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr's highest-compensated officer earns $100 annually. The organization reported $143.6M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
Where is Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr located?
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr is headquartered in Dallas, Texas and files with the IRS under EIN 137081205.
How many years of IRS 990 filings does Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr have?
Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $143.6M in total revenue.
Is Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr a good charity?
Based on the available financial data, the organization appears to be very well-managed financially, with consistent revenue, growing assets, and zero reported liabilities. Its high program spending ratio (estimated at 96%) and 0% officer compensation are strong indicators of efficiency and dedication to its mission.
How does the organization manage to have 0% officer compensation with such high revenue?
The filings consistently show 0% officer compensation. This could mean that the officers are volunteers, compensated through a related entity, or that the organization's structure does not classify its leadership compensation as 'officer compensation' in the traditional 990 sense. Further investigation into their operational structure would be needed to fully understand this.
What is the primary use of the organization's funds?
Given the high program spending ratio (estimated at 96% based on the difference between revenue and expenses, and the lack of reported fundraising or significant administrative costs), the vast majority of funds are likely directed towards its core medical and dental plan services for Army & Air Force Exchange Service personnel.
Filing History
IRS 990 filing history for Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr's revenue has grown by 29.2%, moving from $109.5M to $141.5M. Total assets increased by 193.3% over the same period, from $24.1M to $70.6M. Total functional expenses rose by 18.5%, from $114.8M to $136.0M. In its most recent filing year (2023), Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr reported a surplus of $5.4M, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $141.5M | $136.0M | $70.6M | $0 | — | — |
| 2022 | $136.3M | $122.4M | $58.0M | $0 | — | View 990 |
| 2021 | $130.2M | $134.2M | $46.8M | $0 | — | View 990 |
| 2020 | $137.2M | $126.8M | $52.2M | $0 | — | View 990 |
| 2019 | $134.7M | $131.3M | $39.0M | $0 | — | — |
| 2018 | $135.5M | $125.8M | $33.9M | $0 | — | View 990 |
| 2017 | $133.4M | $118.2M | $23.9M | $0 | — | View 990 |
| 2016 | $126.8M | $122.3M | $8.6M | $0 | — | View 990 |
| 2015 | $117.2M | $118.9M | $5.4M | $0 | — | View 990 |
| 2014 | $120.1M | $124.1M | $7.0M | $0 | — | View 990 |
| 2013 | $131.3M | $135.7M | $10.8M | $0 | — | View 990 |
| 2012 | $128.4M | $130.3M | $15.2M | $0 | — | View 990 |
| 2011 | $125.1M | $127.0M | $20.0M | $0 | — | View 990 |
| 2010 | $109.5M | $114.8M | $24.1M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $141.5M, expenses of $136.0M, and assets of $70.6M (revenue +3.8% year-over-year).
- 2022: Revenue of $136.3M, expenses of $122.4M, and assets of $58.0M (revenue +4.7% year-over-year).
- 2021: Revenue of $130.2M, expenses of $134.2M, and assets of $46.8M (revenue -5.1% year-over-year).
- 2020: Revenue of $137.2M, expenses of $126.8M, and assets of $52.2M (revenue +1.8% year-over-year).
- 2019: Revenue of $134.7M, expenses of $131.3M, and assets of $39.0M (revenue -0.6% year-over-year).
- 2018: Revenue of $135.5M, expenses of $125.8M, and assets of $33.9M (revenue +1.5% year-over-year).
- 2017: Revenue of $133.4M, expenses of $118.2M, and assets of $23.9M (revenue +5.2% year-over-year).
- 2016: Revenue of $126.8M, expenses of $122.3M, and assets of $8.6M (revenue +8.2% year-over-year).
- 2015: Revenue of $117.2M, expenses of $118.9M, and assets of $5.4M (revenue -2.4% year-over-year).
- 2014: Revenue of $120.1M, expenses of $124.1M, and assets of $7.0M (revenue -8.5% year-over-year).
- 2013: Revenue of $131.3M, expenses of $135.7M, and assets of $10.8M (revenue +2.3% year-over-year).
- 2012: Revenue of $128.4M, expenses of $130.3M, and assets of $15.2M (revenue +2.6% year-over-year).
- 2011: Revenue of $125.1M, expenses of $127.0M, and assets of $20.0M (revenue +14.2% year-over-year).
- 2010: Revenue of $109.5M, expenses of $114.8M, and assets of $24.1M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr:
Data Sources and Methodology
This transparency report for Active Medical & Dental Plans Of Army & Air Force Exchng Ser Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.