Quick charity verification for Active Retirement Association (EIN: 20367431)
Verdict: Active Retirement Association appears trustworthy
95/100Mission Score
$80KRevenue
$114KAssets
0Red Flags
5Strengths
No red flags identified.
Strengths
Consistent operational surpluses, such as $4,204 in 2024 ($99,762 revenue - $95,558 expenses).
Zero reported liabilities across all 13 filing periods.
0% officer compensation, indicating highly efficient use of funds.
Steady growth in assets from $71,225 in 2015 to $109,787 in 2024.
Consistent filing of IRS Form 990s for 13 periods, demonstrating strong transparency.
Spending Breakdown
How Active Retirement Association allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Active Retirement Association
Is Active Retirement Association a legitimate charity?
Based on AI analysis of IRS 990 filings, Active Retirement Association (EIN: 20367431) appears trustworthy. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
Is Active Retirement Association a good charity to donate to?
Active Retirement Association has a Mission Score of 95/100. Revenue: $80K. Assets: $114K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Active Retirement Association?
The Employer Identification Number (EIN) for Active Retirement Association is 20367431. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Active Retirement Association spend its money?
Active Retirement Association allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Active Retirement Association's tax-exempt status?
You can verify Active Retirement Association's tax-exempt status using EIN 20367431 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Active Retirement Association demonstrates consistent financial health, maintaining positive net assets and operating with a surplus in most recent years. For example, in 2024, revenue was $99,762 against expenses of $95,558, resulting in a surplus. The organization's assets have shown steady growth, increasing from $71,225 in 2015 to $109,787 in 2024, indicating sound financial management and accumulation of reserves. The absence of liabilities across all reported periods is a significant strength, suggesting a debt-free operation.
Spending efficiency appears high, particularly given the reported 0% officer compensation across all filings, which implies a volunteer-driven or very lean administrative structure. This directly contributes to a higher proportion of funds being available for program services. While specific program spending percentages are not detailed in the provided data, the overall operational surpluses and lack of executive compensation suggest a focus on mission delivery rather than overhead.
Transparency is strong regarding executive compensation, as the 0% reported officer compensation is a clear indicator. The consistent filing of IRS Form 990s over 13 periods further enhances transparency, allowing for public scrutiny of their financial activities. The organization's consistent financial reporting and growth in assets without incurring debt reflect a well-managed and transparent operation.