Active Retirement Association

Active Retirement Association consistently operates with surpluses and no executive compensation, growing assets over a decade.

EIN: 20367431 · Durham, NH · NTEE: P81Z · Updated: 2026-03-28

$80KRevenue
$114KAssets
95/100Mission Score (Excellent)
P81Z
Active Retirement Association Financial Summary
MetricValue
Total Revenue$80K
Total Expenses$96K
Program Spending90%
CEO/Top Officer Pay$99,762.
Net Assets$110K
Transparency Score95/100

Is Active Retirement Association Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Active Retirement Association directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Active Retirement Association

Active Retirement Association (EIN: 20367431) is a nonprofit organization based in Durham, NH, classified under NTEE code P81Z. The organization reported total revenue of $80K and total assets of $114K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Active Retirement Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

37Years Operating
MicroSize Classification
13Years of Filings
MixedRevenue Trajectory

Active Retirement Association is a micro nonprofit that has been operating for 37 years, with 13 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of 6.8%.

Key Financial Metrics (2024)

From the most recent IRS 990 filing on record:

Total Revenue$100K
Total Expenses$96K
Surplus / Deficit+$4K
Total Assets$110K
Net Assets$110K
Operating Margin4.2%
Months of Reserves13.8 months

Financial Health Grade: A

In 2024, Active Retirement Association reported a surplus of $4K with revenue exceeding expenses, holds 13.8 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2012–2024), Active Retirement Association's revenue has grown at a compound annual growth rate (CAGR) of 6.8%.

YearRevenue ChangeExpense ChangeAsset Change
2024+33.3%+33.8%+4.0%
2023-40.2%-38.4%+3.4%
2022+504.5%+483.9%+9.9%
2021-71.0%-69.9%+0.9%
2020-27.0%-30.4%+6.3%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1989

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Active Retirement Association demonstrates consistent financial health, maintaining positive net assets and operating with a surplus in most recent years. For example, in 2024, revenue was $99,762 against expenses of $95,558, resulting in a surplus. The organization's assets have shown steady growth, increasing from $71,225 in 2015 to $109,787 in 2024, indicating sound financial management and accumulation of reserves. The absence of liabilities across all reported periods is a significant strength, suggesting a debt-free operation. Spending efficiency appears high, particularly given the reported 0% officer compensation across all filings, which implies a volunteer-driven or very lean administrative structure. This directly contributes to a higher proportion of funds being available for program services. While specific program spending percentages are not detailed in the provided data, the overall operational surpluses and lack of executive compensation suggest a focus on mission delivery rather than overhead. Transparency is strong regarding executive compensation, as the 0% reported officer compensation is a clear indicator. The consistent filing of IRS Form 990s over 13 periods further enhances transparency, allowing for public scrutiny of their financial activities. The organization's consistent financial reporting and growth in assets without incurring debt reflect a well-managed and transparent operation.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Active Retirement Association with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Active Retirement Association allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2024)

From the most recent IRS 990 filing on record:

$100KTotal Revenue
$96KTotal Expenses
$110KTotal Assets
$110KNet Assets

Executive Compensation Analysis

Executive compensation is reported as 0% across all 13 filings, indicating that the organization's leadership is entirely volunteer-based or compensated through non-officer roles, which is highly efficient for an organization of its size with latest revenue of $99,762.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Active Retirement Association:

Frequently Asked Questions about Active Retirement Association

Is Active Retirement Association a legitimate charity?

Based on AI analysis of IRS 990 filings, Active Retirement Association (EIN: 20367431) appears legitimate. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.

How does Active Retirement Association spend its money?

Active Retirement Association directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Active Retirement Association tax-deductible?

Active Retirement Association is registered as a tax-exempt nonprofit (EIN: 20367431). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Active Retirement Association CEO make?

Active Retirement Association's highest-compensated officer earns $99,762. annually. The organization reported $80K in total revenue. Executive compensation data is disclosed in IRS 990 filings.

How does Active Retirement Association compare to similar nonprofits?

With a transparency score of 95/100 (Excellent), Active Retirement Association is above average for NTEE category P81Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Active Retirement Association located?

Active Retirement Association is headquartered in Durham, New Hampshire and files with the IRS under EIN 20367431. It is classified under NTEE code P81Z.

How many years of IRS 990 filings does Active Retirement Association have?

Active Retirement Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $80K in total revenue.

Is Active Retirement Association a good charity?

Based on the provided financial data, Active Retirement Association appears to be a very good charity. It consistently operates with a surplus, has no reported liabilities, and reports 0% officer compensation, indicating efficient use of funds and a strong commitment to its mission.

How has the organization's financial health changed over time?

The organization's financial health has steadily improved over time. Assets have grown from $71,225 in 2015 to $109,787 in 2024, and it has consistently maintained positive net assets and operated without liabilities.

What is the trend in revenue and expenses?

Revenue and expenses have fluctuated year-to-year, but the organization consistently manages to keep expenses below revenue, resulting in operational surpluses in most periods, such as $99,762 revenue vs. $95,558 expenses in 2024.

Filing History

IRS 990 filing history for Active Retirement Association showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2012–2024), Active Retirement Association's revenue has grown by 119.6%, moving from $45K to $100K. Total assets increased by 53.9% over the same period, from $71K to $110K. Total functional expenses rose by 117.7%, from $44K to $96K. In its most recent filing year (2024), Active Retirement Association reported a surplus of $4K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2024 $100K $96K $110K $0
2023 $75K $71K $106K $0 View 990
2022 $125K $116K $102K $0 View 990
2021 $21K $20K $93K $0 View 990
2020 $71K $66K $92K $0 View 990
2019 $98K $95K $87K $0 View 990
2018 $117K $114K $84K $0 View 990
2017 $78K $73K $80K $0 View 990
2016 $75K $71K $75K $0 View 990
2015 $57K $53K $71K $0 View 990
2014 $42K $46K $67K $0 View 990
2013 $50K $50K $71K $0 View 990
2012 $45K $44K $71K $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Active Retirement Association:

2024 Filing 2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing

Data Sources and Methodology

This transparency report for Active Retirement Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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