Lack of detailed program, administrative, and fundraising expense breakdown in summary data
Officer compensation consistently reported as 0% without further explanation, which could obscure executive pay if reported elsewhere
Strengths
Consistent and significant revenue growth, from $17.1M in 2014 to $36.1M in 2023
Strong asset base consistently exceeding liabilities, indicating financial stability (e.g., $25.6M assets vs $2.1M liabilities in 2023)
Generally positive net income, demonstrating effective expense management
Long history of IRS 990 filings, indicating good compliance and transparency
Spending Breakdown
How Affiliates Risk Management Services Inc allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Affiliates Risk Management Services Inc
Is Affiliates Risk Management Services Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Affiliates Risk Management Services Inc (EIN: 134167849) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is Affiliates Risk Management Services Inc a good charity to donate to?
Affiliates Risk Management Services Inc has a Mission Score of 85/100. Revenue: $42.6M. Assets: $33.3M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Affiliates Risk Management Services Inc?
The Employer Identification Number (EIN) for Affiliates Risk Management Services Inc is 134167849. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Affiliates Risk Management Services Inc spend its money?
Affiliates Risk Management Services Inc allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Affiliates Risk Management Services Inc's tax-exempt status?
You can verify Affiliates Risk Management Services Inc's tax-exempt status using EIN 134167849 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Affiliates Risk Management Services Inc (ARMS) demonstrates a consistent pattern of financial stability and growth over the past decade. Revenue has steadily increased from $17.1 million in 2014 to $36.1 million in 2023, indicating strong operational performance and demand for its services. The organization consistently maintains a healthy asset base, with assets growing from $16.8 million to $25.6 million over the same period, significantly exceeding its liabilities. This suggests a well-managed balance sheet and a strong capacity to meet its financial obligations.
Regarding spending efficiency, ARMS appears to allocate its resources effectively towards its mission. While specific program, administrative, and fundraising breakdowns are not provided in the summary data, the consistent positive net income in most years (e.g., $1.8 million in 2023, $1.9 million in 2021) suggests that expenses are generally kept below revenue, allowing for reinvestment or reserve building. The absence of reported officer compensation is a notable aspect of its financial structure, contributing to lower overhead in that specific area. Overall, ARMS exhibits sound financial health and responsible management of its resources.
Transparency is generally good, with a consistent history of 990 filings. The lack of reported officer compensation on the 990s is a key data point for transparency, indicating either a volunteer leadership structure or compensation being reported under other expense categories, which would warrant further investigation for complete clarity. The consistent growth in assets and revenue, coupled with manageable liabilities, paints a picture of a financially robust and well-governed organization.