Affiliates Risk Management Services Inc

Affiliates Risk Management Services Inc shows consistent revenue growth and strong asset accumulation over the past decade.

EIN: 134167849 · New York, NY · NTEE: S50 · Updated: 2026-03-28

$42.6MRevenue
$39.8MGross Revenue
$33.3MAssets
85/100Mission Score (Excellent)
S50
Affiliates Risk Management Services Inc Financial Summary
MetricValue
Total Revenue$42.6M
Total Expenses$34.3M
Program Spending85%
Net Assets$23.4M
Transparency Score85/100

Is Affiliates Risk Management Services Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Affiliates Risk Management Services Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Affiliates Risk Management Services Inc

Affiliates Risk Management Services Inc (EIN: 134167849) is a nonprofit organization based in New York, NY, classified under NTEE code S50. The organization reported total revenue of $42.6M and total assets of $33.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Affiliates Risk Management Services Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

25Years Operating
LargeSize Classification
13Years of Filings
MixedRevenue Trajectory

Affiliates Risk Management Services Inc is a large nonprofit that has been operating for 25 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 13.8%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$36.1M
Total Expenses$34.3M
Surplus / Deficit+$1.8M
Total Assets$25.6M
Total Liabilities$2.2M
Net Assets$23.4M
Operating Margin5.1%
Debt-to-Asset Ratio8.6%
Months of Reserves9.0 months

Financial Health Grade: A

In 2023, Affiliates Risk Management Services Inc reported a surplus of $1.8M with revenue exceeding expenses, holds 9.0 months of operating reserves (strong position), has a debt-to-asset ratio of 8.6% (very low leverage).

Financial Trends

Over 13 years of filings (2011–2023), Affiliates Risk Management Services Inc's revenue has grown at a compound annual growth rate (CAGR) of 13.8%.

YearRevenue ChangeExpense ChangeAsset Change
2023+19.9%+11.8%+7.4%
2022+1.0%+9.9%-7.8%
2021+10.0%+8.9%+6.1%
2020+16.5%+15.8%+12.0%
2019+1.8%+3.3%+12.3%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2001

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Affiliates Risk Management Services Inc (ARMS) demonstrates a consistent pattern of financial stability and growth over the past decade. Revenue has steadily increased from $17.1 million in 2014 to $36.1 million in 2023, indicating strong operational performance and demand for its services. The organization consistently maintains a healthy asset base, with assets growing from $16.8 million to $25.6 million over the same period, significantly exceeding its liabilities. This suggests a well-managed balance sheet and a strong capacity to meet its financial obligations. Regarding spending efficiency, ARMS appears to allocate its resources effectively towards its mission. While specific program, administrative, and fundraising breakdowns are not provided in the summary data, the consistent positive net income in most years (e.g., $1.8 million in 2023, $1.9 million in 2021) suggests that expenses are generally kept below revenue, allowing for reinvestment or reserve building. The absence of reported officer compensation is a notable aspect of its financial structure, contributing to lower overhead in that specific area. Overall, ARMS exhibits sound financial health and responsible management of its resources. Transparency is generally good, with a consistent history of 990 filings. The lack of reported officer compensation on the 990s is a key data point for transparency, indicating either a volunteer leadership structure or compensation being reported under other expense categories, which would warrant further investigation for complete clarity. The consistent growth in assets and revenue, coupled with manageable liabilities, paints a picture of a financially robust and well-governed organization.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Affiliates Risk Management Services Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Affiliates Risk Management Services Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$36.1MTotal Revenue
$34.3MTotal Expenses
$25.6MTotal Assets
$2.2MTotal Liabilities
$23.4MNet Assets
  • The organization reported a surplus of $1.8M, with revenue exceeding expenses.
  • Debt-to-asset ratio: 8.6%.

Executive Compensation Analysis

The IRS 990 filings consistently report 0% officer compensation, suggesting that top leadership may be volunteer-based or compensated through other means not categorized as 'officer compensation' on the summary, which could contribute to lower administrative overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Affiliates Risk Management Services Inc's IRS 990 filings:

  • Lack of detailed program, administrative, and fundraising expense breakdown in summary data
  • Officer compensation consistently reported as 0% without further explanation, which could obscure executive pay if reported elsewhere

Strengths

The following positive indicators were identified for Affiliates Risk Management Services Inc:

  • Consistent and significant revenue growth, from $17.1M in 2014 to $36.1M in 2023
  • Strong asset base consistently exceeding liabilities, indicating financial stability (e.g., $25.6M assets vs $2.1M liabilities in 2023)
  • Generally positive net income, demonstrating effective expense management
  • Long history of IRS 990 filings, indicating good compliance and transparency

Frequently Asked Questions about Affiliates Risk Management Services Inc

Is Affiliates Risk Management Services Inc a legitimate charity?

Affiliates Risk Management Services Inc (EIN: 134167849) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $42.6M. 2 red flags identified. 4 strengths noted. Financial health grade: A.

How does Affiliates Risk Management Services Inc spend its money?

Affiliates Risk Management Services Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Affiliates Risk Management Services Inc tax-deductible?

Affiliates Risk Management Services Inc is registered as a tax-exempt nonprofit (EIN: 134167849). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Affiliates Risk Management Services Inc's spending goes to programs?

Affiliates Risk Management Services Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Affiliates Risk Management Services Inc compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Affiliates Risk Management Services Inc is above average for NTEE category S50 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Affiliates Risk Management Services Inc located?

Affiliates Risk Management Services Inc is headquartered in New York, New York and files with the IRS under EIN 134167849. It is classified under NTEE code S50.

How many years of IRS 990 filings does Affiliates Risk Management Services Inc have?

Affiliates Risk Management Services Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $42.6M in total revenue.

How does Affiliates Risk Management Services Inc achieve 0% officer compensation?

The IRS 990 filings consistently show 0% officer compensation. This could indicate a volunteer leadership model, or that executive compensation is reported under different expense categories, which would require reviewing the full 990 forms for detailed breakdowns.

What are the primary programs or services provided by Affiliates Risk Management Services Inc?

Based on the NTEE code S50 (Risk Management & Insurance), Affiliates Risk Management Services Inc likely provides risk management and insurance-related services, potentially to other non-profit affiliates, though specific program details are not available in the provided financial summary.

Has Affiliates Risk Management Services Inc experienced any significant financial losses?

While most years show positive net income, there were minor net losses in 2022 (Expenses $30.6M vs Revenue $30.1M) and 2016 (Expenses $20.8M vs Revenue $20.0M), and 2014 (Expenses $17.8M vs Revenue $17.1M). These appear to be minor fluctuations within a broader trend of growth and profitability.

Filing History

IRS 990 filing history for Affiliates Risk Management Services Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Affiliates Risk Management Services Inc's revenue has grown by 373.3%, moving from $7.6M to $36.1M. Total assets increased by 65.2% over the same period, from $15.5M to $25.6M. Total functional expenses rose by 383.8%, from $7.1M to $34.3M. In its most recent filing year (2023), Affiliates Risk Management Services Inc reported a surplus of $1.8M, with revenue exceeding expenses. The organization holds $2.2M in liabilities against $25.6M in assets (debt-to-asset ratio: 8.6%), resulting in net assets of $23.4M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $36.1M $34.3M $25.6M $2.2M View 990
2022 $30.1M $30.7M $23.9M $2.4M
2021 $29.8M $27.9M $25.9M $1.9M View 990
2020 $27.1M $25.6M $24.4M $3.0M View 990
2019 $23.3M $22.1M $21.8M $2.2M View 990
2018 $22.9M $21.4M $19.4M $2.2M View 990
2017 $21.6M $20.8M $18.9M $1.9M
2016 $20.0M $20.9M $17.1M $1.7M View 990
2015 $19.9M $19.1M $17.3M $1.6M View 990
2014 $17.1M $17.9M $16.8M $1.5M View 990
2013 $13.4M $8.2M $17.5M $1.5M View 990
2012 $9.4M $7.1M $16.7M $6.1M View 990
2011 $7.6M $7.1M $15.5M $7.8M View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $36.1M, expenses of $34.3M, and assets of $25.6M (revenue +19.9% year-over-year).
  • 2022: Revenue of $30.1M, expenses of $30.7M, and assets of $23.9M (revenue +1.0% year-over-year).
  • 2021: Revenue of $29.8M, expenses of $27.9M, and assets of $25.9M (revenue +10.0% year-over-year).
  • 2020: Revenue of $27.1M, expenses of $25.6M, and assets of $24.4M (revenue +16.5% year-over-year).
  • 2019: Revenue of $23.3M, expenses of $22.1M, and assets of $21.8M (revenue +1.8% year-over-year).
  • 2018: Revenue of $22.9M, expenses of $21.4M, and assets of $19.4M (revenue +6.1% year-over-year).
  • 2017: Revenue of $21.6M, expenses of $20.8M, and assets of $18.9M (revenue +7.6% year-over-year).
  • 2016: Revenue of $20.0M, expenses of $20.9M, and assets of $17.1M (revenue +0.5% year-over-year).
  • 2015: Revenue of $19.9M, expenses of $19.1M, and assets of $17.3M (revenue +16.3% year-over-year).
  • 2014: Revenue of $17.1M, expenses of $17.9M, and assets of $16.8M (revenue +28.4% year-over-year).
  • 2013: Revenue of $13.4M, expenses of $8.2M, and assets of $17.5M (revenue +41.9% year-over-year).
  • 2012: Revenue of $9.4M, expenses of $7.1M, and assets of $16.7M (revenue +23.3% year-over-year).
  • 2011: Revenue of $7.6M, expenses of $7.1M, and assets of $15.5M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Affiliates Risk Management Services Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Affiliates Risk Management Services Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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