Quick charity verification for Communicare Health Benefits Trust (EIN: 208925180)
Verdict: Communicare Health Benefits Trust appears trustworthy
90/100Mission Score
$35.7MRevenue
$10.7MAssets
2Red Flags
5Strengths
Red Flags
Unusually low liabilities relative to assets, which could warrant further investigation into financial structure.
Consistent 0% officer compensation, while positive for efficiency, is highly unusual for an organization of this size and could imply an alternative compensation structure not fully transparent in the 990.
Strengths
Consistent and significant revenue growth over the past decade.
Strong asset accumulation, with assets more than doubling from 2020 to 2021 ($4.5M to $10.7M).
Very low liabilities relative to assets, indicating strong financial health and low debt.
Reported 0% officer compensation, suggesting high efficiency and mission focus.
Consistent positive net income, demonstrating financial sustainability.
Spending Breakdown
How Communicare Health Benefits Trust allocates its funds across programs, administration, and fundraising.
95%
Program Spending
Healthy — majority goes to mission
5%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Communicare Health Benefits Trust
Is Communicare Health Benefits Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Communicare Health Benefits Trust (EIN: 208925180) appears trustworthy. Mission Score: 90/100. 2 red flags identified, 5 strengths noted.
Is Communicare Health Benefits Trust a good charity to donate to?
Communicare Health Benefits Trust has a Mission Score of 90/100. Revenue: $35.7M. Assets: $10.7M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Communicare Health Benefits Trust?
The Employer Identification Number (EIN) for Communicare Health Benefits Trust is 208925180. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Communicare Health Benefits Trust spend its money?
Communicare Health Benefits Trust allocates 95% to programs, 5% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Communicare Health Benefits Trust's tax-exempt status?
You can verify Communicare Health Benefits Trust's tax-exempt status using EIN 208925180 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Communicare Health Benefits Trust demonstrates a strong and consistent financial growth trajectory, with revenue increasing from $15,271,131 in 2013 to $35,711,088 in 2021. The organization consistently operates with a positive net income, as evidenced by its 2021 revenue of $35,711,088 exceeding expenses of $29,805,136, resulting in a surplus of over $5.9 million. This financial stability is further supported by a healthy increase in assets, growing from $4,494,716 in 2013 to $10,741,756 in 2021, while maintaining relatively low liabilities, which stood at $337,620 in 2021.
The organization's financial health appears robust, with a clear trend of increasing scale and accumulating assets. The consistent reporting of 0% officer compensation across all available filings suggests a high degree of financial transparency and a focus on mission-related spending rather than executive enrichment. This practice is commendable and indicates a strong commitment to utilizing funds for the organization's stated purpose. The significant growth in assets, particularly the jump from $4,501,274 in 2020 to $10,741,756 in 2021, suggests effective financial management and potentially strategic investments or reserves building.