Communicare Health Benefits Trust
Communicare Health Benefits Trust shows consistent revenue growth and strong asset accumulation with no reported officer compensation.
EIN: 208925180 · Blue Ash, OH · NTEE: Y43 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $35.7M |
| Total Expenses | $29.8M |
| Program Spending | 95% |
| Net Assets | $10.4M |
| Transparency Score | 90/100 |
Search Intent Cockpit
Communicare Health Benefits Trust Form 990, Revenue, CEO Pay, and IRS Filing Signals
Communicare Health Benefits Trust is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Communicare Health Benefits Trust in one place.
Form 990 Filing Summary
11 filing years are available, with latest revenue of $35.7M and expenses of $29.8M.
Revenue and Expenses
Communicare Health Benefits Trust reported $35.7M in revenue and $29.8M in expenses, a surplus of $5.9M.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
90/100 mission score, 2 red flags, and 5 strengths are shown from structured and AI review.
Is Communicare Health Benefits Trust Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $28.3M (95%) |
Across stored filings, Communicare Health Benefits Trust shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 95% to programs | Excellent |
| Financial durability | Grade A | 11 stored filing years |
| Peer context | Compare with Alliance Of Independent Academic Medical Centers | Ohio and Category Y context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
Open charity check →Peer Benchmark
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Local and Sector Spokes
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Blue Ash, OH nonprofitsCategory Y in Ohio
Mutual Benefit in Ohio
Follow the Money
Jump into spending, compensation, rankings, and filing-year evidence.
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Keep the Investigation Moving
Communicare Health Benefits Trust directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Communicare Health Benefits Trust
Communicare Health Benefits Trust (EIN: 208925180) is a nonprofit organization based in Blue Ash, OH, classified under NTEE code Y43. The organization reported total revenue of $35.7M and total assets of $10.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Communicare Health Benefits Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Communicare Health Benefits Trust is a large nonprofit that has been operating for 17 years, with 11 years of IRS 990 filings on record (2012–2021). Revenue has grown at a compound annual rate of 7.6%.
Key Financial Metrics (2021)
From the most recent IRS 990 filing on record:
| Total Revenue | $35.7M |
| Total Expenses | $29.8M |
| Surplus / Deficit | +$5.9M |
| Total Assets | $10.7M |
| Total Liabilities | $338K |
| Net Assets | $10.4M |
| Operating Margin | 16.5% |
| Debt-to-Asset Ratio | 3.1% |
| Months of Reserves | 4.3 months |
Financial Health Grade: A
In 2021, Communicare Health Benefits Trust reported a surplus of $5.9M with revenue exceeding expenses, holds 4.3 months of operating reserves (adequate), has a debt-to-asset ratio of 3.1% (very low leverage).
Financial Trends
Over 11 years of filings (2012–2021), Communicare Health Benefits Trust's revenue has grown at a compound annual growth rate (CAGR) of 7.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2021 | +8.6% | -4.4% | +138.6% |
| 2020 | +20.5% | +12.9% | +57.2% |
| 2019 | +4.1% | +15.5% | -9.9% |
| 2018 | +41.6% | +33.2% | +51.2% |
| 2017 | +57.0% | +65.5% | +38.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2009 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Communicare Health Benefits Trust with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 5%
- programs: 95%
- fundraising: 0%
According to IRS 990 filings, Communicare Health Benefits Trust allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2021)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $5.9M, with revenue exceeding expenses.
- Debt-to-asset ratio: 3.1%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no portion of its expenses is allocated to executive salaries, which is highly unusual and suggests a volunteer-led or externally compensated leadership structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Communicare Health Benefits Trust's IRS 990 filings:
- Unusually low liabilities relative to assets, which could warrant further investigation into financial structure.
- Consistent 0% officer compensation, while positive for efficiency, is highly unusual for an organization of this size and could imply an alternative compensation structure not fully transparent in the 990.
Strengths
The following positive indicators were identified for Communicare Health Benefits Trust:
- Consistent and significant revenue growth over the past decade.
- Strong asset accumulation, with assets more than doubling from 2020 to 2021 ($4.5M to $10.7M).
- Very low liabilities relative to assets, indicating strong financial health and low debt.
- Reported 0% officer compensation, suggesting high efficiency and mission focus.
- Consistent positive net income, demonstrating financial sustainability.
Frequently Asked Questions about Communicare Health Benefits Trust
Is Communicare Health Benefits Trust a legitimate charity?
Communicare Health Benefits Trust (EIN: 208925180) is a registered tax-exempt nonprofit based in Ohio. Our AI analysis gives it a Mission Score of 90/100. It has 11 years of IRS 990 filings on record. Total revenue: $35.7M. 2 red flags identified. 5 strengths noted. Financial health grade: A.
How does Communicare Health Benefits Trust spend its money?
Communicare Health Benefits Trust directs 95% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Communicare Health Benefits Trust tax-deductible?
Communicare Health Benefits Trust is registered as a tax-exempt nonprofit (EIN: 208925180). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Communicare Health Benefits Trust compare to similar nonprofits?
With a transparency score of 90/100 (Excellent), Communicare Health Benefits Trust is above average for NTEE category Y43 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Communicare Health Benefits Trust located?
Communicare Health Benefits Trust is headquartered in Blue Ash, Ohio and files with the IRS under EIN 208925180. It is classified under NTEE code Y43.
How many years of IRS 990 filings does Communicare Health Benefits Trust have?
Communicare Health Benefits Trust has 11 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $35.7M in total revenue.
Is Communicare Health Benefits Trust a good charity?
Based on the provided financial data, Communicare Health Benefits Trust appears to be a financially healthy and efficient organization. Its consistent revenue growth, significant asset accumulation, and reported 0% officer compensation are strong indicators of good financial stewardship and a focus on its mission.
How has the organization's financial health changed over time?
The organization has shown remarkable financial growth and stability over the past decade. Revenue has more than doubled from $15,271,131 in 2013 to $35,711,088 in 2021, and assets have increased significantly from $4,494,716 to $10,741,756 in the same period, demonstrating strong financial management and expansion.
What is the organization's approach to executive compensation?
Communicare Health Benefits Trust reports 0% officer compensation in all available filings, indicating that no funds are directly paid to officers from the organization's expenses. This suggests a highly lean administrative structure or that executive services are provided on a pro bono basis or through an external entity.
Does the organization have sufficient reserves?
With assets of $10,741,756 and liabilities of $337,620 in 2021, the organization has substantial net assets of over $10.4 million. This indicates a very strong reserve position relative to its annual expenses of $29,805,136, providing significant financial stability.
Filing History
IRS 990 filing history for Communicare Health Benefits Trust showing financial trends over 11 years of public records:
Over 11 years of IRS 990 filings (2012–2021), Communicare Health Benefits Trust's revenue has grown by 93.8%, moving from $18.4M to $35.7M. Total assets increased by 116.4% over the same period, from $5.0M to $10.7M. Total functional expenses rose by 62%, from $18.4M to $29.8M. In its most recent filing year (2021), Communicare Health Benefits Trust reported a surplus of $5.9M, with revenue exceeding expenses. The organization holds $338K in liabilities against $10.7M in assets (debt-to-asset ratio: 3.1%), resulting in net assets of $10.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2021 | $35.7M | $29.8M | $10.7M | $338K | — | — |
| 2020 | $32.9M | $31.2M | $4.5M | $3K | — | — |
| 2019 | $27.3M | $27.6M | $2.9M | $69K | — | — |
| 2018 | $26.2M | $23.9M | $3.2M | $55K | — | View 990 |
| 2017 | $18.5M | $17.9M | $2.1M | $1.3M | — | — |
| 2016 | $11.8M | $10.8M | $1.5M | $1.2M | — | View 990 |
| 2016 | $13.8M | $15.1M | $399K | $1.1M | — | View 990 |
| 2015 | $15.5M | $17.0M | $675K | $18K | — | View 990 |
| 2014 | $15.9M | $18.2M | $2.2M | $4K | — | View 990 |
| 2013 | $15.3M | $15.8M | $4.5M | $14K | — | View 990 |
| 2012 | $18.4M | $18.4M | $5.0M | $1K | — | View 990 |
Year-by-Year Financial Summary
- 2021: Revenue of $35.7M, expenses of $29.8M, and assets of $10.7M (revenue +8.6% year-over-year).
- 2020: Revenue of $32.9M, expenses of $31.2M, and assets of $4.5M (revenue +20.5% year-over-year).
- 2019: Revenue of $27.3M, expenses of $27.6M, and assets of $2.9M (revenue +4.1% year-over-year).
- 2018: Revenue of $26.2M, expenses of $23.9M, and assets of $3.2M (revenue +41.6% year-over-year).
- 2017: Revenue of $18.5M, expenses of $17.9M, and assets of $2.1M (revenue +57.0% year-over-year).
- 2016: Revenue of $11.8M, expenses of $10.8M, and assets of $1.5M (revenue -14.5% year-over-year).
- 2016: Revenue of $13.8M, expenses of $15.1M, and assets of $399K (revenue -11.0% year-over-year).
- 2015: Revenue of $15.5M, expenses of $17.0M, and assets of $675K (revenue -2.5% year-over-year).
- 2014: Revenue of $15.9M, expenses of $18.2M, and assets of $2.2M (revenue +4.0% year-over-year).
- 2013: Revenue of $15.3M, expenses of $15.8M, and assets of $4.5M (revenue -17.1% year-over-year).
- 2012: Revenue of $18.4M, expenses of $18.4M, and assets of $5.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Communicare Health Benefits Trust:
Data Sources and Methodology
This transparency report for Communicare Health Benefits Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.