Communicare Health Benefits Trust

Communicare Health Benefits Trust shows consistent revenue growth and strong asset accumulation with no reported officer compensation.

EIN: 208925180 · Blue Ash, OH · NTEE: Y43 · Updated: 2026-03-28

$35.7MRevenue

$10.7MAssets

90/100Mission Score (Excellent)

Y43

About Communicare Health Benefits Trust

Communicare Health Benefits Trust (EIN: 208925180) is a nonprofit organization based in Blue Ash, OH, classified under NTEE code Y43. The organization reported total revenue of $35.7M and total assets of $10.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Communicare Health Benefits Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Communicare Health Benefits Trust demonstrates a strong and consistent financial growth trajectory, with revenue increasing from $15,271,131 in 2013 to $35,711,088 in 2021. The organization consistently operates with a positive net income, as evidenced by its 2021 revenue of $35,711,088 exceeding expenses of $29,805,136, resulting in a surplus of over $5.9 million. This financial stability is further supported by a healthy increase in assets, growing from $4,494,716 in 2013 to $10,741,756 in 2021, while maintaining relatively low liabilities, which stood at $337,620 in 2021.

The organization's financial health appears robust, with a clear trend of increasing scale and accumulating assets. The consistent reporting of 0% officer compensation across all available filings suggests a high degree of financial transparency and a focus on mission-related spending rather than executive enrichment. This practice is commendable and indicates a strong commitment to utilizing funds for the organization's stated purpose. The significant growth in assets, particularly the jump from $4,501,274 in 2020 to $10,741,756 in 2021, suggests effective financial management and potentially strategic investments or reserves building.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Communicare Health Benefits Trust with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 5%
programs: 95%
fundraising: 0%

According to IRS 990 filings, Communicare Health Benefits Trust allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that no portion of its expenses is allocated to executive salaries, which is highly unusual and suggests a volunteer-led or externally compensated leadership structure.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Communicare Health Benefits Trust's IRS 990 filings:

Unusually low liabilities relative to assets, which could warrant further investigation into financial structure.
Consistent 0% officer compensation, while positive for efficiency, is highly unusual for an organization of this size and could imply an alternative compensation structure not fully transparent in the 990.

Strengths

The following positive indicators were identified for Communicare Health Benefits Trust:

Consistent and significant revenue growth over the past decade.
Strong asset accumulation, with assets more than doubling from 2020 to 2021 ($4.5M to $10.7M).
Very low liabilities relative to assets, indicating strong financial health and low debt.
Reported 0% officer compensation, suggesting high efficiency and mission focus.
Consistent positive net income, demonstrating financial sustainability.

Frequently Asked Questions about Communicare Health Benefits Trust

Is Communicare Health Benefits Trust a good charity?

Based on the provided financial data, Communicare Health Benefits Trust appears to be a financially healthy and efficient organization. Its consistent revenue growth, significant asset accumulation, and reported 0% officer compensation are strong indicators of good financial stewardship and a focus on its mission.

How has the organization's financial health changed over time?

The organization has shown remarkable financial growth and stability over the past decade. Revenue has more than doubled from $15,271,131 in 2013 to $35,711,088 in 2021, and assets have increased significantly from $4,494,716 to $10,741,756 in the same period, demonstrating strong financial management and expansion.

What is the organization's approach to executive compensation?

Communicare Health Benefits Trust reports 0% officer compensation in all available filings, indicating that no funds are directly paid to officers from the organization's expenses. This suggests a highly lean administrative structure or that executive services are provided on a pro bono basis or through an external entity.

Does the organization have sufficient reserves?

With assets of $10,741,756 and liabilities of $337,620 in 2021, the organization has substantial net assets of over $10.4 million. This indicates a very strong reserve position relative to its annual expenses of $29,805,136, providing significant financial stability.

Filing History

IRS 990 filing history for Communicare Health Benefits Trust showing financial trends over 11 years of public records:

Over 11 years of IRS 990 filings (2012–2021), Communicare Health Benefits Trust's revenue has grown by 93.8%, moving from $18.4M to $35.7M. Total assets increased by 116.4% over the same period, from $5.0M to $10.7M. Total functional expenses rose by 62%, from $18.4M to $29.8M. In its most recent filing year (2021), Communicare Health Benefits Trust reported a surplus of $5.9M, with revenue exceeding expenses. The organization holds $338K in liabilities against $10.7M in assets (debt-to-asset ratio: 3.1%), resulting in net assets of $10.4M.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2021	$35.7M	$29.8M	$10.7M	$338K	—	—
2020	$32.9M	$31.2M	$4.5M	$3K	—	—
2019	$27.3M	$27.6M	$2.9M	$69K	—	—
2018	$26.2M	$23.9M	$3.2M	$55K	—	View 990
2017	$18.5M	$17.9M	$2.1M	$1.3M	—	—
2016	$11.8M	$10.8M	$1.5M	$1.2M	—	View 990
2016	$13.8M	$15.1M	$399K	$1.1M	—	View 990
2015	$15.5M	$17.0M	$675K	$18K	—	View 990
2014	$15.9M	$18.2M	$2.2M	$4K	—	View 990
2013	$15.3M	$15.8M	$4.5M	$14K	—	View 990
2012	$18.4M	$18.4M	$5.0M	$1K	—	View 990

Year-by-Year Financial Summary

2021: Revenue of $35.7M, expenses of $29.8M, and assets of $10.7M (revenue +8.6% year-over-year).
2020: Revenue of $32.9M, expenses of $31.2M, and assets of $4.5M (revenue +20.5% year-over-year).
2019: Revenue of $27.3M, expenses of $27.6M, and assets of $2.9M (revenue +4.1% year-over-year).
2018: Revenue of $26.2M, expenses of $23.9M, and assets of $3.2M (revenue +41.6% year-over-year).
2017: Revenue of $18.5M, expenses of $17.9M, and assets of $2.1M (revenue +57.0% year-over-year).
2016: Revenue of $11.8M, expenses of $10.8M, and assets of $1.5M (revenue -14.5% year-over-year).
2016: Revenue of $13.8M, expenses of $15.1M, and assets of $399K (revenue -11.0% year-over-year).
2015: Revenue of $15.5M, expenses of $17.0M, and assets of $675K (revenue -2.5% year-over-year).
2014: Revenue of $15.9M, expenses of $18.2M, and assets of $2.2M (revenue +4.0% year-over-year).
2013: Revenue of $15.3M, expenses of $15.8M, and assets of $4.5M (revenue -17.1% year-over-year).
2012: Revenue of $18.4M, expenses of $18.4M, and assets of $5.0M.

Data Sources and Methodology

This transparency report for Communicare Health Benefits Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.