Is Cross Generation Legit?

Spending Breakdown

How Cross Generation allocates its funds across programs, administration, and fundraising.

85%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Cross Generation

Is Cross Generation a legitimate charity?

Based on AI analysis of IRS 990 filings, Cross Generation (EIN: 10711547) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 3 strengths noted.

Is Cross Generation a good charity to donate to?

Cross Generation has a Mission Score of 85/100. Revenue: $825K. Assets: $495K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Cross Generation?

The Employer Identification Number (EIN) for Cross Generation is 10711547. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Cross Generation spend its money?

Cross Generation allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Cross Generation's tax-exempt status?

You can verify Cross Generation's tax-exempt status using EIN 10711547 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Cross Generation demonstrates a fluctuating financial performance over the past decade, with recent years showing a decline in revenue from a peak of over $1.5 million in 2017 to $249,760 in the most recent filing period (202303). Despite this, the organization has generally managed its expenses to be in line with or slightly below revenue in many periods, indicating a focus on operational sustainability. The asset base has remained relatively stable, hovering around $900,000 for much of its history, though it saw a dip to $495,452 in the latest reported assets. The consistent reporting of 0% officer compensation across all filings suggests a strong commitment to directing funds towards its mission rather than executive salaries, which is a positive indicator of financial transparency and efficiency.

The organization's financial health appears to be in a period of adjustment given the significant drop in revenue from $742,875 in 202212 to $249,760 in 202303. While expenses were also reduced in 202303 ($213,804), the overall scale of operations has diminished. The liabilities have remained relatively low compared to assets, suggesting a healthy balance sheet. The absence of officer compensation is a significant strength, indicating that resources are not being diverted to high executive salaries. However, the recent sharp decline in revenue warrants closer observation to understand if this is a temporary fluctuation or a trend impacting long-term sustainability.

Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses. However, the consistent reporting of 0% officer compensation is a strong positive for efficiency. The organization's transparency is commendable given the consistent filing history and the clear reporting of no officer compensation. The NTEE code P46 (Youth Development Programs) suggests a clear program focus, and the financial data, particularly the lack of executive pay, supports the idea that resources are intended for programmatic activities.

Verdict: Cross Generation appears trustworthy

Red Flags

Strengths