Cross Generation
Cross Generation experiences significant revenue decline while maintaining zero officer compensation.
EIN: 10711547 · Plymouth, MN · NTEE: P46 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $825K |
| Total Expenses | $214K |
| Program Spending | 85% |
| Net Assets | $765K |
| Transparency Score | 85/100 |
Is Cross Generation Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Cross Generation directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Cross Generation
Cross Generation (EIN: 10711547) is a nonprofit organization based in Plymouth, MN, classified under NTEE code P46. The organization reported total revenue of $825K and total assets of $495K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cross Generation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Cross Generation is a small nonprofit that has been operating for 24 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -9.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $250K |
| Total Expenses | $214K |
| Surplus / Deficit | +$36K |
| Total Assets | $867K |
| Total Liabilities | $103K |
| Net Assets | $765K |
| Operating Margin | 14.4% |
| Debt-to-Asset Ratio | 11.9% |
| Months of Reserves | 48.7 months |
Financial Health Grade: A
In 2023, Cross Generation reported a surplus of $36K with revenue exceeding expenses, holds 48.7 months of operating reserves (strong position), has a debt-to-asset ratio of 11.9% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Cross Generation's revenue has declined at a compound annual growth rate (CAGR) of -9.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -66.4% | -74.1% | +3.4% |
| 2022 | +11.3% | +19.6% | -6.5% |
| 2021 | -10.7% | +6.4% | +0.4% |
| 2020 | -4.2% | -25.1% | +13.7% |
| 2019 | -41.9% | -35.6% | -22.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2002 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Cross Generation with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Cross Generation allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $36K, with revenue exceeding expenses.
- Debt-to-asset ratio: 11.9%.
Executive Compensation Analysis
Cross Generation consistently reports 0% officer compensation across all 13 filings, indicating that no funds are allocated to executive salaries, which is highly unusual for an organization of its size and revenue history, and suggests a strong dedication of resources to its mission.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Cross Generation's IRS 990 filings:
- Significant and sudden revenue decline in the most recent filing period (202303) from $742,875 to $249,760.
- Fluctuating revenue trends over the past decade, making long-term financial planning and stability potentially challenging.
Strengths
The following positive indicators were identified for Cross Generation:
- Consistent reporting of 0% officer compensation across all 13 filings, indicating strong resource dedication to mission.
- Generally managed expenses to be in line with or below revenue in most periods, demonstrating fiscal responsibility.
- Healthy asset-to-liability ratio, with liabilities remaining relatively low compared to assets.
Frequently Asked Questions about Cross Generation
Is Cross Generation a legitimate charity?
Based on AI analysis of IRS 990 filings, Cross Generation (EIN: 10711547) some concerns. Mission Score: 85/100. 2 red flags identified, 3 strengths noted.
How does Cross Generation spend its money?
Cross Generation directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Cross Generation tax-deductible?
Cross Generation is registered as a tax-exempt nonprofit (EIN: 10711547). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Cross Generation's spending goes to programs?
Cross Generation directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Cross Generation compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Cross Generation is above average for NTEE category P46 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Cross Generation located?
Cross Generation is headquartered in Plymouth, Minnesota and files with the IRS under EIN 10711547. It is classified under NTEE code P46.
How many years of IRS 990 filings does Cross Generation have?
Cross Generation has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $825K in total revenue.
What caused the significant drop in revenue from $742,875 in 202212 to $249,760 in 202303?
The IRS 990 data alone does not provide the specific reasons for this sharp decline. It could be due to a change in funding cycles, a loss of a major grant, or a strategic shift in operations. Further investigation into their annual reports or direct communication would be needed.
How does Cross Generation manage to operate without any reported officer compensation?
The consistent 0% officer compensation suggests that executive leadership may be entirely volunteer-based, or compensated through other means not classified as officer compensation on the 990, or that the organization relies heavily on pro-bono services. This is a significant strength for resource allocation.
What is the detailed breakdown of program, administrative, and fundraising expenses?
The provided summary data does not offer a detailed breakdown of these categories. A full IRS 990 form would be required to analyze the specific allocation of expenses beyond total expenses.
Filing History
IRS 990 filing history for Cross Generation showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Cross Generation's revenue has declined by 70%, moving from $832K to $250K. Total assets increased by 61% over the same period, from $539K to $867K. Total functional expenses fell by 72.8%, from $787K to $214K. In its most recent filing year (2023), Cross Generation reported a surplus of $36K, with revenue exceeding expenses. The organization holds $103K in liabilities against $867K in assets (debt-to-asset ratio: 11.9%), resulting in net assets of $765K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $250K | $214K | $867K | $103K | — | View 990 |
| 2022 | $743K | $824K | $839K | $110K | — | — |
| 2021 | $667K | $689K | $897K | $88K | — | View 990 |
| 2020 | $747K | $647K | $893K | $63K | — | — |
| 2019 | $780K | $864K | $786K | $55K | — | View 990 |
| 2018 | $1.3M | $1.3M | $1.0M | $197K | — | View 990 |
| 2017 | $1.5M | $1.4M | $963K | $148K | — | — |
| 2016 | $1.5M | $1.5M | $977K | $272K | — | View 990 |
| 2015 | $1.2M | $1.3M | $911K | $280K | — | View 990 |
| 2014 | $1.2M | $1.1M | $959K | $274K | — | View 990 |
| 2013 | $1.1M | $937K | $814K | $276K | — | View 990 |
| 2012 | $842K | $802K | $581K | $208K | — | View 990 |
| 2011 | $832K | $787K | $539K | $206K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $250K, expenses of $214K, and assets of $867K (revenue -66.4% year-over-year).
- 2022: Revenue of $743K, expenses of $824K, and assets of $839K (revenue +11.3% year-over-year).
- 2021: Revenue of $667K, expenses of $689K, and assets of $897K (revenue -10.7% year-over-year).
- 2020: Revenue of $747K, expenses of $647K, and assets of $893K (revenue -4.2% year-over-year).
- 2019: Revenue of $780K, expenses of $864K, and assets of $786K (revenue -41.9% year-over-year).
- 2018: Revenue of $1.3M, expenses of $1.3M, and assets of $1.0M (revenue -12.9% year-over-year).
- 2017: Revenue of $1.5M, expenses of $1.4M, and assets of $963K (revenue +0.7% year-over-year).
- 2016: Revenue of $1.5M, expenses of $1.5M, and assets of $977K (revenue +22.7% year-over-year).
- 2015: Revenue of $1.2M, expenses of $1.3M, and assets of $911K (revenue +0.4% year-over-year).
- 2014: Revenue of $1.2M, expenses of $1.1M, and assets of $959K (revenue +12.6% year-over-year).
- 2013: Revenue of $1.1M, expenses of $937K, and assets of $814K (revenue +30.8% year-over-year).
- 2012: Revenue of $842K, expenses of $802K, and assets of $581K (revenue +1.3% year-over-year).
- 2011: Revenue of $832K, expenses of $787K, and assets of $539K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Cross Generation:
Data Sources and Methodology
This transparency report for Cross Generation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.