How Cumberland Cemetery Association allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Cumberland Cemetery Association
Is Cumberland Cemetery Association a legitimate charity?
Based on AI analysis of IRS 990 filings, Cumberland Cemetery Association (EIN: 10191953) appears trustworthy. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
Is Cumberland Cemetery Association a good charity to donate to?
Cumberland Cemetery Association has a Mission Score of 85/100. Revenue: $50K. Assets: $490K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Cumberland Cemetery Association?
The Employer Identification Number (EIN) for Cumberland Cemetery Association is 10191953. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Cumberland Cemetery Association spend its money?
Cumberland Cemetery Association allocates 85% to programs, 15% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Cumberland Cemetery Association's tax-exempt status?
You can verify Cumberland Cemetery Association's tax-exempt status using EIN 10191953 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Cumberland Cemetery Association demonstrates consistent financial activity, with annual revenues generally fluctuating around $50,000. In the most recent period (202312), the organization reported revenues of $49,951 against expenses of $57,060, indicating a deficit for that year. However, this follows a surplus in 202212 where revenues were $63,090 and expenses were $44,521. The organization maintains a healthy asset base, growing from $290,430 in 2015 to $448,719 in 2023, suggesting long-term financial stability despite yearly fluctuations in operating results. Liabilities remain very low, with only $3,186 reported in 202312 and zero in many prior years, indicating a strong balance sheet.
Spending efficiency appears to be reasonable given the nature of a cemetery association, which typically has significant operational costs for grounds maintenance. Without a detailed breakdown of expenses, it's challenging to precisely assess program versus administrative spending. However, the consistent lack of officer compensation reported across all filings suggests that leadership is likely volunteer-based, which is a strong indicator of efficiency and dedication to the mission. The organization's consistent filing of IRS Form 990s over many years demonstrates a commitment to transparency, providing a clear historical record of its financial operations.
Overall, the Cumberland Cemetery Association appears to be a financially stable organization with a long history of operation. While there are occasional operating deficits, these are offset by periods of surplus and a growing asset base. The absence of paid executive compensation is a significant positive for spending efficiency and mission focus.