Cumberland Cemetery Association
Cumberland Cemetery Association maintains stable assets with volunteer leadership despite fluctuating annual operating results.
EIN: 10191953 · Cumberland, ME · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $50K |
| Total Expenses | $57K |
| Program Spending | 85% |
| Net Assets | $446K |
| Transparency Score | 85/100 |
Search Intent Cockpit
Cumberland Cemetery Association Form 990, Revenue, CEO Pay, and IRS Filing Signals
Cumberland Cemetery Association is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Cumberland Cemetery Association in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $50K and expenses of $57K.
Revenue and Expenses
Cumberland Cemetery Association reported $50K in revenue and $57K in expenses, a deficit of $7K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
85/100 mission score, 1 red flag, and 4 strengths are shown from structured and AI review.
Is Cumberland Cemetery Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $49K (85%) |
Across stored filings, Cumberland Cemetery Association shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 1 red flag identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade B | 13 stored filing years |
| Peer context | Compare with Maine Composite Materials Applied Technology Development Center | Maine and category context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
Open charity check →Peer Benchmark
Compare against real state and category peers.
Compare with Maine Composite Materials Applied Technology Development Center →All Maine nonprofits
Local and Sector Spokes
Move into this nonprofit's local market, category, and sector maps.
Cumberland, ME nonprofitsFollow the Money
Jump into spending, compensation, rankings, and filing-year evidence.
State spending analysisState compensation analysis
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Donation Decision Flow
From Trust Check to Better Alternatives
Verify
Some Concerns. Check deductibility, filings, and red flags.
2Understand money
85% of spending goes to programs.
3Compare
Benchmark against Maine Composite Materials Applied Technology Development Center.
4Decide
Build a shortlist, compare alternatives, and review the latest filing before giving.
Alternative Shopping
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Keep the Investigation Moving
Cumberland Cemetery Association directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Cumberland Cemetery Association
Cumberland Cemetery Association (EIN: 10191953) is a nonprofit organization based in Cumberland, ME. The organization reported total revenue of $50K and total assets of $490K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cumberland Cemetery Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Cumberland Cemetery Association is a micro nonprofit that has been operating for 5 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $50K |
| Total Expenses | $57K |
| Surplus / Deficit | $-7,109 |
| Total Assets | $449K |
| Total Liabilities | $3K |
| Net Assets | $446K |
| Operating Margin | -14.2% |
| Debt-to-Asset Ratio | 0.7% |
| Months of Reserves | 94.4 months |
Financial Health Grade: B
In 2023, Cumberland Cemetery Association reported a deficit of $7K with expenses exceeding revenue, holds 94.4 months of operating reserves (strong position), has a debt-to-asset ratio of 0.7% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Cumberland Cemetery Association's revenue has grown at a compound annual growth rate (CAGR) of 2.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -20.8% | +28.2% | +8.6% |
| 2022 | +16.6% | -1.5% | -11.9% |
| 2021 | +6.8% | -5.6% | +11.2% |
| 2020 | -10.4% | +49.5% | +9.2% |
| 2019 | +33.1% | -41.4% | +18.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2021 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Cumberland Cemetery Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 85%
- fundraising: 0%
According to IRS 990 filings, Cumberland Cemetery Association allocates its expenses as follows: admin: 15%, programs: 85%, fundraising: 0%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $7K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.7%.
Executive Compensation Analysis
Executive compensation has consistently been reported as 0% across all available filings, indicating that the organization's leadership is entirely volunteer-based. This is a significant positive for financial efficiency and suggests a strong dedication to the mission without drawing salaries from the organization's funds.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Cumberland Cemetery Association's IRS 990 filings:
- Occasional operating deficits (e.g., 202312 expenses exceeded revenue by $7,109)
Strengths
The following positive indicators were identified for Cumberland Cemetery Association:
- Consistent growth in assets over time (from $290,430 in 2015 to $448,719 in 2023)
- Zero officer compensation reported across all filings, indicating volunteer leadership
- Very low liabilities, demonstrating strong financial management
- Consistent IRS 990 filing history, indicating transparency
Frequently Asked Questions about Cumberland Cemetery Association
Is Cumberland Cemetery Association a legitimate charity?
Cumberland Cemetery Association (EIN: 10191953) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $50K. 1 red flag identified. 4 strengths noted. Financial health grade: B.
How does Cumberland Cemetery Association spend its money?
Cumberland Cemetery Association directs 85% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Cumberland Cemetery Association tax-deductible?
Cumberland Cemetery Association is registered as a tax-exempt nonprofit (EIN: 10191953). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Cumberland Cemetery Association located?
Cumberland Cemetery Association is headquartered in Cumberland, Maine and files with the IRS under EIN 10191953.
How many years of IRS 990 filings does Cumberland Cemetery Association have?
Cumberland Cemetery Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $50K in total revenue.
Is Cumberland Cemetery Association financially stable?
Yes, despite some years with operating deficits (e.g., 202312 with $49,951 revenue vs. $57,060 expenses), the organization has consistently grown its assets from $290,430 in 2015 to $448,719 in 2023, indicating long-term financial health and stability.
How efficient is the organization's spending?
The organization appears efficient, particularly given that officer compensation has been 0% across all reported periods, suggesting volunteer leadership. Without detailed expense breakdowns, it's hard to pinpoint exact program vs. admin ratios, but the lack of executive salaries is a strong indicator of efficiency.
Does the organization have high liabilities?
No, the organization maintains very low liabilities, with $3,186 reported in 202312 and zero in many prior years, indicating a strong balance sheet and minimal debt.
Filing History
IRS 990 filing history for Cumberland Cemetery Association showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Cumberland Cemetery Association's revenue has grown by 41.1%, moving from $35K to $50K. Total assets increased by 88.1% over the same period, from $239K to $449K. Total functional expenses rose by 57.7%, from $36K to $57K. In its most recent filing year (2023), Cumberland Cemetery Association reported a deficit of $7K, with expenses exceeding revenue. The organization holds $3K in liabilities against $449K in assets (debt-to-asset ratio: 0.7%), resulting in net assets of $446K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $50K | $57K | $449K | $3K | — | — |
| 2022 | $63K | $45K | $413K | $0 | — | — |
| 2021 | $54K | $45K | $469K | $0 | — | — |
| 2020 | $51K | $48K | $422K | $0 | — | View 990 |
| 2019 | $57K | $32K | $386K | $0 | — | View 990 |
| 2018 | $42K | $55K | $325K | $0 | — | View 990 |
| 2017 | $49K | $39K | $353K | $0 | — | View 990 |
| 2016 | $48K | $44K | $307K | $0 | — | View 990 |
| 2015 | $43K | $43K | $290K | $0 | — | View 990 |
| 2014 | $41K | $39K | $295K | $0 | — | View 990 |
| 2013 | $43K | $30K | $290K | $0 | — | View 990 |
| 2012 | $35K | $32K | $260K | $0 | — | View 990 |
| 2011 | $35K | $36K | $239K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $50K, expenses of $57K, and assets of $449K (revenue -20.8% year-over-year).
- 2022: Revenue of $63K, expenses of $45K, and assets of $413K (revenue +16.6% year-over-year).
- 2021: Revenue of $54K, expenses of $45K, and assets of $469K (revenue +6.8% year-over-year).
- 2020: Revenue of $51K, expenses of $48K, and assets of $422K (revenue -10.4% year-over-year).
- 2019: Revenue of $57K, expenses of $32K, and assets of $386K (revenue +33.1% year-over-year).
- 2018: Revenue of $42K, expenses of $55K, and assets of $325K (revenue -13.2% year-over-year).
- 2017: Revenue of $49K, expenses of $39K, and assets of $353K (revenue +2.5% year-over-year).
- 2016: Revenue of $48K, expenses of $44K, and assets of $307K (revenue +12.1% year-over-year).
- 2015: Revenue of $43K, expenses of $43K, and assets of $290K (revenue +4.3% year-over-year).
- 2014: Revenue of $41K, expenses of $39K, and assets of $295K (revenue -5.9% year-over-year).
- 2013: Revenue of $43K, expenses of $30K, and assets of $290K (revenue +23.6% year-over-year).
- 2012: Revenue of $35K, expenses of $32K, and assets of $260K (revenue -0.8% year-over-year).
- 2011: Revenue of $35K, expenses of $36K, and assets of $239K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Cumberland Cemetery Association:
Data Sources and Methodology
This transparency report for Cumberland Cemetery Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.