Quick charity verification for Cumberland Christian School Inc (EIN: 210613118)
Verdict: Cumberland Christian School Inc appears trustworthy
85/100Mission Score
$2.2MRevenue
$1.4MAssets
1Red Flags
4Strengths
Red Flags
Expenses exceeded revenue in the most recent fiscal period (202306), leading to a deficit of $169,705.
Strengths
Consistent history of IRS 990 filings, demonstrating transparency.
Reported 0% officer compensation across all available filings, indicating strong commitment to mission spending.
Generally stable financial operations over the past decade with revenues often exceeding expenses.
Maintained a reasonable level of assets to support operations.
Spending Breakdown
How Cumberland Christian School Inc allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
7%
Admin Costs
Reasonable — admin costs in check
3%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Cumberland Christian School Inc
Is Cumberland Christian School Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Cumberland Christian School Inc (EIN: 210613118) appears trustworthy. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
Is Cumberland Christian School Inc a good charity to donate to?
Cumberland Christian School Inc has a Mission Score of 85/100. Revenue: $2.2M. Assets: $1.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Cumberland Christian School Inc?
The Employer Identification Number (EIN) for Cumberland Christian School Inc is 210613118. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Cumberland Christian School Inc spend its money?
Cumberland Christian School Inc allocates 90% to programs, 7% to administration, and 3% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Cumberland Christian School Inc's tax-exempt status?
You can verify Cumberland Christian School Inc's tax-exempt status using EIN 210613118 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Cumberland Christian School Inc. demonstrates a consistent operational history with revenues generally exceeding or closely matching expenses over the past decade, indicating a stable financial footing. For instance, in 202206, revenue was $1,676,682 against expenses of $1,560,044, showing a surplus. However, the most recent filing (202306) shows expenses of $1,806,859 exceeding revenue of $1,637,154, resulting in a deficit for that period. This recent trend warrants monitoring to ensure long-term sustainability.
The organization's transparency is bolstered by its consistent filing of IRS Form 990s, with 13 filings available, providing a clear historical financial record. A notable aspect of its financial management is the reported 0% officer compensation across all available filings, which suggests a strong commitment to directing funds towards its mission rather than executive salaries. This practice significantly enhances its spending efficiency and public trust.
While the detailed breakdown of program, administrative, and fundraising expenses is not explicitly provided in the summary data, the absence of officer compensation is a strong indicator of efficient resource allocation. The organization's assets have fluctuated but remained relatively stable, with $1,433,441 currently, providing a reasonable buffer. The recent deficit in 202306, however, highlights a need for careful financial planning to avoid a sustained negative trend.