Cumberland Christian School Inc

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Cumberland Christian School Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals

Cumberland Christian School Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Cumberland Christian School Inc in one place.

Is Cumberland Christian School Inc Legit?

Some Concerns

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

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Request a concise report for Cumberland Christian School Inc with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.

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Cumberland Christian School Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Cumberland Christian School Inc

Cumberland Christian School Inc (EIN: 210613118) is a nonprofit organization based in Vineland, NJ, classified under NTEE code B25Z. The organization reported total revenue of $2.2M and total assets of $1.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cumberland Christian School Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

Cumberland Christian School Inc is a mid-size nonprofit that has been operating for 73 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -2.3%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Financial Health Grade: C

In 2023, Cumberland Christian School Inc reported a deficit of $170K with expenses exceeding revenue, holds 9.1 months of operating reserves (strong position), has a debt-to-asset ratio of 89.6% (high leverage).

Financial Trends

Over 13 years of filings (2011–2023), Cumberland Christian School Inc's revenue has declined at a compound annual growth rate (CAGR) of -2.3%.

IRS Tax-Exempt Classification

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Cumberland Christian School Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

• admin: 7%
• programs: 90%
• fundraising: 3%

According to IRS 990 filings, Cumberland Christian School Inc allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

• The organization reported a deficit of $170K, with expenses exceeding revenue.
• Debt-to-asset ratio: 89.6%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no salaries were paid to officers, which is highly unusual for an organization of this size with revenues consistently over $1.3 million annually. This suggests a strong dedication to mission-focused spending.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Cumberland Christian School Inc's IRS 990 filings:

• Expenses exceeded revenue in the most recent fiscal period (202306), leading to a deficit of $169,705.

Strengths

The following positive indicators were identified for Cumberland Christian School Inc:

• Consistent history of IRS 990 filings, demonstrating transparency.
• Reported 0% officer compensation across all available filings, indicating strong commitment to mission spending.
• Generally stable financial operations over the past decade with revenues often exceeding expenses.
• Maintained a reasonable level of assets to support operations.

Frequently Asked Questions about Cumberland Christian School Inc

Filing History

IRS 990 filing history for Cumberland Christian School Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Cumberland Christian School Inc's revenue has declined by 24.5%, moving from $2.2M to $1.6M. Total assets decreased by 29.8% over the same period, from $2.0M to $1.4M. Total functional expenses fell by 13.9%, from $2.1M to $1.8M. In its most recent filing year (2023), Cumberland Christian School Inc reported a deficit of $170K, with expenses exceeding revenue. The organization holds $1.2M in liabilities against $1.4M in assets (debt-to-asset ratio: 89.6%), resulting in net assets of $142K.

Year-by-Year Financial Summary

• 2023: Revenue of $1.6M, expenses of $1.8M, and assets of $1.4M (revenue -2.4% year-over-year).
• 2022: Revenue of $1.7M, expenses of $1.6M, and assets of $1.4M (revenue +7.1% year-over-year).
• 2021: Revenue of $1.6M, expenses of $1.4M, and assets of $1.5M (revenue +18.2% year-over-year).
• 2020: Revenue of $1.3M, expenses of $1.6M, and assets of $1.4M (revenue -8.4% year-over-year).
• 2019: Revenue of $1.4M, expenses of $1.7M, and assets of $1.5M (revenue -20.7% year-over-year).
• 2018: Revenue of $1.8M, expenses of $1.7M, and assets of $1.7M (revenue +12.4% year-over-year).
• 2017: Revenue of $1.6M, expenses of $1.6M, and assets of $1.6M (revenue -0.5% year-over-year).
• 2016: Revenue of $1.6M, expenses of $1.6M, and assets of $1.6M (revenue +1.3% year-over-year).
• 2015: Revenue of $1.6M, expenses of $1.7M, and assets of $1.6M (revenue -12.7% year-over-year).
• 2014: Revenue of $1.8M, expenses of $1.8M, and assets of $1.8M (revenue -6.6% year-over-year).
• 2013: Revenue of $2.0M, expenses of $2.0M, and assets of $1.8M (revenue -3.9% year-over-year).
• 2012: Revenue of $2.1M, expenses of $2.1M, and assets of $1.9M (revenue -5.2% year-over-year).
• 2011: Revenue of $2.2M, expenses of $2.1M, and assets of $2.0M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Cumberland Christian School Inc:

Data Sources and Methodology

This transparency report for Cumberland Christian School Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.