Cumberland Christian School Inc

Cumberland Christian School Inc. shows stable operations with no officer compensation, but experienced a deficit in its latest fiscal period.

EIN: 210613118 · Vineland, NJ · NTEE: B25Z · Updated: 2026-03-28

$2.2MRevenue

$1.4MAssets

85/100Mission Score (Excellent)

B25Z

About Cumberland Christian School Inc

Cumberland Christian School Inc (EIN: 210613118) is a nonprofit organization based in Vineland, NJ, classified under NTEE code B25Z. The organization reported total revenue of $2.2M and total assets of $1.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cumberland Christian School Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Cumberland Christian School Inc. demonstrates a consistent operational history with revenues generally exceeding or closely matching expenses over the past decade, indicating a stable financial footing. For instance, in 202206, revenue was $1,676,682 against expenses of $1,560,044, showing a surplus. However, the most recent filing (202306) shows expenses of $1,806,859 exceeding revenue of $1,637,154, resulting in a deficit for that period. This recent trend warrants monitoring to ensure long-term sustainability.

The organization's transparency is bolstered by its consistent filing of IRS Form 990s, with 13 filings available, providing a clear historical financial record. A notable aspect of its financial management is the reported 0% officer compensation across all available filings, which suggests a strong commitment to directing funds towards its mission rather than executive salaries. This practice significantly enhances its spending efficiency and public trust.

While the detailed breakdown of program, administrative, and fundraising expenses is not explicitly provided in the summary data, the absence of officer compensation is a strong indicator of efficient resource allocation. The organization's assets have fluctuated but remained relatively stable, with $1,433,441 currently, providing a reasonable buffer. The recent deficit in 202306, however, highlights a need for careful financial planning to avoid a sustained negative trend.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Cumberland Christian School Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 7%
programs: 90%
fundraising: 3%

According to IRS 990 filings, Cumberland Christian School Inc allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no salaries were paid to officers, which is highly unusual for an organization of this size with revenues consistently over $1.3 million annually. This suggests a strong dedication to mission-focused spending.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Cumberland Christian School Inc's IRS 990 filings:

Expenses exceeded revenue in the most recent fiscal period (202306), leading to a deficit of $169,705.

Strengths

The following positive indicators were identified for Cumberland Christian School Inc:

Consistent history of IRS 990 filings, demonstrating transparency.
Reported 0% officer compensation across all available filings, indicating strong commitment to mission spending.
Generally stable financial operations over the past decade with revenues often exceeding expenses.
Maintained a reasonable level of assets to support operations.

Frequently Asked Questions about Cumberland Christian School Inc

Is Cumberland Christian School Inc. financially stable?

While the organization has shown consistent revenue and managed expenses over the past decade, the latest filing (202306) indicates expenses ($1,806,859) exceeded revenue ($1,637,154), resulting in a deficit. This recent trend needs to be monitored for long-term stability.

How does Cumberland Christian School Inc. manage executive compensation?

Cumberland Christian School Inc. reports 0% officer compensation across all available IRS 990 filings, indicating that no salaries were paid to its officers. This is a significant positive for resource allocation.

What is the trend in the organization's assets and liabilities?

Assets have fluctuated but remained relatively stable, ranging from $1,353,248 (202006) to $1,837,833 (201406), with current assets at $1,433,441. Liabilities have also been consistent, generally staying between $1.0 million and $1.3 million, indicating a managed debt level.

Filing History

IRS 990 filing history for Cumberland Christian School Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Cumberland Christian School Inc's revenue has declined by 24.5%, moving from $2.2M to $1.6M. Total assets decreased by 29.8% over the same period, from $2.0M to $1.4M. Total functional expenses fell by 13.9%, from $2.1M to $1.8M. In its most recent filing year (2023), Cumberland Christian School Inc reported a deficit of $170K, with expenses exceeding revenue. The organization holds $1.2M in liabilities against $1.4M in assets (debt-to-asset ratio: 89.6%), resulting in net assets of $142K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$1.6M	$1.8M	$1.4M	$1.2M	—	View 990
2022	$1.7M	$1.6M	$1.4M	$1.1M	—	View 990
2021	$1.6M	$1.4M	$1.5M	$1.3M	—	View 990
2020	$1.3M	$1.6M	$1.4M	$1.3M	—	View 990
2019	$1.4M	$1.7M	$1.5M	$1.1M	—	View 990
2018	$1.8M	$1.7M	$1.7M	$1.2M	—	View 990
2017	$1.6M	$1.6M	$1.6M	$1.2M	—	View 990
2016	$1.6M	$1.6M	$1.6M	$1.3M	—	View 990
2015	$1.6M	$1.7M	$1.6M	$1.3M	—	View 990
2014	$1.8M	$1.8M	$1.8M	$1.3M	—	View 990
2013	$2.0M	$2.0M	$1.8M	$1.4M	—	View 990
2012	$2.1M	$2.1M	$1.9M	$1.5M	—	View 990
2011	$2.2M	$2.1M	$2.0M	$1.5M	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $1.6M, expenses of $1.8M, and assets of $1.4M (revenue -2.4% year-over-year).
2022: Revenue of $1.7M, expenses of $1.6M, and assets of $1.4M (revenue +7.1% year-over-year).
2021: Revenue of $1.6M, expenses of $1.4M, and assets of $1.5M (revenue +18.2% year-over-year).
2020: Revenue of $1.3M, expenses of $1.6M, and assets of $1.4M (revenue -8.4% year-over-year).
2019: Revenue of $1.4M, expenses of $1.7M, and assets of $1.5M (revenue -20.7% year-over-year).
2018: Revenue of $1.8M, expenses of $1.7M, and assets of $1.7M (revenue +12.4% year-over-year).
2017: Revenue of $1.6M, expenses of $1.6M, and assets of $1.6M (revenue -0.5% year-over-year).
2016: Revenue of $1.6M, expenses of $1.6M, and assets of $1.6M (revenue +1.3% year-over-year).
2015: Revenue of $1.6M, expenses of $1.7M, and assets of $1.6M (revenue -12.7% year-over-year).
2014: Revenue of $1.8M, expenses of $1.8M, and assets of $1.8M (revenue -6.6% year-over-year).
2013: Revenue of $2.0M, expenses of $2.0M, and assets of $1.8M (revenue -3.9% year-over-year).
2012: Revenue of $2.1M, expenses of $2.1M, and assets of $1.9M (revenue -5.2% year-over-year).
2011: Revenue of $2.2M, expenses of $2.1M, and assets of $2.0M.

Data Sources and Methodology

This transparency report for Cumberland Christian School Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.